
104 Richard Street
Tay (Victoria Harbour), ON L0K 2A0
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $2,400Tax
- 67×202 ftLot Size
- Estimated Value:$448,971See Free Estimate Report

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About 104 Richard Street, Tay, Victoria Harbour
Summarized Description
- 3 bedrooms and 2 bathrooms for comfortable living.
- Master suite offers a luxurious retreat.
- New quartz countertops enhance the kitchen.
- Insulated garage provides extra storage space.
- Multiple outdoor decks for entertaining.
- Community amenities within walking distance.
- New furnace installed in 2022 for efficiency.
- Convenient layout promotes easy one-floor living.
Welcome to this lovely 3 bedroom, 2 bathroom Home on a Huge Lot in the Beautiful Town of Victoria Harbour! Offering a perfect layout for one floor living with amazing master bedroom suite retreat, laundry rm, bathroom with walk in shower, kitchen with new quartz countertops and living room all on the main floor. Convenient side door entrance from kitchen to spacious side deck and additional patio door entrance to second side deck off the dining area. The upper level offers additional large bright bedroom and full 4 pc bathroom. Bonus 24 ft x 24 ft insulated garage with side man door, spacious screened in front porch, concrete walkways, oversize paved front drive, custom shed and 3 separate deck areas for optimum outdoor living space. On municipal water and sewer, central air, natural gas heat, (new furnace installed in 2022) Live and play in this great community with public boat launch, Queens Cove Marina, grocery store, LCBO, library, pharmacy, extremely active community Legion, public and catholic elementary schools, parks, beaches and the famous Tay Trail all within walking distance. Minutes from Midland and Hwy 400 access.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,400
- Land Transfer Tax Fee
- $7,375
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Half
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Auto Garage Door Remote, Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Privacy, Porch
- Pool
- None
- Property Features
- Beach, Fenced Yard, Lake Access, Park, Place Of Worship, School Bus Route
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 67.00 ft
- Lot Depth
- 202.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, stove, dishwasher, washer, dryer, garage door openers
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom—Main level
- Bedroom 2—Main level
- Kitchen—Main level
- Living Room—Main level
- Laundry—Main level
- Bathroom—Main level, 3 Pc Bath
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Richard St. & Ellen St.
- Zoning
- Residential
- Directions
- Hwy 12 to Park St. merge onto Richard St. to 104 on RH Side
- MLS® number
- S13164698
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-14
- Listed on
- 2026-05-22
- Days on market
- 53 days
- Possession date
- 2026-08-31
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 104 Richard Street, Tay, Victoria Harbour, Tay, ON. Listed for $545,000
HOMEH Estimate
$448,971
Estimated Sales Range
$269,383 - $628,559
HOMEH Estimate for 104 Richard Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $45,000 over $500K
$29,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,601 | $15,206 | $12,971 | $0 |
=Total mortgage | $535,626 | $505,706 | $476,221 | $436,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,615monthly | $2,469monthly | $2,325monthly | $2,129monthly |
Land Transfer Tax
$7,375
$7,375
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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