104 The Steps Road
Ramara (Rural Ramara), ON L0K 1B0
- 5Bedrooms
- 3Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $6,235Tax
- 56×146 mLot Size
Estimated Value:$869,202See Free Estimate Report
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About 104 The Steps Road, Ramara, Rural Ramara
Summarized Description
- Private beach on Lake Simcoe
- Extensively updated waterfront home
- Open-concept kitchen with quartz countertops
- Fully self-contained guest house
- Spacious primary suite with private balcony
- Breathtaking sunsets over the lake
- Ideal for multigenerational living
- New decks and security features
YOUR OWN PRIVATE BEACH ON LAKE SIMCOE! Experience waterfront living at its best with this beautifully renovated Lake Simcoe home, complete with your own private sandy beach. Relax on the front porch or directly on the shoreline while enjoying breathtaking sunsets over the lake every evening. This impressive 5+1 bedroom, 3-bathroom home has been extensively updated in 2021, including T-Rex gutters, a propane furnace with central air, new decks, windows, doors, security cameras, and more. The open-concept kitchen is designed for entertaining with quartz countertops, a centre island with seating, premium stainless steel Bosch appliances, a hood range, and a walk-in pantry. A cozy propane fireplace adds warmth and character, while multiple walk-outs seamlessly connect the indoor and outdoor living spaces. The spacious primary suite features a private balcony overlooking Lake Simcoe-the perfect place to enjoy your morning coffee or unwind at sunset. Ideal for multigenerational living, extended family, or guests, the property also includes a fully self-contained guest house/nanny suite with its own bedroom, kitchen, living room, and bathroom as well as taps and exhaust for its own laundry facilities, new hot water tank (2026). Important Property Information: A registered legal right-of-way exists over a portion of the property to provide the neighbouring cottage with access. This right-of-way transfers with ownership of the property and has historically been used seasonally by the neighbouring cottage owner. Buyers are encouraged to review the registered easement/right-of-way details with their representative so they fully understand this legal feature of the property. Enjoy all the benefits of exceptional Lake Simcoe waterfront living. This is a rare opportunity to own a beautifully updated waterfront home with a stunning private beach, spectacular sunsets, and room for the whole family.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,235
- Land Transfer Tax Fee
- $22,473
Rental Items
- Rental Equipment
- Propane.
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- Guest Accommodations, In-Law Capability, In-Law Suite, Water Heater Owned
- View
- Beach, Lake, Water
- Security Features
- None
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Lake Access, Library, Marina, Park, School Bus Route, Waterfront
- Other Structures
- Shed, Other
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding, Stone
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 55.81 m
- Lot Depth
- 145.96 m
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Bosch S.S. Fridge, Stove, Hood Range, Dishwasher, All ELf's, All Window Coverings, Guest House, Shed.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 5
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Primary Bedroom—Upper level, W/O To Balcony, Overlook Water, 4 Pc Ensuite
- Living Room—Main level, Gas Fireplace, Overlook Water, W/O To Deck
- Bedroom 3—Main level, Vinyl Floor, Pot Lights, Overlook Water
- Bedroom—Flat level, Laminate, Double Closet, Ceiling Fan(s)
- Laundry—Flat level, Laminate, Window
- Kitchen—Flat level, Laminate, W/O To Deck, Pot Lights
- Bedroom 4—Upper level, Overlook Water, Ceiling Fan(s), Vinyl Floor
- Dining Room—Main level, Vinyl Floor, Pot Lights, Open Concept
- Bedroom 5—Upper level, Window, Vinyl Floor, Vaulted Ceiling(s)
- Kitchen—Main level, Granite Counters, Pot Lights, 4 Pc Bath
- Bedroom 2—Main level, Double Closet, Ceiling Fan(s), Vinyl Floor
- Living Room—Flat level, Fireplace, W/O To Deck, Ceiling Fan(s)
Washrooms
- 4-piece, Second
- 4-piece, Ground
- 4-piece, Ground
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- The Steps/Ridge
- Zoning
- RESIDENTIAL
- Directions
- From Simcoe Road (County Road 47) in Brechin, travel west on Concession Road 5. Turn left onto Lake Avenue, then right onto Ridge Avenue, follow half way until you see the driveway for The Steps. Continue to 104 The Steps through the gate.
- Waterfront
- Direct
- MLS® number
- S13584416
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-10
- Listed on
- 2026-07-20
- Days on market
- 21 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX COUNTRY LAKES REALTY INC.
Home Market Value
Current home valuation for 104 The Steps Road, Ramara, Rural Ramara, Ramara, ON. Listed for $1,299,888
HOMEH Estimate
$869,202
Estimated Sales Range
$652,651 - $1,085,753
HOMEH Estimate for 104 The Steps Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $799,888 over $500K
$104,989
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $47,784 | $36,267 | $30,937 | $0 |
=Total mortgage | $1,242,381 | $1,206,166 | $1,135,842 | $1,039,910 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,066monthly | $5,889monthly | $5,546monthly | $5,077monthly |
Land Transfer Tax
$22,473
$22,473
Around this home
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