Sold for:Sold Jun 1, 2026
$515,000

21 Elgin Street N

Cambridge (East Galt), ON N1R 5G8

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 21 Elgin Street N, Cambridge, East Galt

2026-05-22
2026-06-01
Sold
Price
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MLS#
x13164062

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 21 Elgin Street N, Cambridge, East Galt

Summarized Description

  • Charming raised bungalow in East Galt neighbourhood
  • Two bedrooms and newly renovated bathroom
  • Bright atmosphere with modern colour palette
  • Spacious four season sunroom for year-round use
  • Expansive fenced backyard perfect for outdoor activities
  • Convenient parking for up to four cars
  • Close to schools, parks, and shopping
  • Easy access to downtown Cambridge

Welcome to 21 Elgin Street North, a charming raised bungalow in the highly desirable East Galt neighbourhood of Cambridge. This lovely home features 2 bedrooms and 1 newly renovated bathroom, offering comfortable and stylish living. From the moment you step inside, you're greeted by fresh, modern colour palette that creates a bright and inviting atmosphere throughout. The main floor offers a cozy living room complete with a small office area- perfect for working from home or a quiet reading nook. The kitchen flows seamlessly into a spacious four season sunroom, providing a beautiful view of the backyard and an ideal space to relax, dine or entertain year-round. Step outside to a deck overlooking the expansive, fully fenced backyard-perfect for morning coffee, hosting guests, or enjoying outdoor activities. With plenty of space for gardening or future possibilities, the yard is a standout feature of the property. The basement includes laundry facilities and offers ample storage space. Parking is convenient with driveway space for up to four cars. And the generous sized shed will hold all your gardening tools and more. The well-located home is close to schools and just minutes from parks, shopping, and restaurants. You'll also enjoy easy access to Cambridge's vibrant downtown core, only a short drive away.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,532
Land Transfer Tax Fee
$6,775

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, On Demand Water Heater
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Library, Park, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
51-99

Construction

Exterior Finish
Metal/Steel Siding, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
144.00 ft

Inclusions

Inclusions
All Existing appliances, : washer, dryer, stove, fridge, All existing: light fixtures, furnace, AC, water softener, shed and gazebo "as is".

Exclusions

Exclusions
All staging items including bathroom mirror.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Hardwood Floor, Large Window
  • Kitchen—
    Main level, Double Sink
  • Primary Bedroom—
    Main level, Hardwood Floor, Closet
  • Bedroom 2—
    Main level, Hardwood Floor
  • Sunroom—
    Ground level, Fireplace, Overlooks Backyard, W/O To Yard
  • Laundry—
    Basement level

Washrooms

  • 4-piece, Main

Municipality
Cambridge
Neighbourhood
East Galt
Main cross streets
Dundas and Main
Directions
Dundas & Main

MLS® number
X13164062
Data source
Toronto Regional Real Estate Board
Status change
2026-06-01
Listed on
2026-05-22
Days on market
10 days
Possession date
2026-06-18
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
Royal LePage Meadowtowne Realty Inc., Brokerage

Home Market Value

Current home valuation for 21 Elgin Street N, Cambridge, East Galt, Cambridge, ON. Listed for $515,000

HOMEH Estimate

?

$486,000

Estimated Sales Range

?

$383,940 - $588,060

HOMEH Estimate for 21 Elgin Street N, Cambridge, East Galt

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$486,000Medium confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.1%

5% on first $500K + 10% on $15,000 over $500K

Minimum down payment

$26,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,529$14,369$12,257$0
=Total mortgage
$507,749$477,869$450,007$412,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,479monthly$2,333monthly$2,197monthly$2,012monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,775

Total Land Transfer Tax

$6,775

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