Listed for:Listed Aug 17, 2026
$799,000

4108 Canal Road

Severn (Rural Severn), ON L0K 2B0

Detached House For Sale
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Sale & Price History for 4108 Canal Road, Severn, Rural Severn

No listing history available

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About 4108 Canal Road, Severn, Rural Severn

Summarized Description

  • Custom-built bungalow with waterfront lifestyle
  • Unobstructed water views from principal rooms
  • Private dock for swimming and boating
  • Four-season sunroom with waterside deck
  • Detached boathouse/workshop with hydro
  • Finished lower level with family room
  • Easy access to Highway 11 for commuting
  • Minutes from Orillia amenities and recreation

Nestled along the shores of the Severn River on the renowned Trent-Severn Waterway, this custom-built bungalow offers an exceptional waterfront lifestyle with gorgeous unobstructed water views and peaceful natural surroundings. Enjoy deep water off the private dock ideal for swimming, boating, fishing, and endless summer enjoyment. Built in 1977, this solid brick and stucco home with steel roof offers approximately 1,300 sq. ft. on the main floor plus a fully finished lower level. Nearly every principal room captures beautiful water views, including the spacious living room with propane fireplace, formal dining room, kitchen, and bright four-season sunroom with walkout to the waterside deck.The primary bedroom overlooks the river and features its own walkout to a private waterside deck, direct access to the main 4-piece bath with soaker tub, and adjoining dressing room with built-in closets. A second bedroom completes the main floor.The lower level offers tremendous additional living space with a massive family room featuring a stunning fieldstone propane fireplace, two additional bedrooms, 4-piece bathroom, laundry/utility room, and a second sunroom with walkout to the waterfront.A rare bonus is the detached dry boathouse/workshop complete with hydro panel and wood-burning fireplace - ideal for hobbies, entertaining, or future creative use.Lovingly maintained and exceptionally clean, this home offers incredible potential to modernize and transform into a spectacular open-concept waterfront retreat. Conveniently located with easy access to Highway 11 for commuting north or south while enjoying the peace and beauty of year-round waterfront living. Minutes to Orillia amenities, golf, marinas, trails, and endless recreation along one of Ontario's most iconic waterway systems. Make your dreams come true this summer!!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,147
Land Transfer Tax Fee
$12,455

Rental Items

Rental Equipment
Hot Water Heater - Reliance, Propane Tanks (Replaced 2025)

Basement Type
Finished with Walk-Out, Full, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
In-Law Capability, Primary Bedroom - Main Floor, Water Softener, Water Treatment
View
River, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Pool
None
Property Features
Waterfront, Level
Other Structures
Out Buildings

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick, Stucco (Plaster)
Roof
Metal
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
75.34 ft
Lot Size
0.34
Lot Shape
Rectangular

Inclusions

Inclusions
Newer Fridge & stove, dishwasher new 2026, washer & dryer. All appliances as is. Garage door opener & remote, window coverings, Paddle Boat, Kayak

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
2 + 2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 4—
    Lower level, Double Closet
  • Foyer—
    Main level, Access To Garage, Hardwood Floor
  • Bathroom—
    Lower level, 4 Pc Bath, Tile Floor
  • Other—
    Main level, Broadloom, Large Closet, B/I Closet
  • Bedroom 2—
    Main level, Broadloom
  • Sunroom—
    Main level, W/O To Deck, Broadloom
  • Family Room—
    Lower level, Fireplace, Stone Fireplace, W/O To Sunroom
  • Primary Bedroom—
    Main level, W/O To Deck, Broadloom
  • Bathroom—
    Main level, 4 Pc Bath, Tile Floor, Soaking Tub
  • Dining Room—
    Main level, Hardwood Floor
  • Kitchen—
    Main level, Tile Floor
  • Living Room—
    Main level, Broadloom
  • Sunroom—
    Lower level, Walk-Out
  • Laundry—
    Lower level, Tile Floor
  • Bedroom 3—
    Lower level, Large Closet

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Canal Rd & HWY 11 S
Zoning
SR2
Directions
HWY 11 S to Canal Rd or HWY 11 N to Coopers Falls Rd, Right on Brady Dr., Left on Canal Rd.
Waterfront
Direct

MLS® number
S13687798
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-17
Updated on
2026-08-18
Days on market
59 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RE/MAX HALLMARK CHAY REALTY

Home Market Value

Current home valuation for 4108 Canal Road, Severn, Rural Severn, Severn, ON. Listed for $799,000

HOMEH Estimate

?

$812,183

Estimated Sales Range

?

$487,310 - $1,137,056

HOMEH Estimate for 4108 Canal Road, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$812,183Low confidence
Based on 4 comparable properties
− $13,183 (2%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:6.9%

5% on first $500K + 10% on $299,000 over $500K

Minimum down payment

$54,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$29,755$22,292$19,016$0
=Total mortgage
$773,624$741,392$698,166$639,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,777monthly$3,620monthly$3,409monthly$3,121monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$12,455

Total Land Transfer Tax

$12,455

Around this home

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K P Manson

Public·elementary·1.4km

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