
15204 Highway 12
Tay (Rural Tay), ON L0K 2A0
- 2+2Bedrooms
- 3Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $3,681Tax
- 79×209 ftLot Size
- Estimated Value:$686,090See Free Estimate Report

This listing has ended. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 15204 Highway 12, Tay, Rural Tay
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-21 | 2026-09-21 | Login to See Prices | Expired | s13158210 |
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About 15204 Highway 12, Tay, Rural Tay
Summarized Description
- Rare waterfront property with creek access on both sides.
- Private bridge leading to serene natural space.
- Bright open-concept layout with abundant natural light.
- Stylish kitchen featuring quartz countertops and large island.
- In-law suite potential with walkout basement.
- Fenced yard ideal for pets and gardening.
- Close to recreational activities and natural beauty.
Nestled along the shores of Hogg Creek, this lovely raised bungalow offers a rare waterfront lifestyle with waterfront on both sides of the creek. Enjoy your morning coffee, stroll across your private bridge to your own peaceful parcel of nature while Rainbow & Brown Trout, Chinook, & Coho Salmon swim by in season. This home blends comfort, recreation, & country charm. Relax on the back deck overlooking the creek rapids, enjoy the fenced yard, or consider raising chickens, & picking your own apples! Two powered sheds with workbenches provide excellent space for storage, hobbies, or workshop use. Inside, the bright foyer features a spacious double closet with decorative niche above. The main level offers an inviting open-concept layout with a sun-filled living room & walkout to the back deck with gated stairs leading toward the creek.. The dining area is enhanced by large windows & an elegant chandelier, while the kitchen features quartz countertops, pot lights, a large island with seating for three, pendant lighting, & abundant natural light. The primary bedroom overlooks the creek rapids and includes a walk-through closet leading to a stylish 3-piece ensuite with glass shower. A second bedroom, 4-piece bathroom, linen storage, & convenient main floor laundry complete the upper level. The lower level offers in-law capability with a bright open-concept layout, walkout basement, spacious living room with sliding glass doors to a covered patio, dining area, and efficient galley kitchen. A second primary bedroom offers serene creek views, while another bedroom & spacious 4-piece bathroom provide comfortable accommodations. Separate laundry hookups are located in the utility room. Ideally located for year-round recreation with easy access to the beaches & marina in Victoria Harbour, cycling & walking on the Tay Trail, golf courses, Highway 400, & skiing at MSLM. A rare opportunity to enjoy waterfront living, natural beauty, and flexible multi-generational space.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,681
- Land Transfer Tax Fee
- $10,465
Rental Items
- Rental Equipment
- none
- Basement Type
- Finished with Walk-Out, Separate Entrance, Full, Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Air Exchanger, Carpet Free, In-Law Capability, None, Primary Bedroom - Main Floor, Sewage Pump, Storage, Sump Pump, Water Heater Owned, Water Purifier, Water Treatment, Workbench
- View
- Creek/Stream, Trees/Woods
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Living Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing, Patio, Year Round Living
- Pool
- None
- Property Features
- School Bus Route, Skiing, River/Stream, Fenced Yard, Marina, Rec./Commun.Centre
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 0-5
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 78.50 ft
- Lot Depth
- 209.00 ft
Inclusions
- Inclusions
- Fridge x 2, Stove, Dishwasher, Washer, Dryer, Window Coverings, Breakfast Island Chairs
Exclusions
- Exclusions
- Washer & Dryer in Utility Room, Kid's Playground in the back yard. Gold/Bronze coloured hand pump on top of the dug well
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- No
- Telephone
- Yes
- Bedrooms
- 2 + 2
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Open Concept, W/O To Deck, Laminate
- Dining Room—Main level, Open Concept, Laminate
- Primary Bedroom—Main level, Walk-Thru, 3 Pc Ensuite, Laminate
- Bedroom 2—Main level, Laminate
- Living Room—Basement level, W/O To Patio, Sliding Doors, Open Concept
- Dining Room—Basement level, Open Concept, Pot Lights, Laminate
- Kitchen—Basement level, Galley Kitchen
- Bedroom—Basement level, Laminate
- Bedroom 2—Basement level, Laminate
- Utility Room—Basement level
- Kitchen—Main level, Open Concept, Quartz Counter, Pot Lights
Washrooms
- 3-piece, Main
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Tay
- Neighbourhood
- Rural Tay
- Main cross streets
- Newton St, & Reeves Road
- Directions
- Hwy 12 Tay on the west side of Victoria Harbour
- Waterfront
- Direct
- MLS® number
- S13158210
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-21
- Listed on
- 2026-05-21
- Days on market
- 123 days
- Possession date
- 2026-08-12
- Possession type
- 60-89 days
- Co-op commission
- 2.5%+hst
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 15204 Highway 12, Tay, Rural Tay, Tay, ON. Listed for $699,500
HOMEH Estimate
$686,090
Estimated Sales Range
$411,654 - $960,526
HOMEH Estimate for 15204 Highway 12, Tay, Rural Tay
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,500 over $500K
$44,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,161 | $19,516 | $16,648 | $0 |
=Total mortgage | $680,193 | $649,066 | $611,223 | $559,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,321monthly | $3,169monthly | $2,984monthly | $2,732monthly |
Land Transfer Tax
$10,465
$10,465
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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