Was listed for:Terminated Jul 14, 2026
$545,000

104 Richard Street

Tay (Victoria Harbour), ON L0K 2A0

Detached House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 104 Richard Street, Tay, Victoria Harbour

2026-05-22
2026-07-14
Terminated
Price
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MLS#
s13164698
2026-04-02
2026-05-22
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 104 Richard Street, Tay, Victoria Harbour

Summarized Description

  • 3 bedrooms and 2 bathrooms for comfortable living.
  • Master suite offers a luxurious retreat.
  • New quartz countertops enhance the kitchen.
  • Insulated garage provides extra storage space.
  • Multiple outdoor decks for entertaining.
  • Community amenities within walking distance.
  • New furnace installed in 2022 for efficiency.
  • Convenient layout promotes easy one-floor living.

Welcome to this lovely 3 bedroom, 2 bathroom Home on a Huge Lot in the Beautiful Town of Victoria Harbour! Offering a perfect layout for one floor living with amazing master bedroom suite retreat, laundry rm, bathroom with walk in shower, kitchen with new quartz countertops and living room all on the main floor. Convenient side door entrance from kitchen to spacious side deck and additional patio door entrance to second side deck off the dining area. The upper level offers additional large bright bedroom and full 4 pc bathroom. Bonus 24 ft x 24 ft insulated garage with side man door, spacious screened in front porch, concrete walkways, oversize paved front drive, custom shed and 3 separate deck areas for optimum outdoor living space. On municipal water and sewer, central air, natural gas heat, (new furnace installed in 2022) Live and play in this great community with public boat launch, Queens Cove Marina, grocery store, LCBO, library, pharmacy, extremely active community Legion, public and catholic elementary schools, parks, beaches and the famous Tay Trail all within walking distance. Minutes from Midland and Hwy 400 access.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,400
Land Transfer Tax Fee
$7,375

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Half

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Auto Garage Door Remote, Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Privacy, Porch
Pool
None
Property Features
Beach, Fenced Yard, Lake Access, Park, Place Of Worship, School Bus Route
Other Structures
Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
67.00 ft
Lot Depth
202.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, dishwasher, washer, dryer, garage door openers

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
3
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Laundry—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Municipality
Tay
Neighbourhood
Victoria Harbour
Main cross streets
Richard St. & Ellen St.
Zoning
Residential
Directions
Hwy 12 to Park St. merge onto Richard St. to 104 on RH Side

MLS® number
S13164698
Data source
Toronto Regional Real Estate Board
Status change
2026-07-14
Listed on
2026-05-22
Days on market
53 days
Possession date
2026-08-31
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RIGHT AT HOME REALTY

Home Market Value

Current home valuation for 104 Richard Street, Tay, Victoria Harbour, Tay, ON. Listed for $545,000

HOMEH Estimate

?

$448,971

Estimated Sales Range

?

$269,383 - $628,559

HOMEH Estimate for 104 Richard Street, Tay, Victoria Harbour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$448,971Low confidence
Based on 3 comparable properties
+ $96,029 (21%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Tay, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $45,000 over $500K

Minimum down payment

$29,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,601$15,206$12,971$0
=Total mortgage
$535,626$505,706$476,221$436,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,615monthly$2,469monthly$2,325monthly$2,129monthly
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Land Transfer Tax

Provincial

$7,375

Total Land Transfer Tax

$7,375

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