Sold for:Sold Jul 7, 2026
$599,900

25 Bay Street

Tay (Victoria Harbour), ON L0K 2A0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 25 Bay Street, Tay, Victoria Harbour

2026-06-10
2026-07-07
Sold
Price
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MLS#
s13428462
2026-05-15
2026-06-10
Terminated
Price
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2026-04-15
2026-05-15
Terminated
Price
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2026-03-25
2026-04-16
Terminated
Price
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2026-03-18
2026-03-25
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 25 Bay Street, Tay, Victoria Harbour

Summarized Description

  • Bright raised bungalow in Victoria Harbour.
  • In-law suite potential with separate entrance.
  • Open-concept living area for easy entertaining.
  • Private fenced yard with garden shed.
  • Close to Georgian Bay and local amenities.
  • Modern construction with newer systems.
  • Two bedrooms including primary suite with ensuite.
  • Nearby Tay Shore Trail for outdoor activities.

RAISED BUNGALOW WITH IN-LAW SUITE POTENTIAL IN A SCENIC GEORGIAN BAY COMMUNITY! Welcome to this bright raised bungalow in the welcoming waterfront community of Victoria Harbour, just moments from the shores of Georgian Bay, where boating, kayaking, fishing and unforgettable sunset views are part of everyday life. Enjoy the convenience of walking to local essentials, including a grocery store, library, pharmacy, Oakwood Community Centre and Park, and schools, while the scenic Tay Shore Trail nearby invites you to explore miles of paved paths for cycling, walking and soaking in the area's natural beauty. A quick drive connects you to Midland for additional shopping, restaurants, marinas, healthcare services and everyday amenities. Inside, the bright open-concept main floor offers a welcoming kitchen, dining and living area designed for comfortable daily living and easy entertaining, complete with a sliding glass walkout to the back deck overlooking a private fenced yard with a garden shed for extra storage. Two bedrooms are found on the main level, including a comfortable primary suite with dual closets and a private 3-piece ensuite. The raised bungalow design allows for larger basement windows that fill the lower level with natural light, where a walk-out one-bedroom suite features its own open kitchen and living area, a natural gas fireplace and a 4-piece bath, offering excellent in-law suite potential and added flexibility. An attached single-car garage and a double driveway provide convenient parking, while the home's approximately 10-year age offers the benefits of modern construction standards, newer mechanical systems, and reduced maintenance compared to many older properties in the area. Set in a desirable Georgian Bay community that continues to attract year-round residents, cottage buyers, and investors, this #HomeToStay presents an exciting opportunity to embrace relaxed small-town living with space, comfort and versatility.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,584
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Full, Finished with Walk-Out, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Water Heater, In-Law Capability
Security Features
Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Rec Room
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Beach, Lake/Pond, Marina, School, Place Of Worship, Fenced Yard
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
6-15

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
165.00 ft
Lot Size
0.25
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge x2, Stove x2, Washer, Dryer, Dishwasher.

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
3
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level, Tile Floor
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level, 3 Pc Ensuite
  • Bedroom 2—
    Main level
  • Kitchen—
    Basement level
  • Dining Room—
    Basement level
  • Recreation—
    Basement level, Fireplace
  • Bedroom 3—
    Basement level

Washrooms

  • 3-piece, Main
  • 4-piece, Basement

Municipality
Tay
Neighbourhood
Victoria Harbour
Main cross streets
Park St/Bay St
Zoning
R2
Directions
Hwy 12/Park St/Bay St

MLS® number
S13428462
Data source
Toronto Regional Real Estate Board
Status change
2026-07-07
Listed on
2026-06-10
Days on market
27 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Home Market Value

Current home valuation for 25 Bay Street, Tay, Victoria Harbour, Tay, ON. Listed for $599,900

HOMEH Estimate

?

$557,372

Estimated Sales Range

?

$390,160 - $724,584

HOMEH Estimate for 25 Bay Street, Tay, Victoria Harbour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$557,372Low confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Tay, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
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$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
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Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
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Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

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