
3752 Portage Bay Road
Ramara (Rural Ramara), ON L0K 2B0
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,404Tax
- 50×141 ftLot Size
- Estimated Value:$548,673See Free Estimate Report

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About 3752 Portage Bay Road, Ramara, Rural Ramara
Enjoy this summer on the water with Immediate possession available! Welcome to your year-round waterfront retreat on the beautiful shores of Lake Couchiching. This charming and beautifully updated 3-bedroom, 2-bathroom cottage offers over 1,400 square feet of finished living space, along with 50.15 feet of pristine waterfront on the highly sought-after Trent-Severn Waterway. Situated on a quiet, dead-end road in a warm and welcoming community, this turnkey property provides the perfect setting for both weekend getaways and full-time living. Just five minutes from Casino Rama and only ninety minutes from the GTA, it offers the ideal balance of seclusion and convenience. Inside, you'll find a bright, low-maintenance interior featuring a refreshed kitchen complete with stainless steel appliances. The open-concept main level includes vinyl plank flooring, a cozy propane fireplace (2019), primary bedroom with ensuite, and an updated main-floor bathroom. The lower level boasts a walkout to the waterfront, two additional spacious bedrooms, a second full bathroom, a laundry area, and a renovated recreation room featuring pot lights, an exposed ceiling, and ample space to relax or entertain. Comfort is ensured in every season with heat and A/C pumps (2019), a propane BBQ hookup, a new water softener, and an updated water heater. Step outside to take in the stunning lake views from the expansive deck, or unwind by the water's edge on the newly added stone patio (2024), a perfect setting for enjoying summer sunsets and lakeside gatherings. Additional highlights include a detached garage, low cottagers' association fees, and a fully furnished home that includes all appliances, bedding, housewares, and even a dockjust bring your suitcase. Whether you're seeking a peaceful retreat or a permanent lakeside residence, this exceptional property offers the perfect blend of comfort, community, and natural beauty. Start making lifelong memories your cottage life begins.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,404
- Land Transfer Tax Fee
- $11,475
Rental Items
- Rental Equipment
- Propane Tank
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater Owned, Water Softener, Primary Bedroom - Main Floor, Sewage Pump, Water Treatment
- View
- Bay, Lake, Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 50.15 ft
- Lot Depth
- 140.96 ft
- Lot Size
- 0.16
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, Microwave Range, Indoor Furniture, Outdoor Furniture, Houseware, bedding, BBQ, Dock
Exclusions
- Exclusions
- Lawn Mower
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Wall Unit(s)
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Tile Floor
- Dining Room—Main level, Vinyl Floor
- Living Room—Main level, Vinyl Floor
- Primary Bedroom—Main level, Hardwood Floor
- Bathroom—Main level, 4 Pc Ensuite, Tile Floor
- Recreation—Lower level, Laminate
- Bedroom—Lower level, Vinyl Floor
- Bedroom—Lower level, Laminate
- Bathroom—Lower level
- Laundry—Lower level
Washrooms
- 4-piece
- 3-piece
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- Rama Road/ Portage Bay
- Zoning
- SRS
- Directions
- Rama road to Portage Bay
- Waterfront
- Direct
- MLS® number
- S12275608
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-28
- Listed on
- 2025-07-09
- Days on market
- 50 days
- Possession date
- 2025-08-31
- Possession type
- Immediate
- Co-op commission
- 2.5
- Seller
- Listed by
- RE/MAX RIGHT MOVE
Home Market Value
Current home valuation for 3752 Portage Bay Road, Ramara, Rural Ramara, Ramara, ON. Listed for $750,000
HOMEH Estimate
$548,673
Estimated Sales Range
$384,071 - $713,275
HOMEH Estimate for 3752 Portage Bay Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $250,000 over $500K
$50,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,990 | $20,925 | $17,850 | $0 |
=Total mortgage | $727,740 | $695,925 | $655,350 | $600,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,553monthly | $3,398monthly | $3,200monthly | $2,930monthly |
Land Transfer Tax
$11,475
$11,475
Around this home
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