Listed for:Listed 27 days ago
$319,900

Unit 8, 405 Merritt Street

St. Catharines (Oakdale), ON L2P 1P5

Condo Apartment For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for Unit 8, 405 Merritt Street, St. Catharines, Oakdale

No listing history available

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About Unit 8, 405 Merritt Street, St. Catharines, Oakdale

Summarized Description

  • Modern one-bedroom suite in St.
  • James Lofts.
  • Open-concept layout with natural light.
  • Stylish kitchen overlooking living area.
  • In-suite laundry and one parking space.
  • Located near shopping and Brock University.
  • Ideal for first-time buyers or investors.
  • Low-maintenance living in a unique community.

Welcome to St. James Lofts, where modern condo living meets timeless character. This beautifully designed one-bedroom suite offers an open-concept layout with soaring ceilings and oversized windows that fill the space with natural light. The stylish kitchen overlooks the spacious living and dining area, creating the perfect setting for everyday living and entertaining. Enjoy the convenience of in-suite laundry, one parking space and storage locker, all within one of St. Catharines' most unique boutique condominium communities. Whether you're a first-time buyer, professional, downsizer or investor, this low-maintenance home offers the perfect blend of style and functionality. Ideally located in the heart of Merritton, you're just minutes from shopping, restaurants, Brock University, the Welland Canal, Highway 406 and everyday amenities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,358
Land Transfer Tax Fee
$3,274

Condo/Maintenance Fee

Maintenance Fee
$360 /month

Included In Maintenance Fee

  • Water Included
  • Common Elements Included
  • Building Insurance Included
  • Parking Included

Rental Items

Rental Equipment
N/A
Under Contract
None

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None
Exterior Extras
Recreational Area

Building Amenities

  • Rooftop Deck/Garden

Building

Building Type
Condo Apartment
Building Style
Apartment
Building Name
St. James Lofts
Approx Age
51-99
Condo Corp Number
316

Construction

Exposure
North
Exterior Finish
Brick
Special Designation
Unknown

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings, All Electric Light Fixtures, Shelving in Living Room

Exclusions

Exclusions
N/A

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Owned
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Owned
Locker Unit
8

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
Central Air

Bedrooms
1
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Oakdale
Main cross streets
Oakdale / Merritt
Zoning
M1
Directions
Corner of Merritt St and Oakdale Ave

MLS® number
X13844856
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-30
Updated on
2026-10-01
Days on market
27 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX ESCARPMENT GOLFI REALTY INC.

Home Market Value

Current home valuation for Unit 8, 405 Merritt Street, St. Catharines, Oakdale, St. Catharines, ON. Listed for $319,900

HOMEH Estimate

?

$281,483

Estimated Sales Range

?

$222,372 - $340,594

HOMEH Estimate for Unit 8, 405 Merritt Street, St. Catharines, Oakdale

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$281,483Medium confidence
Based on 3 comparable properties
+ $38,417 (14%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$15,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,156$8,925$7,614$0
=Total mortgage
$316,061$296,835$279,529$255,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,543monthly$1,449monthly$1,365monthly$1,250monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,274

Total Land Transfer Tax

$3,274

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