
4298 Plum Point Road W
Ramara (Rural Ramara), ON L3V 0P8
- 5+1Bedrooms
- 3Bathrooms
- 0Garage
- 3000–3500Sq Ft
- $4,159Tax
- 103×67 ftLot Size
- Estimated Value:$1,257,900See Free Estimate Report
Sale & Price History for 4298 Plum Point Road W, Ramara, Rural Ramara
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 4298 Plum Point Road W, Ramara, Rural Ramara
Summarized Description
- Stunning waterfront home with 100 feet of shoreline.
- Extensively renovated with modern upgrades throughout.
- Spacious open-concept living with lake views.
- Features two kitchens for entertaining flexibility.
- Includes six bedrooms and updated bathrooms.
- Outdoor space with semi-wraparound deck and dock.
- Beautifully landscaped grounds with mature trees.
- Ideal for year-round living or seasonal retreats.
WELCOME TO YOUR PRIVATE LAKE SIMCOE RETREAT! Set on approx.100 feet of beautifully rebuilt granite-boulder shoreline, this extensively renovated waterfront home offers approximately 3,500 sq. ft. of bright, open-concept living space with breathtaking lake views and exceptional flexibility for family living, entertaining & hosting guests. Expansive windows and sliding patio doors fill the home with natural light, creating a seamless connection to the outdoors. The thoughtfully designed layout features 6 bedrooms, 2 kitchens, and 3 bathrooms. The main level offers a spacious living area, a full kitchen with new stainless steel appliances, an oversized bedroom for two queen beds, and an updated 3-piece bath. Upstairs, the quartz kitchen with new appliances opens to a sun-filled dining area surrounded by windows, a generous living room overlooking the lake, three king-sized bedrooms, and an updated 4-piece bath. The third level features two additional bedrooms, a powder room, and a private balcony with spectacular waterfront views. Step outside to your lakeside paradise featuring an approx. 500 sq.ft. semi-wraparound deck, a sheltered outdoor living area, a 30-foot aluminum dock with cedar decking, a stone fire pit, mature trees, and landscaped grounds extending to the water's edge. Extensively renovated throughout in 2025/2026, the home features new windows and doors, updated electrical & plumbing, modern trim, pot lights, a refreshed exterior, a paved driveway, new fencing, a retaining wall, granite pavers, and a covered front porch. This waterfront home offers multiple entrances, abundant space, and potential for licensed seasonal rental use. Whether you're searching for a year-round waterfront home or a four-season family cottage, this exceptional Lake Simcoe retreat is just 1 hour and 20 minutes from Toronto, offering the perfect escape without the long drive & a lifestyle where every sunrise, every sunset, and every season becomes a memory worth sharing.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,159
- Land Transfer Tax Fee
- $20,435
Rental Items
- Under Contract
- None
- Basement Type
- None
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Guest Accommodations, Other, Primary Bedroom - Main Floor, Propane Tank, Storage, Storage Area Lockers, Water Heater Owned, Water Purifier, Water Treatment
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing, Landscaped, Lighting, Patio, Paved Yard, Privacy, Porch, Year Round Living
- Pool
- None
- Property Features
- Cul de Sac/Dead End, Fenced Yard, Hospital, Marina, School, Waterfront
- Accessibility Features
- 32 Inch Min Doors, Fire Escape, Level Entrance, Lever Door Handles, Lever Faucets, Multiple Entrances, Open Floor Plan, Parking
- Other Structures
- Fence - Partial, Shed, Storage
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Slab
- Special Designation
- Other
Lot
- Lot Front
- 103.07 ft
- Lot Depth
- 67.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 5 + 1
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Den—Third level, Window, Laminate
- Kitchen—Second level, Combined w/Dining, Backsplash, Laminate
- Bedroom 5—Third level, Closet Organizers, Window, Laminate
- Laundry—Flat level, B/I Shelves
- Bedroom 2—Second level, Closet Organizers, Window, Laminate
- Living Room—Flat level, Combined w/Dining, Window, Tile Floor
- Kitchen—Flat level, Combined w/Dining, Backsplash, Tile Floor
- Bedroom 3—Second level, Closet Organizers, Window, Laminate
- Living Room—Second level, Fireplace, Window, Laminate
- Primary Bedroom—Flat level, Closet Organizers, Window, Laminate
- Bedroom 4—Second level, Closet Organizers, Window, Laminate
Washrooms
- 3-piece, Main
- 4-piece, Second
- 2-piece, Third
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- HWY12 & PLUM POINT RD
- Directions
- HWY12 & PLUM POINT RD
- Waterfront
- Direct
- MLS® number
- S13562824
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-14
- Updated on
- 2026-09-01
- Days on market
- 95 days
- Possession type
- Flexible
- Co-op commission
- 2.5+HST
- Seller
- Listed by
- RE/MAX PRIME PROPERTIES
Home Market Value
Current home valuation for 4298 Plum Point Road W, Ramara, Rural Ramara, Ramara, ON. Listed for $1,198,000
HOMEH Estimate
$1,257,900
Estimated Sales Range
$979,098 - $1,775,676
HOMEH Estimate for 4298 Plum Point Road W, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $698,000 over $500K
$94,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $44,086 | $33,424 | $28,512 | $0 |
=Total mortgage | $1,146,246 | $1,111,624 | $1,046,812 | $958,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,597monthly | $5,428monthly | $5,111monthly | $4,679monthly |
Land Transfer Tax
$20,435
$20,435
Around this home
No schools found nearby
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