
16 Cumming Street
St. Catharines (Western Hill), ON L2S 1H7
- 2+3Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $2,609Tax
- 35×105 ftLot Size
- Estimated Value:$370,103See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 16 Cumming Street, St. Catharines, Western Hill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-28 | 2026-10-10 | Login to See Prices | Terminated | x13208816 |
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About 16 Cumming Street, St. Catharines, Western Hill
Summarized Description
- Ideal for first-time home buyers.
- Potential to convert into two rental units.
- Located on St.
- Catharine's bus route.
- Spacious backyard for families or gardening.
- Close to Brock University and schools.
- Pet-free and smoke-free environment.
- Tandem parking for two cars available.
- Flexible closing date options.
Welcome to a first time home-buyer's home with potential for rental income or a quick renovation face-lift to turn into a rental income of 2 separate units. The back entry door can easily be sectioned off from the main floor to turn it into a separate rental of 3 bedrooms downstairs. Situated right on the St. Catharine's bus route that will take you to the Brock University exchange, less than 10 minutes to the hospital, 2 elementary schools, Edith Cavell Public School and St. Anthony's Catholic School. Pet-free and smoke-free home. The property allows for 2 cars to park tandem. A spacious backyard allows for a growing family or a gardener's paradise. Property being sold as in condition. Easy closing with flexibility on closing date.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,609
- Land Transfer Tax Fee
- $3,650
Rental Items
- Rental Equipment
- Hot Water Tank Rental $33.13 per month
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Place Of Worship, Public Transit, School, School Bus Route
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Concrete Block, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 35.08 ft
- Lot Depth
- 105.18 ft
Inclusions
- Inclusions
- All light fixtures and appliances (except upstairs refrigerator).
Exclusions
- Exclusions
- Upstairs kitchen refrigerator
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Available
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2 + 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Window
- Kitchen—Main level, Window
- Bedroom—Main level, Window, Closet
- Bedroom 2—Main level, Window, Closet
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Lower level
- Bedroom 2—Lower level
- Bedroom 3—Lower level
- Bathroom—Lower level, 3 Pc Bath
Washrooms
- 3-piece, Main
- 3-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Western Hill
- Main cross streets
- Pelham Road & Cumming Street
- Directions
- Pelham Road & Cumming Street
- MLS® number
- X13208816
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-10
- Listed on
- 2026-05-28
- Days on market
- 135 days
- Possession date
- 2026-07-01
- Possession type
- Flexible
- Co-op commission
- 2% - $100 Marketing Fee + HST
- Seller
- Listed by
- UNION CAPITAL REALTY
Home Market Value
Current home valuation for 16 Cumming Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $345,000
HOMEH Estimate
$370,103
Estimated Sales Range
$328,502 - $424,019
HOMEH Estimate for 16 Cumming Street, St. Catharines, Western Hill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,250
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,110 | $9,626 | $8,211 | $0 |
=Total mortgage | $340,860 | $320,126 | $301,461 | $276,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,664monthly | $1,563monthly | $1,472monthly | $1,348monthly |
Land Transfer Tax
$3,650
$3,650
Around this home
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