Sold for:Sold Nov 19, 2025
$560,000

551 Geneva Street

St. Catharines (Lakeport), ON L2N 2J1

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 551 Geneva Street, St. Catharines, Lakeport

2025-11-06
2025-11-19
Sold
Price
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MLS#
x12516844
2025-09-23
2025-11-06
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 551 Geneva Street, St. Catharines, Lakeport

Welcome to 551 Geneva Street, a well-maintained 4-level backsplit in a desirable north-end neighbourhood. This detached 3-bedroom, 2-bathroom home offers a single-car garage with inside entry plus a wide driveway with plenty of room for parking. The main living and dining areas feature laminate flooring and updated pot lighting, creating a warm and inviting space. The kitchen boasts solid wood cabinetry, granite counters, and a stylish backsplash. Upstairs, you'll find three comfortable bedrooms and an updated 4-piece bathroom. The bright lower level with ground-level walk-out is ideal for entertaining, complete with a spacious rec-room, newer gas fireplace, sliding doors to a fully fenced backyard, a 3-piece bathroom, and office space. The basement provides a large laundry room and additional space, which can be used for a home gym. Recent updates offer peace of mind: roof (2023), owned on-demand water heater (2023), A/C (approx. 2018), appliances including stove (2023), fridge (2023), dishwasher (2025), and washer/dryer (2020). Whole-house water filtration system providing chlorine-free water throughout the home (2020) - new filter (2025). Set on a large lot with mature surroundings, this home is steps to Guy Road Park, Metro grocery store, schools, bus routes, and just minutes from the lake and highway access. Stylishly updated and thoughtfully maintained, the perfect place to start your next chapter.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,881
Land Transfer Tax Fee
$7,675

Basement Type
Finished, Full

Interior Features

Interior Extras
Carpet Free, On Demand Water Heater, Water Heater Owned
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Backsplit 4

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
65.00 ft
Lot Depth
111.00 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Upper level
  • Bedroom 2—
    Upper level
  • Bedroom 3—
    Upper level
  • Office—
    Lower level
  • Recreation—
    Lower level
  • Other—
    Basement level
  • Laundry—
    Basement level

Washrooms

  • 4-piece, Upper
  • 3-piece, Lower

Municipality
St. Catharines
Neighbourhood
Lakeport
Main cross streets
Linwell Rd and Geneva St
Directions
Linwell Rd to Geneva St

MLS® number
X12516844
Data source
Toronto Regional Real Estate Board
Status change
2025-11-19
Listed on
2025-11-06
Days on market
13 days
Possession type
30-59 days
Co-op commission
2%+HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 551 Geneva Street, St. Catharines, Lakeport, St. Catharines, ON. Listed for $560,000

HOMEH Estimate

?

$596,000

Estimated Sales Range

?

$520,213 - $671,787

HOMEH Estimate for 551 Geneva Street, St. Catharines, Lakeport

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$596,000Low confidence
Based on 3 comparable properties
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $60,000 over $500K

Minimum down payment

$31,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,146$15,624$13,328$0
=Total mortgage
$549,786$519,624$489,328$448,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,684monthly$2,537monthly$2,389monthly$2,187monthly
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Land Transfer Tax

Provincial

$7,675

Total Land Transfer Tax

$7,675

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