Sold for:Sold Oct 31, 2025
$539,000

40 Elgin Street N

Cambridge, ON N1R 5G9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

See similar homes for saleFree Home EvaluationHow Much Is My Home Worth?Sell with HOMEHHOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Sale & Price History for 40 Elgin Street N, Cambridge

2025-06-19
2025-10-31
Sold
Price
Login to See Prices
MLS#
x12231645
2025-03-06
2025-04-03
Sold
Price
Login to See Prices
2024-11-05
2025-01-31
Expired
Price
Login to See Prices

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Elgin Street N, Cambridge

Charming Opportunity in Central Cambridge -Welcome to 40 Elgin Street North, a Bungalow offering versatile living space for investors, multi-generational families, or savvy buyers looking to offset their mortgage. Located in the heart of Cambridge, this property blends convenience, functionality, and income potential in a desirable and walkable neighborhood.Thoughtfully Designed Main Floor Living The main level features a bright and spacious 2-bedroom layout with a large open-concept living and dining area finished in stylish laminate flooring and filled with natural light from oversized windows. The kitchen offers practical tile flooring, white appliances, and ample cabinet space ideal for home-cooked meals or entertaining guests. A 4-piece bathroom with a window and tiled floor adds both function and comfort.Each bedroom is generously sized with laminate flooring, closets, and large windows perfect for restful retreats or working from home. The main foyer includes a convenient closet for coats and storage.Self-Contained Basement SuiteThe lower level includes a private in-law suite with its own kitchen, 3-piece bathroom, and a versatile den/bedroom space featuring vinyl flooring, a closet, and a window. The kitchen is combined with a living/sleeping area and equipped with a white fridge and stove, making it ideal for extended family or rental income. Laundry is shared between units for added convenience.Unbeatable Central Location Nestled in the Galt neighborhood, this home offers easy access to everything Cambridge has to offer. Enjoy walking distance to downtown Galt, Soper Park, Cambridge Memorial Hospital, and local schools. The property is also just minutes to highways 8and 24, public transit, and the Grand River trails making commuting and leisure a breeze.Whether you're looking to live in one unit and rent the other, house extended family, or expand your investment portfolio, 40Elgin St N offers exceptional value in a central location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,413
Land Transfer Tax Fee
$7,255

Rental Items

Rental Equipment
ALL RENTAL ITEMS

Basement Type
Apartment, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Accessory Apartment
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Public Transit

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Concrete Block
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
57.90 ft
Lot Depth
137.65 ft
Lot Size
7976.05
Lot Shape
Irregular

Exclusions

Exclusions
All tenants belongings

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Main level, Tile Floor, Window
  • Bathroom—
    Main level, Tile Floor, Window, 4 Pc Bath
  • Primary Bedroom—
    Main level, Laminate, Closet, Window
  • Bedroom 2—
    Main level, Laminate, Closet, W/O To Patio
  • Living Room—
    Main level, Laminate, Large Window, Combined w/Dining
  • Dining Room—
    Main level, Laminate, Large Window, Combined w/Living
  • Laundry—
    Basement level
  • Kitchen—
    Basement level, Tile Floor, Window, Open Concept
  • Living Room—
    Basement level, Vinyl Floor, Open Concept
  • Bathroom—
    Basement level, Tile Floor, 3 Pc Bath, Window
  • Bedroom—
    Basement level, Vinyl Floor, Window, Closet

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cambridge
Main cross streets
Dundas St N and Elgin St N
Zoning
R5
Directions
Dundas St N and Elgin St N

MLS® number
X12231645
Data source
Toronto Regional Real Estate Board
Status change
2025-10-31
Listed on
2025-06-19
Days on market
134 days
Possession type
Immediate
Co-op commission
2.0% Plus HST
Seller
Listed by
CITYSCAPE REAL ESTATE LTD.

Home Market Value

Current home valuation for 40 Elgin Street N, Cambridge, , . Listed for $539,000

HOMEH Estimate

?

$513,000

Estimated Sales Range

?

$405,270 - $620,730

HOMEH Estimate for 40 Elgin Street N, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$513,000Medium confidence
Based on 12 comparable properties
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $39,000 over $500K

Minimum down payment

$28,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,396$15,038$12,828$0
=Total mortgage
$530,290$500,138$470,978$431,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,589monthly$2,442monthly$2,300monthly$2,105monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,255

Total Land Transfer Tax

$7,255

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
9.3 /10

Ontario Muslim Academy

Private·elementary·180m

4.4 /10

St Anne

Private·elementary·650m

4.0 /10

Chalmers Street

Public·elementary·850m

4.7 /10

Central

Public·elementary·970m

5.7 /10

Stewart Avenue

Public·elementary·1.3km

7.3 /10

St Vincent de Paul

Private·elementary·1.6km

6.6 /10

Glenview Park

Public·secondary·1.7km

3.8 /10

Manchester

Public·elementary·1.8km

5.9 /10

Galt

Public·secondary·1.9km

6.1 /10

Monsignor Doyle

Private·secondary·2.1km

5.1 /10

Holy Spirit

Private·elementary·2.2km

1.5 /10

St Peter

Private·elementary·2.3km

5.7 /10

Moffat Creek

Public·elementary·2.4km

6.2 /10

Highland

Public·elementary·2.5km

4.2 /10

Avenue Road

Public·elementary·2.5km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.