
25 Bay Street
Tay (Victoria Harbour), ON L0K 2A0
- 2+1Bedrooms
- 3Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,584Tax
- 66×165 ftLot Size
- Estimated Value:$557,372See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 25 Bay Street, Tay, Victoria Harbour
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-10 | 2026-07-07 | Login to See Prices | Sold | s13428462 |
| 2026-05-15 | 2026-06-10 | Login to See Prices | Terminated | s13135438 |
| 2026-04-15 | 2026-05-15 | Login to See Prices | Terminated | s13008354 |
| 2026-03-25 | 2026-04-16 | Login to See Prices | Terminated | s12921274 |
| 2026-03-18 | 2026-03-25 | Login to See Prices | Terminated | s12894916 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 25 Bay Street, Tay, Victoria Harbour
Summarized Description
- Bright raised bungalow in Victoria Harbour.
- In-law suite potential with separate entrance.
- Open-concept living area for easy entertaining.
- Private fenced yard with garden shed.
- Close to Georgian Bay and local amenities.
- Modern construction with newer systems.
- Two bedrooms including primary suite with ensuite.
- Nearby Tay Shore Trail for outdoor activities.
RAISED BUNGALOW WITH IN-LAW SUITE POTENTIAL IN A SCENIC GEORGIAN BAY COMMUNITY! Welcome to this bright raised bungalow in the welcoming waterfront community of Victoria Harbour, just moments from the shores of Georgian Bay, where boating, kayaking, fishing and unforgettable sunset views are part of everyday life. Enjoy the convenience of walking to local essentials, including a grocery store, library, pharmacy, Oakwood Community Centre and Park, and schools, while the scenic Tay Shore Trail nearby invites you to explore miles of paved paths for cycling, walking and soaking in the area's natural beauty. A quick drive connects you to Midland for additional shopping, restaurants, marinas, healthcare services and everyday amenities. Inside, the bright open-concept main floor offers a welcoming kitchen, dining and living area designed for comfortable daily living and easy entertaining, complete with a sliding glass walkout to the back deck overlooking a private fenced yard with a garden shed for extra storage. Two bedrooms are found on the main level, including a comfortable primary suite with dual closets and a private 3-piece ensuite. The raised bungalow design allows for larger basement windows that fill the lower level with natural light, where a walk-out one-bedroom suite features its own open kitchen and living area, a natural gas fireplace and a 4-piece bath, offering excellent in-law suite potential and added flexibility. An attached single-car garage and a double driveway provide convenient parking, while the home's approximately 10-year age offers the benefits of modern construction standards, newer mechanical systems, and reduced maintenance compared to many older properties in the area. Set in a desirable Georgian Bay community that continues to attract year-round residents, cottage buyers, and investors, this #HomeToStay presents an exciting opportunity to embrace relaxed small-town living with space, comfort and versatility.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,584
- Land Transfer Tax Fee
- $8,473
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Full, Finished with Walk-Out, Separate Entrance
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Water Heater, In-Law Capability
- Security Features
- Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Beach, Lake/Pond, Marina, School, Place Of Worship, Fenced Yard
- Other Structures
- Fence - Full, Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 6-15
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 165.00 ft
- Lot Size
- 0.25
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge x2, Stove x2, Washer, Dryer, Dishwasher.
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level, Tile Floor
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Main level, 3 Pc Ensuite
- Bedroom 2—Main level
- Kitchen—Basement level
- Dining Room—Basement level
- Recreation—Basement level, Fireplace
- Bedroom 3—Basement level
Washrooms
- 3-piece, Main
- 4-piece, Basement
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Park St/Bay St
- Zoning
- R2
- Directions
- Hwy 12/Park St/Bay St
- MLS® number
- S13428462
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-07
- Listed on
- 2026-06-10
- Days on market
- 27 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Home Market Value
Current home valuation for 25 Bay Street, Tay, Victoria Harbour, Tay, ON. Listed for $599,900
HOMEH Estimate
$557,372
Estimated Sales Range
$390,160 - $724,584
HOMEH Estimate for 25 Bay Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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