636 Frank Street
Peterborough (Otonabee Ward 1), ON K9J 4M9
- 3+2Bedrooms
- 2Bathrooms
- 4Parking
- 1100–1500Sq Ft
- $4,671Tax
- 50×191 ftLot Size
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About 636 Frank Street, Peterborough, Otonabee Ward 1
Summarized Description
- Fully renovated legal duplex with income potential
- Stylish kitchens with granite countertops
- Separate in-suite laundry for both units
- Two furnaces and hot water tanks for efficiency
- Parking available for four vehicles
- Large windows provide ample natural light
- Close to schools, shopping, and parks
- Turnkey investment opportunity with great flexibility
Welcome to 636 Frank St. An outstanding opportunity for investors and homebuyers alike, this fully renovated legal duplex offers exceptional flexibility and income potential. Live in one unit and let the rental income help pay the mortgage or add a true turnkey investment property to your portfolio. The upper unit is occupied by fantastic tenants, while the vacant lower unit gives you the freedom to set your own rent or move in yourself. Both units have been professionally updated with stylish kitchens featuring granite countertops, modern bathrooms, spacious layouts, separate in suite laundry, and quality finishes throughout. Large windows fill the lower level with natural light, creating a bright and inviting living space that feels anything but below grade. With separate entrances, two furnaces, two hot water tanks, two hydro meters, parking for four vehicles, additional outdoor storage with two sheds, and a location close to schools, shopping, parks, and everyday amenities, with the added piece of mind with a back flow valve installed, this is a rare opportunity to own a completely updated property with nothing left to do but collect rent or move in and enjoy. Book your private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,671
- Land Transfer Tax Fee
- $8,855
Rental Items
- Rental Equipment
- Hot water tank rental x 2
- Under Contract
- Hot Water Heater
- Basement Type
- Finished, Full
Interior Features
- Interior Extras
- Carpet Free, Central Vacuum, In-Law Suite, Separate Heating Controls, Separate Hydro Meter, Sump Pump, In-Law Capability
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Deck, Landscaped
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 191.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- All Existing: Fridge x2, stove x2, built in dishwasher x2, over the range microwave x2, washer & dryer x2, light fixtures, shed x2
Exclusions
- Exclusions
- All tenants belongings including but not limited to: curtains in upper bedrooms, bidet attachment, shower head, pantry & island in main floor kitchen
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 2
Washrooms
- 5-piece, Main
- 4-piece, Basement
- Municipality
- Peterborough
- Neighbourhood
- Otonabee Ward 1
- Main cross streets
- Monaghan Rd & Frank St
- Zoning
- R1 / R2
- Directions
- From Monaghan Rd travel west on Frank St. 636 Frank will be on your right hand side.
- MLS® number
- X13470572
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-24
- Listed on
- 2026-06-18
- Days on market
- 98 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- RE/MAX HALLMARK EASTERN REALTY
Home Market Value
Current home valuation for 636 Frank Street, Peterborough, Otonabee Ward 1, Peterborough, ON. Listed for $619,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 636 Frank Street, Peterborough, Otonabee Ward 1
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $119,000 over $500K
$36,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,274 | $17,270 | $14,732 | $0 |
=Total mortgage | $605,134 | $574,370 | $540,882 | $495,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,955monthly | $2,804monthly | $2,641monthly | $2,418monthly |
Land Transfer Tax
$8,855
$8,855
Around this home
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