42 Niagara Street
St. Catharines (E. Chester), ON L2R 4K9
- 4Bedrooms
- 2Bathrooms
- 2Parking
- 1500–2000Sq Ft
- $2,254Tax
- 31×122 ftLot Size
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 42 Niagara Street, St. Catharines, E. Chester
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-14 | 2026-09-30 | Login to See Prices | Expired | x12998440 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 42 Niagara Street, St. Catharines, E. Chester
Summarized Description
- Exceptional duplex in downtown St.
- Catharines.
- Ideal for investors with strong rental demand.
- Two self-contained units for immediate income.
- Located in a revitalization area with growth potential.
- Opportunity to improve and increase rental value.
- Smart buy-and-hold investment in a rising market.
- Capitalize on ongoing downtown development.
Welcome to 42 Niagara Street, an exceptional opportunity to own a duplex in the heart of St. Catharines' rapidly transforming downtown core. Offered at an attractive price point, this property is ideal for investors seeking strong long-term upside in a market experiencing significant growth and revitalization.Situated just steps from the city's core, this property benefits from ongoing development, infrastructure improvements, and a renewed focus on downtown living. St. Catharines continues to see increased demand for rental housing, making this an excellent time to secure a multi-unit asset in a high-potential location.This duplex features two self-contained units, offering immediate rental income with the flexibility to improve and optimize over time. The property offers a prime downtown location within a designated revitalization area, strong and growing rental demand, and clear value-add potential through rent increases and improvements. It is well suited for both investors looking to expand their portfolio and owner-occupiers who want to offset living costs with rental income.Whether you're expanding your portfolio or entering the investment market, 42 Niagara Street represents a smart buy-and-hold opportunity in a city on the rise.Capitalize on the momentum in downtown St. Catharines and position yourself for future appreciation with this promising duplex investment.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,254
- Land Transfer Tax Fee
- $7,273
Rental Items
- Rental Equipment
- hot water tank
- Under Contract
- Hot Water Heater
- Basement Type
- Partial Basement, Exposed Rock
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Other Structures
- Shed
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 31.10 ft
- Lot Depth
- 121.50 ft
Inclusions
- Inclusions
- 2 fridge, 2 stove
Exclusions
- Exclusions
- tenant personal items
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Washrooms
- 4-piece
- Municipality
- St. Catharines
- Neighbourhood
- E. Chester
- Main cross streets
- Between Welland Ave and Church Street
- Zoning
- M3
- Directions
- Niagara Street almost at Church Street intersection
- Waterfront
- None
- MLS® number
- X12998440
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-30
- Listed on
- 2026-04-14
- Days on market
- 169 days
- Possession date
- 2026-05-30
- Possession type
- Flexible
- Co-op commission
- 2%+ HST
- Seller
- Listed by
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Home Market Value
Current home valuation for 42 Niagara Street, St. Catharines, E. Chester, St. Catharines, ON. Listed for $539,900
HOMEH Estimate
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Estimated Sales Range
—
HOMEH Estimate for 42 Niagara Street, St. Catharines, E. Chester
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $39,900 over $500K
$28,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,430 | $15,063 | $12,850 | $0 |
=Total mortgage | $531,175 | $500,973 | $471,765 | $431,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,593monthly | $2,446monthly | $2,303monthly | $2,109monthly |
Land Transfer Tax
$7,273
$7,273
Around this home
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