Listed for:Listed Aug 6, 2026
$1,099,900

405 Champlain Road

Penetanguishene, ON L9M 1S3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 405 Champlain Road, Penetanguishene

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 405 Champlain Road, Penetanguishene

Summarized Description

  • Waterfront property with direct shoreline access
  • Updated kitchen and open dining area
  • Primary bedroom features walkout to sunroom
  • Massive finished walk-out basement with extra bedrooms
  • Rec room includes built-in bar and fireplace
  • Elevator and accessibility features enhance convenience
  • Large dock and sitting area for outdoor enjoyment

Welcome to 405 Champlain and waterfront living on Penetang Bay! Direct shoreline frontage and easterly views. The main level boasts an updated kitchen, open dining area, and a primary bedroom with walkout to sunroom and composite deck overlooking the bay. The massive finished walk-out basement expands the home, offering 2 extra bedrooms, an office, an exercise room, a rec room with a built-in bar & fireplace. Multiple walk-outs from basement to firepit and waterfront with large dock and sitting area. Outfitted with an elevator and accessibility features, plus a large detached garage and sheds, this property is fantastic value. VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,587
Land Transfer Tax Fee
$18,473

Rental Items

Rental Equipment
Hot Water Heater, Propane Tank

Basement Type
Finished with Walk-Out

Interior Features

Interior Extras
None
View
Bay
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick, Stone
Roof
Metal
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
345.00 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
10
Total Garage And Parking Spaces
11

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
1 + 2
Washrooms
3
Kitchens
1

Room sizes

  • Bedroom 2—
    Basement level
  • Exercise Room—
    Basement level
  • Recreation—
    Basement level
  • Kitchen—
    Main level
  • Office—
    Basement level
  • Primary Bedroom—
    Main level
  • Dining Room—
    Main level
  • Sunroom—
    Main level
  • Bedroom 3—
    Basement level

Washrooms

  • 3-piece, Main
  • 3-piece, Basement
  • 2-piece, Basement

Municipality
Penetanguishene
Neighbourhood
Penetanguishene
Main cross streets
Champlain & Robert St W
Directions
North on Champlain. Property on Right.
Waterfront
Direct

MLS® number
S13646934
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-06
Updated on
2026-10-06
Days on market
76 days
Possession type
Immediate
Co-op commission
2.5
Seller
Listed by
CENTURY 21 HERITAGE GROUP LTD.

Home Market Value

Current home valuation for 405 Champlain Road, Penetanguishene, Penetanguishene, ON. Listed for $1,099,900

HOMEH Estimate

?

$850,000

Estimated Sales Range

?

$510,000 - $1,190,000

HOMEH Estimate for 405 Champlain Road, Penetanguishene

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$850,000Low confidence
Based on 15 comparable properties
+ $249,900 (29%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Penetanguishene, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $599,900 over $500K

Minimum down payment

$84,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$40,564$30,687$26,178$0
=Total mortgage
$1,054,672$1,020,597$961,093$879,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,149monthly$4,983monthly$4,693monthly$4,296monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$18,473

Total Land Transfer Tax

$18,473

Around this home

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0/100Minimal Transit
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