
21 Elgin Street N
Cambridge (East Galt), ON N1R 5G8
- 2Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $3,532Tax
- 40×144 ftLot Size
- Estimated Value:$486,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 21 Elgin Street N, Cambridge, East Galt
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-22 | 2026-06-01 | Login to See Prices | Sold | x13164062 |
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About 21 Elgin Street N, Cambridge, East Galt
Summarized Description
- Charming raised bungalow in East Galt neighbourhood
- Two bedrooms and newly renovated bathroom
- Bright atmosphere with modern colour palette
- Spacious four season sunroom for year-round use
- Expansive fenced backyard perfect for outdoor activities
- Convenient parking for up to four cars
- Close to schools, parks, and shopping
- Easy access to downtown Cambridge
Welcome to 21 Elgin Street North, a charming raised bungalow in the highly desirable East Galt neighbourhood of Cambridge. This lovely home features 2 bedrooms and 1 newly renovated bathroom, offering comfortable and stylish living. From the moment you step inside, you're greeted by fresh, modern colour palette that creates a bright and inviting atmosphere throughout. The main floor offers a cozy living room complete with a small office area- perfect for working from home or a quiet reading nook. The kitchen flows seamlessly into a spacious four season sunroom, providing a beautiful view of the backyard and an ideal space to relax, dine or entertain year-round. Step outside to a deck overlooking the expansive, fully fenced backyard-perfect for morning coffee, hosting guests, or enjoying outdoor activities. With plenty of space for gardening or future possibilities, the yard is a standout feature of the property. The basement includes laundry facilities and offers ample storage space. Parking is convenient with driveway space for up to four cars. And the generous sized shed will hold all your gardening tools and more. The well-located home is close to schools and just minutes from parks, shopping, and restaurants. You'll also enjoy easy access to Cambridge's vibrant downtown core, only a short drive away.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,532
- Land Transfer Tax Fee
- $6,775
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, On Demand Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Library, Park, School
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 51-99
Construction
- Exterior Finish
- Metal/Steel Siding, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 144.00 ft
Inclusions
- Inclusions
- All Existing appliances, : washer, dryer, stove, fridge, All existing: light fixtures, furnace, AC, water softener, shed and gazebo "as is".
Exclusions
- Exclusions
- All staging items including bathroom mirror.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Hardwood Floor, Large Window
- Kitchen—Main level, Double Sink
- Primary Bedroom—Main level, Hardwood Floor, Closet
- Bedroom 2—Main level, Hardwood Floor
- Sunroom—Ground level, Fireplace, Overlooks Backyard, W/O To Yard
- Laundry—Basement level
Washrooms
- 4-piece, Main
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- Dundas and Main
- Directions
- Dundas & Main
- MLS® number
- X13164062
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-01
- Listed on
- 2026-05-22
- Days on market
- 10 days
- Possession date
- 2026-06-18
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- Royal LePage Meadowtowne Realty Inc., Brokerage
Home Market Value
Current home valuation for 21 Elgin Street N, Cambridge, East Galt, Cambridge, ON. Listed for $515,000
HOMEH Estimate
$486,000
Estimated Sales Range
$383,940 - $588,060
HOMEH Estimate for 21 Elgin Street N, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $15,000 over $500K
$26,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,529 | $14,369 | $12,257 | $0 |
=Total mortgage | $507,749 | $477,869 | $450,007 | $412,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,479monthly | $2,333monthly | $2,197monthly | $2,012monthly |
Land Transfer Tax
$6,775
$6,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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