
3686 Portage Bay Road
Ramara (Rural Ramara), ON L0K 2B0
- 3+2Bedrooms
- 4Bathrooms
- 2Garage
- 3500–5000Sq Ft
- $11,760Tax
- 105×136 ftLot Size
- Estimated Value:$1,588,414See Free Estimate Report
Sale & Price History for 3686 Portage Bay Road, Ramara, Rural Ramara
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 3686 Portage Bay Road, Ramara, Rural Ramara
Summarized Description
- Stunning waterfront estate with 104 ft shoreline.
- Expansive 6,700+ sq ft living space.
- Multi-tiered balcony offers breathtaking views.
- In-law suite potential in finished lower level.
- Luxurious primary suite with 6-piece ensuite.
- Updated features including windows and furnace.
- Close proximity to local amenities and recreation.
COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $11,760
- Land Transfer Tax Fee
- $28,455
Rental Items
- Rental Equipment
- Propane Tanks.
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned, Water Treatment, Workbench
- View
- Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Rec Room, Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Lighting, Patio, Porch, Recreational Area, Year Round Living
- Pool
- None
- Property Features
- Beach, Lake/Pond, Marina, Other, Waterfront
- Accessibility Features
- Multiple Entrances
- Other Structures
- Other
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 104.71 ft
- Lot Depth
- 136.00 ft
- Lot Size
- 0.36
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Built-In Microwave, Washer, Dryer, Electric Light Fixtures, Bathroom Mirrors, Bar Fridge, Pool Table, Fridge & Stove In Basement, Composite Docks, TV Wall Mount.
Exclusions
- Exclusions
- None.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 2
- Washrooms
- 4
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Living Room—Basement level
- Bedroom 2—Main level
- Bedroom 4—Basement level, Walk-Out
- Bedroom 3—Main level
- Foyer—Main level, Tile Floor
- Dining Room—Main level
- Game Room—Basement level, Walk-Out, Tile Floor
- Bedroom 5—Basement level
- Laundry—Main level, Laundry Sink
- Recreation—Basement level, Fireplace, Walk-Out
- Kitchen—Main level
- Other—Main level, Wet Bar
- Primary Bedroom—Main level, 6 Pc Ensuite, W/O To Balcony, Walk-In Closet(s)
- Living Room—Main level, W/O To Balcony
- Breakfast—Main level, W/O To Balcony
- Kitchen—Basement level
- Family Room—Main level, Fireplace
- Office—Main level
Washrooms
- 3-piece, Main
- 4-piece, Main
- 6-piece, Main
- 4-piece, Basement
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- RAMA ROAD/PORTAGE BAY ROAD
- Zoning
- SR
- Directions
- RAMA ROAD/PORTAGE BAY ROAD
- Waterfront
- Direct
- MLS® number
- S13727432
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-31
- Updated on
- 2026-08-31
- Days on market
- 48 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Home Market Value
Current home valuation for 3686 Portage Bay Road, Ramara, Rural Ramara, Ramara, ON. Listed for $1,599,000
HOMEH Estimate
$1,588,414
Estimated Sales Range
$953,048 - $2,223,780
HOMEH Estimate for 3686 Portage Bay Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
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−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $0 | $0 | $0 | $0 |
=Total mortgage | $1,279,200 | $1,199,250 | $1,119,300 | $1,039,350 |
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=Mortgage payment | $6,246monthly | $5,855monthly | $5,465monthly | $5,075monthly |
Land Transfer Tax
$28,455
$28,455
Around this home
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