Listed for:Listed 27 days ago
$1,199,000

97 Somerset Crescent

Waterloo (Westmount - Waterloo), ON N2L 1N1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 97 Somerset Crescent, Waterloo, Westmount - Waterloo

No listing history available

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About 97 Somerset Crescent, Waterloo, Westmount - Waterloo

Summarized Description

  • Located in a quiet family-friendly cul-de-sac
  • Private backyard with potential for a pool
  • Spacious main floor with functional layout
  • Three-season sunroom with conversion potential
  • Hidden bonus room for versatile use
  • Fully finished basement with recreation space
  • Close to highly coveted Empire Public School
  • Exceptional opportunity for personalization

INCREDIBLE LOCATION, Nestled at the end of a quiet, family-friendly cul-de-sac in one of Westmount, this lovingly maintained home has been cherished by only two owners and offers an exceptional opportunity for its next family. Ideally located just steps from the highly coveted Empire Public School, this prime location combines a peaceful setting with unmatched convenience. Situated on an impressive pieshaped lot, the property boasts a private, expansive backyard with endless possibilities, including ample space to create your dream pool and outdoor oasis. Designed with family living in mind, the spacious main floor offers a functional layout featuring a large eat-in kitchen overlooking the beautifully landscaped backyard, formal living and dining rooms for entertaining, and a separate family room for everyday relaxation. A convenient mudroom with main floor laundry and powder room is ideally located off the garage. Completing the main level is a bright threeseason sunroom, offering a wonderful space to enjoy the outdoors with the potential to be converted into a four-season living area for yearround enjoyment. Upstairs, you'll find three exceptionally generous bedrooms, a spacious four-piece family bathroom, and a primary retreat complete with its own ensuite. Abundant storage throughout the upper level adds to the home's practicality. Tucked discreetly behind the primary bedroom is a hidden bonus room-a rare and versatile space perfect for a nursery, home office, fitness room, dressing room, or private retreat. A fully finished basement extends the living space even further, featuring a large recreation room currently set up with a pool table, an additional separate room ideal for a games room, office, or guest space, a three-piece bathroom, and convenient walk-up access to the garage. Offering an unbeatable location, an exceptional family-friendly floor plan, a remarkable lot, and endless potential to personalize, this is a rare opportunity.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,379
Land Transfer Tax Fee
$20,455

Basement Type
Finished

Interior Features

Interior Extras
Auto Garage Door Remote, Garburator
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
110.00 ft
Lot Shape
Pie

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Den—
    Main level
  • Recreation—
    Basement level
  • Primary Bedroom—
    Second level
  • Bedroom—
    Second level
  • Mud Room—
    Main level
  • Exercise Room—
    Basement level
  • Kitchen—
    Main level
  • Family Room—
    Main level
  • Den—
    Second level
  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Dining Room—
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second
  • 3-piece, Basement

Municipality
Waterloo
Neighbourhood
Westmount - Waterloo
Main cross streets
Westmount and Erb
Directions
Westmount Road to Alexandra to Somerset

MLS® number
X13805018
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-18
Updated on
2026-09-23
Days on market
27 days
Possession type
Immediate
Co-op commission
2
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for 97 Somerset Crescent, Waterloo, Westmount - Waterloo, Waterloo, ON. Listed for $1,199,000

HOMEH Estimate

?

$1,286,086

Estimated Sales Range

?

$1,016,008 - $1,556,164

HOMEH Estimate for 97 Somerset Crescent, Waterloo, Westmount - Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,286,086Medium confidence
Based on 11 comparable properties
− $87,086 (7%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $699,000 over $500K

Minimum down payment

$94,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,123$33,452$28,536$0
=Total mortgage
$1,147,203$1,112,552$1,047,686$959,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,601monthly$5,432monthly$5,115monthly$4,683monthly
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Land Transfer Tax

Provincial

$20,455

Total Land Transfer Tax

$20,455

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