Listed for:Listed 15 days ago
$999,900

75 Yates Street

St. Catharines (Downtown), ON L2R 5R7

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 75 Yates Street, St. Catharines, Downtown

No listing history available

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About 75 Yates Street, St. Catharines, Downtown

Summarized Description

  • Unique property for living, working, and income generation
  • Separate-entry business space ideal for home-based work
  • Self-contained in-law apartment for extra income
  • Custom kitchen and spacious living areas enhance comfort
  • Expansive backyard with in-ground heated pool
  • Potential for future development with townhouse plans
  • Impressive lot size offers flexibility for various uses
  • Character home with beautiful features throughout

Rare opportunity to live, work and generate income from one exceptional property! Set on an impressive 85 x 263 ft lot, 75 Yates offers incredible flexibility for entrepreneurs, professionals, multi-generational families and investors. The home features a separate-entry business space complete with salon, office, bathroom and laundry, creating an ideal setup for a home-based business while keeping work and home life separate. A fully self-contained in-law apartment with its own entrance and laundry provides additional living space or income potential. The main home offers beautiful character, spacious living areas, custom kitchen, fireplaces and an expansive backyard oasis with in-ground heated pool and ravine setting. Preliminary drawings have also been completed for a proposed 3-unit townhouse development on the property, offering exciting potential for future development. A truly unique property with possibilities that are rarely found in this location!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,719
Land Transfer Tax Fee
$16,473

Basement Type
Finished with Walk-Out, Apartment

Interior Features

Interior Extras
In-Law Suite, Water Meter, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Canopy, Deck, Landscaped, Seasonal Living
Pool
Inground

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Stone, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Block, Poured Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
85.00 ft
Lot Depth
263.05 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Other
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
4
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Second level, 5 Pc Bath
  • Bathroom—
    Basement level, 4 Pc Bath
  • Other—
    Ground level
  • Bedroom 3—
    Second level
  • Bathroom—
    Ground level, 2 Pc Bath
  • Office—
    Ground level
  • Mud Room—
    Main level
  • Bathroom—
    Second level, 5 Pc Ensuite
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Basement level
  • Dining Room—
    Main level
  • Bedroom—
    Second level
  • Great Room—
    Basement level
  • Primary Bedroom—
    Second level

Washrooms

  • 2-piece, Ground
  • 5-piece, Second
  • 4-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
College
Zoning
R2, G1
Directions
Ontario to College to Yates

MLS® number
X13844690
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-30
Updated on
2026-09-30
Days on market
15 days
Possession date
2026-11-10
Possession type
Flexible
Co-op commission
2% of purchase price
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 75 Yates Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $999,900

HOMEH Estimate

?

$947,396

Estimated Sales Range

?

$568,438 - $1,326,354

HOMEH Estimate for 75 Yates Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$947,396Low confidence
Based on 9 comparable properties
+ $52,504 (6%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $499,900 over $500K

Minimum down payment

$74,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,996$27,897$23,798$0
=Total mortgage
$961,903$927,807$873,713$799,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,696monthly$4,530monthly$4,266monthly$3,906monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,473

Total Land Transfer Tax

$16,473

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