20 Henry Street
St. Catharines (Downtown), ON L2R 5T3
- 5Bedrooms
- 2Bathrooms
- 2Parking
- 1500–2000Sq Ft
- $3,338Tax
- 34×92 ftLot Size
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Sale & Price History for 20 Henry Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 20 Henry Street, St. Catharines, Downtown
Summarized Description
- Turnkey duplex with strong rental income potential.
- Main floor unit rented at $1,850/month.
- Upper unit vacant for personal use or leasing.
- Professional management ensures smooth transitions.
- Located in a walkable downtown area.
- Consistent tenant history adds reliability.
- Close to parks, restaurants, and shopping.
Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,338
- Land Transfer Tax Fee
- $6,855
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Partial Basement, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block, Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 34.00 ft
- Lot Depth
- 92.00 ft
Exclusions
- Exclusions
- Tenants Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Bedroom—Upper level
- Kitchen—Main level
- Bedroom 3—Main level
- Bathroom—Main level, 4 Pc Bath
- Bedroom 2—Main level
- Bedroom—Main level
- Dining Room—Upper level, Combined w/Kitchen
- Bedroom—Upper level
- Kitchen—Upper level
- Bathroom—Upper level, 4 Pc Bath
Washrooms
- 4-piece, Main
- 4-piece, Upper
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Lake St & Louisa St
- Zoning
- R3
- Directions
- Louisa Street to Henry St
- MLS® number
- X13541218
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-08
- Updated on
- 2026-07-26
- Days on market
- 102 days
- Possession date
- 2026-07-31
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 20 Henry Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $519,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 20 Henry Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $19,000 over $500K
$26,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,680 | $14,480 | $12,352 | $0 |
=Total mortgage | $511,692 | $481,580 | $453,502 | $415,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,498monthly | $2,351monthly | $2,214monthly | $2,027monthly |
Land Transfer Tax
$6,855
$6,855
Around this home
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