
3965 Hilltop Road
Ramara (Rural Ramara), ON L3V 6H7
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $1,635Tax
- 60×200 ftLot Size
- Estimated Value:$606,900See Free Estimate Report

Sale & Price History for 3965 Hilltop Road, Ramara, Rural Ramara
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 3965 Hilltop Road, Ramara, Rural Ramara
Summarized Description
- Charming 3-bedroom bungalow in Ramara community
- Generous lot size of 60 x 200 ft
- Affordable living near Lake Simcoe
- Move-in ready with recent renovations
- Parking available for up to 6 vehicles
- Access to beaches and outdoor activities
- Ideal for first-time buyers or investors
- Approximately 90 minutes from Toronto
Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity to live near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, all within approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting (2026/8), updated septic system, new Raisers(2026/10), sumppump (2019),Furnace(2019) making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekend escape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,635
- Land Transfer Tax Fee
- $8,035
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- Other
- Security Features
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 200.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Elf's, Window Coverings, Brandnew Washer, Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- Mcrae Park Rd/Hilltop Rd
- Directions
- Mcrae Park/ Hilltop Rd
- MLS® number
- S13877862
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-08
- Updated on
- 2026-10-12
- Days on market
- 9 days
- Possession type
- 30-59 days
- Co-op commission
- 2.5%
- Seller
- Listed by
- MASTER`S TRUST REALTY INC.
Home Market Value
Current home valuation for 3965 Hilltop Road, Ramara, Rural Ramara, Ramara, ON. Listed for $578,000
HOMEH Estimate
$606,900
Estimated Sales Range
$479,451 - $734,349
HOMEH Estimate for 3965 Hilltop Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $78,000 over $500K
$32,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,802 | $16,126 | $13,756 | $0 |
=Total mortgage | $566,856 | $536,326 | $505,056 | $462,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,768monthly | $2,619monthly | $2,466monthly | $2,258monthly |
Land Transfer Tax
$8,035
$8,035
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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