Listed for:Listed 6 days ago
$474,900

196 Perry Street

Peterborough (Town Ward 3), ON K9J 2J2

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 196 Perry Street, Peterborough, Town Ward 3

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 196 Perry Street, Peterborough, Town Ward 3

Summarized Description

  • Charming two-and-a-half-storey home in downtown Peterborough.
  • Open-concept layout ideal for living and entertaining.
  • Unique third-floor loft with ensuite and walk-in closet.
  • Detached double-car garage perfect for vehicles and hobbies.
  • Recent updates including roof and electrical service.
  • Deep lot with back deck for outdoor enjoyment.
  • Close to parks, restaurants, and shopping amenities.

Welcome to 196 Perry Street! This charming two-and-a-half-storey home offers a great combination of space, character, and thoughtful updates, all in a fantastic downtown Peterborough location just steps from Del Crary Park. The main floor features a bright, open-concept layout where the kitchen, living, and dining areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. A convenient two-piece bathroom completes the main level. Upstairs, you'll find three bedrooms and a full bathroom, while the third-floor loft offers a unique and versatile space that could serve as a spacious primary suite, complete with its own ensuite and large walk-in closet. The partially finished lower level provides additional usable space along with plenty of storage. Outside, the deep lot offers room to enjoy, with a back deck and patio area perfectfor relaxing or entertaining. A standout feature is the detached double-car garage/workshop, offering exceptional space for vehicles, hobbies, projects, or additional storage. There's also plenty of parking in the large driveway. Numerous updates have been completed in recent years, including a complete roof replacement with new plywood sheathing, shingles, and ridge venting (2022), updated second-floor bathroom (2022), basement waterproofing (2021), basement renovations (2026), garage exterior waterproofing (2025), third-floor spray foam insulation, and an upgraded 200-amp electrical service with GenerLink (2026). Located within walking distance of parks, restaurants, shopping, and downtown amenities, this is a wonderful opportunity to enjoy the convenience of city living with the added benefit of a spacious lot and impressive detached garage!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,299
Land Transfer Tax Fee
$5,973

Rental Items

Rental Equipment
Hot water tank, furnace, heat pump

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Storage, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Lighting, Patio
Pool
None
Property Features
Arts Centre, Fenced Yard, Hospital, Lake/Pond, Library, Park
Other Structures
Fence - Full, Storage

Building

Building Type
Detached
Building Style
2 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
192.00 ft
Lot Size
5920.14
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, dishwasher, built-in microwave, washing machine, dryer, king bed frame and nightstands in loft, pergola and benches in backyard

Exclusions

Exclusions
All staging furniture and personal items

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
3
Kitchens
1

Room sizes

  • Office—
    Main level
  • Bedroom—
    Second level
  • Mud Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Second level
  • Utility Room—
    Basement level
  • Bedroom—
    Second level
  • Den—
    Basement level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bathroom—
    Upper level, 4 Pc Bath
  • Other—
    Basement level
  • Loft—
    Upper level

Washrooms

  • 2-piece, Main
  • 3-piece, Upper
  • 4-piece, Upper

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
Perry Street and George Street
Zoning
Residential
Directions
Perry Street and George Street
Waterfront
None

MLS® number
X13881718
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-09
Updated on
2026-10-09
Days on market
6 days
Possession type
Flexible
Co-op commission
2.5%+HST
Seller
Listed by
BALL REAL ESTATE INC.

Home Market Value

Current home valuation for 196 Perry Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $474,900

HOMEH Estimate

?

$535,043

Estimated Sales Range

?

$453,823 - $613,492

HOMEH Estimate for 196 Perry Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$535,043Low confidence
Based on 3 comparable properties
− $60,143 (11%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$23,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,046$13,250$11,303$0
=Total mortgage
$469,201$440,660$414,968$379,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,291monthly$2,152monthly$2,026monthly$1,855monthly
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Land Transfer Tax

Provincial

$5,973

Total Land Transfer Tax

$5,973

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