
98 Osborne Street
Tay (Victoria Harbour), ON L0K 2A0
- 3+2Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,113Tax
- 66×165 ftLot Size
- Estimated Value:$671,450See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 98 Osborne Street, Tay, Victoria Harbour
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-05 | 2025-09-03 | Login to See Prices | Terminated | s12126220 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 98 Osborne Street, Tay, Victoria Harbour
Beautifully Updated 5-Bedroom (3+2) Raised Bungalow in Victoria Harbour. $$$ Spent on Renovation. This Spacious Raised Bungalow Offers 3 Bedrooms on Main Floor and 2 More on Lower Level. Just Steps from The Beach, Public Dock, and Boat Launch. Set on Large, Landscaped Lot With Cedar Trees for added Privacy, Its Perfect for Entertaining and Outdoor Enjoyment. Recent Upgrades Include: New Roof (2021), New HVAC with Separate Zones (2021), New Furnace with Dehumidifier, New A/C, Water Heater. Luxury Vinyl Flooring, Fully Renovated Kitchen (2025) and Bathroom, Fresh Paint (2025), New Central Vacuum System. With Laundry On Both Levels, Two Utility Meters, And Partially Equipped Second Kitchen, This Home is Ideal For Multi-Generational Living or Easy Conversion Back To a Legal Duplex for Rental Income. Move-In Ready With Space, Updates, and Income Potential in Sought-After Location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,113
- Land Transfer Tax Fee
- $13,975
- Basement Type
- Finished, Separate Entrance
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Accessory Apartment, Air Exchanger, Carpet Free, Central Vacuum, Separate Hydro Meter, Sump Pump, Ventilation System, Storage, Water Heater Owned
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Year Round Living
- Pool
- None
- Property Features
- Beach, Fenced Yard, Lake Access, Marina, Park, Rec./Commun.Centre
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick Front, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 165.00 ft
- Lot Size
- 66.00 x 165.00 Feet
- Lot Size Code
- 66.00 x 165.00 Feet
Inclusions
- Inclusions
- Brand New Kitchen Appliances: Fridge, Stove, Dishwasher, Hood. 2 Washers, 2 Dryers. 2nd Fridge for lower level kitchen. All Electrical Light fixtures and Windows Coverings. Central Vacuum.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Telephone
- Available
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen4.30 x 2.75Main level, Stone Counters, Centre Island, Open Concept
- Bedroom3.69 x 3.06Main level, Walk-In Closet(s), Overlooks Backyard
- Bedroom 23.07 x 2.75Main level, Laminate
- Bedroom 32.76 x 2.75Main level, Large Closet
- Laundry2.14 x 1.83Basement level, Separate Room
- Living Room6.71 x 3.67Basement level, Combined w/Dining, Pot Lights
- Bedroom 43.35 x 3.06Basement level, Large Window
- Bathroom—Main level, Renovated, Combined w/Laundry
- Bedroom 53.07 x 2.47Basement level, Above Grade Window, Large Window
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Area
- Tay
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Park St. To Osborne St.
- Zoning
- Rs2
- Directions
- Highway 400 to Highway 12
- MLS® number
- S12126220
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-03
- Listed on
- 2025-05-05
- Days on market
- 121 days
- Possession type
- Immediate
- Co-op commission
- 2.25%
- Seller
- Listed by
- GTA LOCAL REALTY
Home Market Value
Current home valuation for 98 Osborne Street, Tay, Victoria Harbour, Tay, ON. Listed for $875,000
HOMEH Estimate
$671,450
Estimated Sales Range
$402,870 - $940,030
HOMEH Estimate for 98 Osborne Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $375,000 over $500K
$62,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,480 | $24,413 | $20,825 | $0 |
=Total mortgage | $844,480 | $811,913 | $764,575 | $700,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,123monthly | $3,964monthly | $3,733monthly | $3,418monthly |
Land Transfer Tax
$13,975
$13,975
Around this home
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