Listed for:Listed Sep 1, 2026
$549,900

1866 Irish Line

Severn (Coldwater), ON L0K 1E0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 1866 Irish Line, Severn, Coldwater

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1866 Irish Line, Severn, Coldwater

Summarized Description

  • Charming 1.5-storey home on 1.544 acres.
  • Open-concept layout with updated cabinetry.
  • Detached workshop with wood stove.
  • Move-in ready with recent updates.
  • 10 parking spaces for vehicles and toys.
  • Peaceful rural setting near Coldwater amenities.
  • Main-floor laundry and carpet-free throughout.
  • Immediate possession available for buyers.

Charming 1.5-storey character home on 1.544 acres in Coldwater. This 3-bedroom, 1-bath property blends country privacy with thoughtful updates throughout. The main level offers an open-concept layout with a bright living room, dining room, and a spacious kitchen featuring updated cabinetry. Main-floor laundry adds everyday convenience, and the home is carpet-free throughout. Upstairs, the primary bedroom and second bedroom offer a comfortable private space. Recent updates include a durable steel roof, a new furnace, central air conditioning (2020), and a septic system emptied in 2025. The home also features an owned water heater, water softener, and sump pump for added peace of mind. Water is supplied by a drilled well. Outside, a detached 16' x 22' workshop with a wood stove offers exceptional space for hobbies, trades, or extra storage - heated and ready to use year-round. With no garage but 10 parking spaces on the property, there's plenty of room for vehicles, trailers, or toys. Set on a quiet rural road with easy access to Upper Big Chute Rd, this property offers a peaceful setting with 1,434 sq ft of finished living space, just a short drive from Coldwater's amenities and Orillia's conveniences. With flexible, immediate possession available, this move-in-ready property is an excellent opportunity for buyers seeking space, character, and country living.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,165
Land Transfer Tax Fee
$7,473

Basement Type
Partial Basement, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Sump Pump, Water Heater Owned, Water Softener, Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
145.00 ft
Lot Depth
457.00 ft
Lot Shape
Rectangular

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Primary Bedroom—
    Upper level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Laundry—
    Main level
  • Bedroom—
    Upper level
  • Kitchen—
    Main level
  • Dining Room—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Severn
Neighbourhood
Coldwater
Main cross streets
Upper Big Chute Rd & Irish Line/Lovering Line
Zoning
RR
Directions
Burnside Line, Left onto Foxmead Rd, Right on to Balkwill Line, Left on to Upper Big Chute Rd, Right on Irish Line
Waterfront
None

MLS® number
S13745098
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-01
Updated on
2026-10-05
Days on market
46 days
Possession type
Flexible
Co-op commission
2% +HST
Seller
Listed by
ROYAL LEPAGE KAWARTHA LAKES REALTY INC.

Home Market Value

Current home valuation for 1866 Irish Line, Severn, Coldwater, Severn, ON. Listed for $549,900

HOMEH Estimate

?

$618,942

Estimated Sales Range

?

$371,365 - $866,519

HOMEH Estimate for 1866 Irish Line, Severn, Coldwater

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$618,942Low confidence
Based on 3 comparable properties
− $69,042 (11%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

Around this home

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