Listed for:Listed Jul 30, 2026
$1,099,999

1887 Ellis Road

Severn (Coldwater), ON L0K 1E0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1887 Ellis Road, Severn, Coldwater

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1887 Ellis Road, Severn, Coldwater

Summarized Description

  • Year-round waterfront retreat on MacLean Lake.
  • Open-concept design ideal for family gatherings.
  • In-law suite with separate entrance for flexibility.
  • Oversized detached shop with vehicle lift included.
  • Private dock and boat ramp for watercraft access.
  • Updated features including windows and furnace.
  • Convenient location, just 1.5 hours from GTA.

Welcome to your year-round waterfront retreat on beautiful MacLean Lake, offering direct access to Gloucester Pool & the Trent Severn Waterway. Set on a picturesque 0.73-acre lot w/ 91ft of Southern exposure waterfront, this versatile property is ideal as a family home, cottage getaway, or multi-generational retreat with endless possibilities. The main level features an open-concept kitchen, living & dining area designed for gathering with family & friends, complete w/ a walkout to a spacious deck overlooking the property & lake. Three comfortable bedrooms & a 3pc bath complete the main floor. The fully finished lower level offers incredible flexibility w/ its own entrance, making it an ideal in-law suite or rental. This space features an open-concept kitchen, living & dining area, 2 bedrooms, a 3pc bath, laundry rm, cozy wood burning stove, & walkout to a large covered patio w/ peaceful waterfront views. Outside, the impressive amenities continue w/ an oversized 2 car detached shop complete w/ a 7,000lb vehicle lift, a charming Panabode bunkie for overflow guests, an outhouse, & 4 additional storage sheds providing room for all your tools, toys, & equipment. Enjoy effortless waterfront living w/ a private dock, beautiful lake views, & a small boat ramp perfect for launching your Sea-Doos or other small watercraft. Additional features include updated windows & patio doors (2019), a durable metal roof on the main home, shingle roofs on the outbuildings (2019), propane furnace (2019), A/C (2019), central vac, UV water system, drilled well, generator (2019), & more. Conveniently located on a year-round municipally maintained rd w/ garbage/recycling collection, this property combines the tranquility of cottage living w/ the convenience of year-round services. Located just 1.5 hours from the GTA and 15 mins from the 400 Hwy.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,604
Land Transfer Tax Fee
$18,475

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Finished with Walk-Out

Interior Features

Laundry Level
Lower Level
Interior Extras
Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Treatment
View
Lake, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Privacy, Year Round Living
Pool
None
Property Features
Golf, Marina, Library, School Bus Route, Skiing, Waterfront
Other Structures
Aux Residences, Garden Shed, Gazebo, Shed, Storage

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle, Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
91.00 ft
Lot Depth
195.00 ft
Lot Size
0.73
Lot Shape
Irregular

Inclusions

Inclusions
Fridge (x2), Stove (2x), Dishwasher, Washer, Dryer, Window Coverings. Furnishings negotiable

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Sewer
Hydro
Yes

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Recreation—
    Lower level, W/O To Yard
  • Living Room—
    Main level, W/O To Deck, Fireplace
  • Bedroom 4—
    Lower level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bathroom—
    Lower level, 3 Pc Bath
  • Bedroom 3—
    Main level
  • Kitchen—
    Lower level
  • Bedroom 2—
    Main level
  • Primary Bedroom—
    Main level
  • Utility Room—
    Lower level
  • Dining Room—
    Lower level
  • Utility Room—
    Lower level
  • Bedroom 5—
    Lower level
  • Kitchen—
    Main level

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
Severn
Neighbourhood
Coldwater
Main cross streets
Irish Line/Ellis Road
Zoning
SR1
Directions
Upper Big Chute Road to Irish Line to Ellis Road to SOP on right
Waterfront
Direct

MLS® number
S13621210
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-30
Updated on
2026-09-30
Days on market
77 days
Possession type
Immediate
Co-op commission
2.5%+HST
Seller
Listed by
Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

Home Market Value

Current home valuation for 1887 Ellis Road, Severn, Coldwater, Severn, ON. Listed for $1,099,999

HOMEH Estimate

?

$1,044,486

Estimated Sales Range

?

$626,692 - $1,462,280

HOMEH Estimate for 1887 Ellis Road, Severn, Coldwater

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,044,486Low confidence
Based on 15 comparable properties
+ $55,513 (5%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $599,999 over $500K

Minimum down payment

$85,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$40,568$30,690$26,180$0
=Total mortgage
$1,054,767$1,020,689$961,179$879,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,150monthly$4,984monthly$4,693monthly$4,297monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$18,475

Total Land Transfer Tax

$18,475

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.