
5 Mill Street
Severn (Coldwater), ON L0K 1E0
- 3Bedrooms
- 2Bathrooms
- 3Garage
- 2500–3000Sq Ft
- $3,286Tax
- 115×131 ftLot Size
- Estimated Value:$816,610See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 5 Mill Street, Severn, Coldwater
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-11-03 | 2026-01-31 | Login to See Prices | Sold | s12502232 |
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About 5 Mill Street, Severn, Coldwater
Step into timeless elegance with this grand 3-story brick century home, proudly perched on a spacious corner lot in the heart of charming Coldwater-just a short stroll to shops, cafés, and local amenities. Brimming with old-world character, this stately residence showcases soaring ceilings, intricate crown molding, oversized baseboards, bay windows, and rich architectural trim throughout. The detached garage is a rare find, featuring a large bay door that fits up to three vehicles and a rough-in for an electric car charger. A metal roof crowns both the home and garage, ensuring durability and classic appeal. The third-floor loft offers a serene retreat-perfect for a home office or creative studio-while the second-floor sunroom opens to a terrace above the front porch, awaiting restoration after last winter's ice storm. Enjoy summer days in the one-year-old above-ground pool, or unwind on the expansive covered front porch or in the cozy rear parlour/mudroom. With radiant heat powered by a newer boiler and a spray-foamed stone foundation in the basement ideal for storage or workshop space, this home blends historic charm with practical upgrades. Ready for its next chapter, this Coldwater gem invites someone with vision and heart to make it shine once more.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,286
- Land Transfer Tax Fee
- $8,473
Rental Items
- Rental Equipment
- Water Heater/Boiler System
- Under Contract
- On Demand Water Heater, Other
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, On Demand Water Heater, Workbench
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- Above Ground
- Other Structures
- Fence - Partial
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Metal
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 115.46 ft
- Lot Depth
- 131.49 ft
- Lot Size
- 0.37 ac
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, Stand up Freezer in Basement, yellow workbench in basement, shelving in garage
Exclusions
- Exclusions
- Window air conditioning units
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 3
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 11
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Mud Room—Main level
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Office—Main level
- Bedroom 2—Second level
- Primary Bedroom—Second level
- Bedroom 3—Second level
- Loft—Third level
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Severn
- Neighbourhood
- Coldwater
- Main cross streets
- Coldwater and Mill
- Zoning
- R1
- Directions
- Coldwater Rd to West on Mill street
- MLS® number
- S12502232
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-31
- Listed on
- 2025-11-03
- Days on market
- 89 days
- Possession type
- Other
- Co-op commission
- 2.5%
- Seller
- Listed by
- ROYAL LEPAGE FIRST CONTACT REALTY
Home Market Value
Current home valuation for 5 Mill Street, Severn, Coldwater, Severn, ON. Listed for $599,900
HOMEH Estimate
$816,610
Estimated Sales Range
$571,627 - $1,061,593
HOMEH Estimate for 5 Mill Street, Severn, Coldwater
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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