Listed for:Listed 9 days ago
$578,000

3965 Hilltop Road

Ramara (Rural Ramara), ON L3V 6H7

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 3965 Hilltop Road, Ramara, Rural Ramara

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 3965 Hilltop Road, Ramara, Rural Ramara

Summarized Description

  • Charming 3-bedroom bungalow in Ramara community
  • Generous lot size of 60 x 200 ft
  • Affordable living near Lake Simcoe
  • Move-in ready with recent renovations
  • Parking available for up to 6 vehicles
  • Access to beaches and outdoor activities
  • Ideal for first-time buyers or investors
  • Approximately 90 minutes from Toronto

Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity to live near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, all within approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting (2026/8), updated septic system, new Raisers(2026/10), sumppump (2019),Furnace(2019) making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekend escape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,635
Land Transfer Tax Fee
$8,035

Rental Items

Rental Equipment
HWT

Basement Type
Crawl Space

Interior Features

Interior Extras
Other
Security Features
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Shingles
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
200.00 ft

Inclusions

Inclusions
Fridge, Stove, Elf's, Window Coverings, Brandnew Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main

Municipality
Ramara
Neighbourhood
Rural Ramara
Main cross streets
Mcrae Park Rd/Hilltop Rd
Directions
Mcrae Park/ Hilltop Rd

MLS® number
S13877862
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-08
Updated on
2026-10-12
Days on market
9 days
Possession type
30-59 days
Co-op commission
2.5%
Seller
Listed by
MASTER`S TRUST REALTY INC.

Home Market Value

Current home valuation for 3965 Hilltop Road, Ramara, Rural Ramara, Ramara, ON. Listed for $578,000

HOMEH Estimate

?

$606,900

Estimated Sales Range

?

$479,451 - $734,349

HOMEH Estimate for 3965 Hilltop Road, Ramara, Rural Ramara

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$606,900Medium confidence
Based on 14 comparable properties
− $28,900 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ramara, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $78,000 over $500K

Minimum down payment

$32,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,802$16,126$13,756$0
=Total mortgage
$566,856$536,326$505,056$462,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,768monthly$2,619monthly$2,466monthly$2,258monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,035

Total Land Transfer Tax

$8,035

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