
72 Bay Street
Tay (Victoria Harbour), ON L0K 2A0
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $2,679Tax
- 66×165 ftLot Size
- Estimated Value:$571,500See Free Estimate Report

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About 72 Bay Street, Tay, Victoria Harbour
Summarized Description
- Well-maintained raised bungalow in Victoria Harbour.
- Generous 66 x 165 ft fully fenced lot.
- 3+1 bedrooms and 2 full bathrooms.
- Finished lower level with rec room.
- Detached heated garage for hobbies.
- Move-in ready with recent updates.
- Close to parks, beaches, and transit.
- Ideal for families or retirees.
Welcome to this well-maintained raised bungalow in the heart of beautiful Victoria Harbour offering comfort and room to grow all in a location just moments from the shores of Georgian Bay. Situated on a generous 66 x 165 ft fully fenced lot, this inviting home features 3+1 bedrooms and 2 full bathrooms, making it an excellent option for families, retirees, or those looking for additional space for guests or a home office.The bright main level offers a welcoming living and dining area, while the finished lower level provides a spacious rec room, additional bedroom, full bathroom, and plenty of flexible living space. Thoughtful updates throughout the years provide peace of mind, including a new central air system and stove in 2023, kitchen cabinet refinishing in 2024, basement renovation and new dishwasher in 2025, plus a new water heater and sump pump in 2026. Outside, enjoy year-round living with a large detached heated and insulated garage perfect for hobbies, a workshop, or storing all the toys. Walk-out deck overlooks ta large fully fenced yard with firepit area and landscaping. The private double driveway offers parking for up to 8 vehicles. Conveniently located close to parks, beaches, recreation, places of worship, and public transit, this move-in ready home combines small-town charm with everyday convenience in one of Tay Township's most desirable waterfront communities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,679
- Land Transfer Tax Fee
- $8,473
- Basement Type
- Finished, Full
Interior Features
- Interior Extras
- Water Treatment, Water Heater, Sump Pump
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Year Round Living
- Pool
- None
- Property Features
- Beach, Park, Place Of Worship, Public Transit, Rec./Commun.Centre
- Other Structures
- Fence - Full
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 31-50
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 165.00 ft
- Lot Size
- 165 x 66
- Lot Shape
- Rectangular
- Lot Size Code
- 165 x 66
Inclusions
- Inclusions
- All Furniture Negotiable, Dishwasher, Dryer, Garage Door Opener, Microwave, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Second level
- Dining Room—Second level
- Living Room—Second level
- Bedroom—Second level
- Bedroom—Second level
- Primary Bedroom—Second level
- Bathroom—Second level
- Recreation—Lower level
- Other—Lower level
- Bathroom—Lower level
- Laundry—Lower level
- Bedroom—Lower level
Washrooms
- 4-piece, Second
- 4-piece, Lower
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Park St & Bay St.
- Zoning
- R2
- Directions
- Hwy 12 to left on Park St, left on Bay St.
- Waterfront
- None
- MLS® number
- S13148320
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-01
- Listed on
- 2026-05-20
- Days on market
- 42 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- KELLER WILLIAMS EXPERIENCE REALTY
Home Market Value
Current home valuation for 72 Bay Street, Tay, Victoria Harbour, Tay, ON. Listed for $599,900
HOMEH Estimate
$571,500
Estimated Sales Range
$451,485 - $691,515
HOMEH Estimate for 72 Bay Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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