
144 Bay Street
Tay (Victoria Harbour), ON L0K 2A0
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $2,426Tax
- 68×168 ftLot Size
- Estimated Value:$583,550See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 144 Bay Street, Tay, Victoria Harbour
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-08-27 | 2025-09-09 | Login to See Prices | Sold | s12366137 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 144 Bay Street, Tay, Victoria Harbour
Welcome to this cozy and charming home, fully renovated from top to bottom and ready for you to move right in! Every detail has been thoughtfully updated, featuring beautiful bathrooms, modern finishes, and all newer appliances. The spacious and private yard is a true highlight, complete with a deck, gazebo and mature trees. For added convenience, youll find a gas hook-up ready for a fireplace in the living room and a BBQ hook-up outdoors. The garage boasts a new roof, and the property has been carefully maintained with all ash trees removed. Nestled in a wonderful family-friendly neighbourhood, this home is just a short walk to the Tay Trail, parks, schools, and restaurants. Ideally located close to Georgian Bay with boat access nearby, as well as quick access to the highway for commuting. This property is a rare find that truly checks all the boxes!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,426
- Land Transfer Tax Fee
- $7,975
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Roughed In
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy
- Pool
- None
- Property Features
- Lake/Pond, Marina, Park, School
- Other Structures
- Garden Shed, Gazebo
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Metal, Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 68.14 ft
- Lot Depth
- 168.12 ft
- Lot Size
- 0.262
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Built-in Microwave, Bar Fridge, Gazebo
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Recreation—Basement level
- Bedroom—Basement level
- Utility Room—Basement level
- Other—Basement level
Washrooms
- 3-piece, Main
- 4-piece, Basement
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Bay St & Albert St
- Zoning
- R2
- Directions
- Hwy 12 to Park St to Bay St
- MLS® number
- S12366137
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-09
- Listed on
- 2025-08-27
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + tax
- Seller
- Listed by
- KELLER WILLIAMS EXPERIENCE REALTY
Home Market Value
Current home valuation for 144 Bay Street, Tay, Victoria Harbour, Tay, ON. Listed for $575,000
HOMEH Estimate
$583,550
Estimated Sales Range
$461,005 - $706,096
HOMEH Estimate for 144 Bay Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $75,000 over $500K
$32,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,689 | $16,043 | $13,685 | $0 |
=Total mortgage | $563,914 | $533,543 | $502,435 | $460,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,753monthly | $2,605monthly | $2,453monthly | $2,246monthly |
Land Transfer Tax
$7,975
$7,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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