4464 Plum Point Road
Ramara (Rural Ramara), ON L3V 0L4
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $2,709Tax
- 35×194 ftLot Size
Estimated Value:$674,834See Free Estimate Report
Sale & Price History for 4464 Plum Point Road, Ramara, Rural Ramara
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 4464 Plum Point Road, Ramara, Rural Ramara
Summarized Description
- Charming direct lakefront cottage in McPhee Bay.
- Features million-dollar views of Lake Simcoe.
- Updated kitchen and cozy electric fireplace.
- Large two-tiered deck for entertaining.
- Three comfortable bedrooms and a three-piece washroom.
- Easy access to sandy-bottom waterfront.
- Year-round accessibility near entertainment and trails.
Welcome to this direct lakefront, cute and cozy, beautifully maintained three-season cottage located in highly sought-after McPhee Bay on Lake Simcoe. This charming bungalow is situated on a concrete slab foundation and features a classic wood exterior and is on an impressive 193 foot lot. The property boasts an easy-access, sandy-bottom, shallow-entry waterfront with million-dollar lake views. The cottage comes well-equipped including all furniture and ready for you to enjoy, offering three comfortable bedrooms, a three-piece washroom, and a living room featuring a cozy electric fireplace. Recent renovations complement the home, including a beautifully updated kitchen and pot-lit ceiling in living room. For outdoor living and entertaining, it features a large two-tiered entertainer's deck, aluminum dock with wood inserts, garden shed and an additional large shed for your toys. Other property details include electric baseboard heating, a high dry concrete slab crawl space and a private driveway. Easily accessible year-round, you are located only minutes away from Casino Rama Entertainment, Orillia, shops, restaurants, golf courses, bike, walking and snowmobile trails.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,709
- Land Transfer Tax Fee
- $10,273
- Basement Type
- None
Interior Features
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- View
- Clear, Lake, Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio
- Pool
- None
- Property Features
- Clear View, Lake/Pond, Level, School, Waterfront, Golf
- Other Structures
- Garden Shed, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Slab
- Special Designation
- Unknown
Lot
- Lot Front
- 35.00 ft
- Lot Depth
- 193.76 ft
- Lot Size
- 0.16
- Lot Shape
- Rectangular
- Lot Size Code
- 34.69 x 198.54 Feet
Inclusions
- Inclusions
- All window coverings, fridge, stove, aluminum dock with wood inserts, all furniture, 3 ceiling fans and propane barbeque.
Exclusions
- Exclusions
- Microwave oven, personal items
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Window Unit(s)
- Water
- Other
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Bedroom 2—Main level, Vinyl Floor, Double Closet
- Living Room—Main level, Open Concept, Pot Lights, Vinyl Floor
- Bedroom 3—Main level, Vinyl Floor, Ceiling Fan(s)
- Dining Room—Main level, Overlooks Living, Ceiling Fan(s), Overlook Water
- Kitchen—Main level, Vinyl Floor, Ceramic Backsplash, Overlook Water
- Primary Bedroom—Main level, Vinyl Floor, Ceiling Fan(s), Mirrored Closet
Washrooms
- 3-piece
- Area
- Ramara
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- Plum Point Road & Highway 12
- Zoning
- HR
- Directions
- Hwy 12 to Plum Pt. Rd.
- Waterfront
- Direct
- MLS® number
- S13548992
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-10
- Updated on
- 2026-09-10
- Days on market
- 98 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Home Market Value
Current home valuation for 4464 Plum Point Road, Ramara, Rural Ramara, Ramara, ON. Listed for $689,900
HOMEH Estimate
$674,834
Estimated Sales Range
$404,900 - $944,768
HOMEH Estimate for 4464 Plum Point Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $189,900 over $500K
$43,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,830 | $19,248 | $16,420 | $0 |
=Total mortgage | $671,576 | $640,158 | $602,835 | $551,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,279monthly | $3,126monthly | $2,943monthly | $2,695monthly |
Land Transfer Tax
$10,273
$10,273
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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