Listed for:Listed May 20, 2026
$599,000

121 Maskinonge Road

Tay (Rural Tay), ON L0K 2A0

Detached House For Sale
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Sale & Price History for 121 Maskinonge Road, Tay, Rural Tay

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 121 Maskinonge Road, Tay, Rural Tay

Summarized Description

  • Affordable waterfront living on Georgian Bay.
  • Private waterfront with 76 feet of shoreline.
  • Newly built dock and outdoor kitchen.
  • Enclosed hexagon gazebo for year-round use.
  • Cozy cottage with gas fireplaces.
  • Close to shopping and recreational amenities.
  • Ideal for year-round living or weekend getaways.
  • Peaceful location with easy access to highways.

Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,104
Land Transfer Tax Fee
$8,455

Basement Type
None

Interior Features

Interior Extras
Water Heater Owned, Carpet Free, Primary Bedroom - Main Floor
View
Water, Bay, Lake, Beach
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Year Round Living
Pool
None
Property Features
Beach, Lake Access, Lake/Pond, Waterfront
Other Structures
Garden Shed, Gazebo

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Aluminum Siding
Roof
Metal
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
76.10 ft
Lot Depth
203.90 ft

Inclusions

Inclusions
Fridge, Stove, All contents of cottage & sheds, dock

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Other
Air Conditioning
None
Water
Well
Sewers
Septic

Bedrooms
2
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level, Fireplace
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Family Room—
    Main level, Fireplace

Washrooms

  • 3-piece, Main

Municipality
Tay
Neighbourhood
Rural Tay
Main cross streets
Highway 12 and Caswell's Beach Rd
Zoning
RS
Directions
Highway 12 to Caswell's Beach Road to Maskinonge Road
Waterfront
Direct

MLS® number
S13158674
Data source
Toronto Regional Real Estate Board
Listed on
2026-05-20
Updated on
2026-08-24
Days on market
148 days
Possession type
Immediate
Co-op commission
2.5%
Seller
Listed by
COLDWELL BANKER THE REAL ESTATE CENTRE

Home Market Value

Current home valuation for 121 Maskinonge Road, Tay, Rural Tay, Tay, ON. Listed for $599,000

HOMEH Estimate

?

$443,750

Estimated Sales Range

?

$407,500 - $607,973

HOMEH Estimate for 121 Maskinonge Road, Tay, Rural Tay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$443,750Low confidence
Based on 15 comparable properties
+ $155,250 (35%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Tay, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,000 over $500K

Minimum down payment

$34,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,546$16,712$14,256$0
=Total mortgage
$586,205$555,812$523,406$479,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,862monthly$2,714monthly$2,556monthly$2,340monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,455

Total Land Transfer Tax

$8,455

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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4.5 /10

St Antoine Daniel

Private·elementary·1.7km

3.0 /10

Victoria Harbour

Public·elementary·2.5km

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