Listed for:Listed 4 days ago
$729,900

2509 Talbot Lane

Ramara (Rural Ramara), ON L0K 1B0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 2509 Talbot Lane, Ramara, Rural Ramara

No listing history available

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About 2509 Talbot Lane, Ramara, Rural Ramara

Summarized Description

  • Beautifully redesigned two-storey residence on Talbot River.
  • Extensively renovated with modern comfort.
  • Direct river frontage with private dock.
  • High-efficiency systems for year-round comfort.
  • Ideal for year-round living or private retreat.
  • Includes two parcels for added outdoor space.
  • Endless opportunities for water activities.
  • Approximately 1.5 hours from the GTA.

Experience relaxed waterfront living at 2509 Talbot Lane, a beautifully redesigned and extensively renovated two-storey residence set directly on the Talbot River, flowing into Lake Simcoe. Offering 3 bedrooms and 2 bathrooms, this bright, open-concept home blends modern comfort with a peaceful natural setting. Enjoy direct river frontage, your own dock, and endless opportunities for fishing, kayaking, canoeing or simply relaxing by the water. Approximately 1.5 hours from the GTA, this property is ideal as a year-round home or private retreat. Extensive upgrades include a new high-efficiency furnace with central air, 200-amp electrical service, electric tankless on-demand water heater, and a private river-fed water system with pressure tank and pump, providing efficient, year-round comfort. The sale includes two parcels, with an additional parcel located across Talbot Lane, offering added outdoor and storage space. A unique opportunity to enjoy nature, privacy and modern waterfront living.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,865
Land Transfer Tax Fee
$11,073

Basement Type
None

Interior Features

Laundry Level
Upper Level
Interior Extras
Carpet Free, Water Heater Owned, On Demand Water Heater
View
River, Water
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Fishing, Year Round Living
Pool
None
Property Features
Beach, Cul de Sac/Dead End, Lake Access, Marina, River/Stream, Waterfront
Other Structures
Storage

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Slab
Special Designation
Unknown

Lot

Lot Front
43.54 ft
Lot Depth
120.00 ft

Inclusions

Inclusions
Fridge, Stove, Range Hood, Dishwasher, Washer, Dryer, Bathroom Mirrors, Window Rods, All Electrical Light Fixtures, Two Docks, Storage Container, and Wood Firepit. Stager's Drapery Excluded.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Other
Sewers
Holding Tank

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom 2—
    Main level, Laminate, Window, Closet
  • Dining Room—
    Main level, Laminate, Large Window, Overlook Water
  • Bedroom 3—
    Main level, Laminate, Window, Closet
  • Kitchen—
    Main level, Laminate, Backsplash, Stainless Steel Appl
  • Foyer—
    Main level, Laminate, Closet
  • Primary Bedroom—
    Upper level, Laminate, W/O To Balcony, Overlook Water
  • Living Room—
    Main level, Laminate, Sliding Doors, W/O To Water

Washrooms

  • 2-piece, Main
  • 4-piece, Upper

Municipality
Ramara
Neighbourhood
Rural Ramara
Main cross streets
Ramara Rd 47/Talbot Lane
Zoning
SR - Shoreline Residential
Directions
Ramara Rd 47/Talbot Lane
Waterfront
Direct

MLS® number
S14028094
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-13
Updated on
2026-10-13
Days on market
4 days
Possession type
Immediate
Co-op commission
2.5% +HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 2509 Talbot Lane, Ramara, Rural Ramara, Ramara, ON. Listed for $729,900

HOMEH Estimate

?

$712,967

Estimated Sales Range

?

$563,244 - $862,690

HOMEH Estimate for 2509 Talbot Lane, Ramara, Rural Ramara

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$712,967Medium confidence
Based on 14 comparable properties
+ $16,933 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ramara, ON
Minimum Down Payment Required:6.6%

5% on first $500K + 10% on $229,900 over $500K

Minimum down payment

$47,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,269$20,364$17,372$0
=Total mortgage
$708,996$677,274$637,787$583,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,462monthly$3,307monthly$3,114monthly$2,851monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,073

Total Land Transfer Tax

$11,073

Around this home

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