Was listed for:Terminated 11 days ago
$345,000

16 Cumming Street

St. Catharines (Western Hill), ON L2S 1H7

Detached House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 16 Cumming Street, St. Catharines, Western Hill

2026-05-28
2026-10-10
Terminated
Price
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MLS#
x13208816

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 16 Cumming Street, St. Catharines, Western Hill

Summarized Description

  • Ideal for first-time home buyers.
  • Potential to convert into two rental units.
  • Located on St.
  • Catharine's bus route.
  • Spacious backyard for families or gardening.
  • Close to Brock University and schools.
  • Pet-free and smoke-free environment.
  • Tandem parking for two cars available.
  • Flexible closing date options.

Welcome to a first time home-buyer's home with potential for rental income or a quick renovation face-lift to turn into a rental income of 2 separate units. The back entry door can easily be sectioned off from the main floor to turn it into a separate rental of 3 bedrooms downstairs. Situated right on the St. Catharine's bus route that will take you to the Brock University exchange, less than 10 minutes to the hospital, 2 elementary schools, Edith Cavell Public School and St. Anthony's Catholic School. Pet-free and smoke-free home. The property allows for 2 cars to park tandem. A spacious backyard allows for a growing family or a gardener's paradise. Property being sold as in condition. Easy closing with flexibility on closing date.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,609
Land Transfer Tax Fee
$3,650

Rental Items

Rental Equipment
Hot Water Tank Rental $33.13 per month
Under Contract
Hot Water Tank-Gas

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Hospital, Place Of Worship, Public Transit, School, School Bus Route

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Concrete Block, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
35.08 ft
Lot Depth
105.18 ft

Inclusions

Inclusions
All light fixtures and appliances (except upstairs refrigerator).

Exclusions

Exclusions
Upstairs kitchen refrigerator

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Available
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2 + 3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Window
  • Kitchen—
    Main level, Window
  • Bedroom—
    Main level, Window, Closet
  • Bedroom 2—
    Main level, Window, Closet
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Lower level
  • Bedroom 2—
    Lower level
  • Bedroom 3—
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
Pelham Road & Cumming Street
Directions
Pelham Road & Cumming Street

MLS® number
X13208816
Data source
Toronto Regional Real Estate Board
Status change
2026-10-10
Listed on
2026-05-28
Days on market
135 days
Possession date
2026-07-01
Possession type
Flexible
Co-op commission
2% - $100 Marketing Fee + HST
Seller
Listed by
UNION CAPITAL REALTY

Home Market Value

Current home valuation for 16 Cumming Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $345,000

HOMEH Estimate

?

$370,103

Estimated Sales Range

?

$328,502 - $424,019

HOMEH Estimate for 16 Cumming Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$370,103Low confidence
Based on 14 comparable properties
− $25,103 (7%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,110$9,626$8,211$0
=Total mortgage
$340,860$320,126$301,461$276,000
Amortization
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%
%
%
%
Payment frequency
=Mortgage payment
$1,664monthly$1,563monthly$1,472monthly$1,348monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,650

Total Land Transfer Tax

$3,650

Around this home

8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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