Sold for:Sold Jul 24, 2025
$499,900

176 Bay Street

Tay (Victoria Harbour), ON L0K 2A0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 176 Bay Street, Tay, Victoria Harbour

2025-07-16
2025-07-24
Sold
Price
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MLS#
s12288616

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 176 Bay Street, Tay, Victoria Harbour

This all-brick home sits on a quiet street in the heart of Victoria Harbour, offering the kind of solid construction and spacious layout that stands the test of time. Built during an era when homes were made to last, this property carries a sense of timeless charm and sturdiness throughout. The main floor features a classic and functional layout with a large eat-in kitchen, separate dining room, generous living room, three sizable bedrooms, and a full bathroom. While largely original, the home has been well maintained over the years and offers the perfect canvas for someone looking to bring their own vision to life. The finished basement adds valuable flexibility with a separate side entrance, two additional bedrooms, a full bathroom, and a spacious second kitchen, ideal for extended family, guests, or rental income. Set on a large corner lot, there's plenty of space for kids to play, gardens to grow, or future outdoor projects to come to life. The double car garage provides additional storage and convenience. Located in a friendly, family-oriented neighbourhood, Victoria Harbour offers small-town warmth with access to beautiful waterfront, local shops, schools, and parks just minutes away. Whether you're looking to settle in or invest, this is a great opportunity in a community that feels like home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,899
Land Transfer Tax Fee
$6,473

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Sump Pump
View
Clear
Security Features
Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Beach, Golf, Marina, Place Of Worship, School, Lake/Pond
Accessibility Features
Bath Grab Bars, Exterior Lift, Stair Lift
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
165.00 ft
Lot Size
0.253
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge (2x), Stove (2x), Washer, Dryer, Window Coverings, Outside chair lift and Inside chair lift

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Family Room—
    Lower level
  • Kitchen—
    Lower level
  • Bedroom 3—
    Lower level
  • Bedroom 4—
    Lower level
  • Other—
    Lower level
  • Utility Room—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Tay
Neighbourhood
Victoria Harbour
Main cross streets
Bay St/Albert St
Zoning
R2
Directions
Hwy 12 to William St to Albert St to Bay St

MLS® number
S12288616
Data source
Toronto Regional Real Estate Board
Status change
2025-07-24
Listed on
2025-07-16
Days on market
8 days
Possession type
Flexible
Co-op commission
2.5% + Tax
Seller
Listed by
Keller Williams Co-Elevation Realty, Brokerage

Home Market Value

Current home valuation for 176 Bay Street, Tay, Victoria Harbour, Tay, ON. Listed for $499,900

HOMEH Estimate

?

$569,967

Estimated Sales Range

?

$450,274 - $689,660

HOMEH Estimate for 176 Bay Street, Tay, Victoria Harbour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$569,967Medium confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Tay, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
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Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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3.0 /10

Victoria Harbour

Public·elementary·510m

4.5 /10

St Antoine Daniel

Private·elementary·690m

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