Listed for:Listed 2 days ago
$409,900

95 Oswald Street

Thunder Bay (Shuniah), ON P7A 6T2

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 95 Oswald Street, Thunder Bay, Shuniah

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 95 Oswald Street, Thunder Bay, Shuniah

Summarized Description

  • Charming 2+1 bedroom home in Shuniah neighborhood
  • Extensively renovated with modern updates
  • Open-concept living and dining area
  • Updated kitchen with granite countertops
  • Versatile third bedroom with walk-in closet
  • Fully fenced lot with double-wide driveway
  • Move-in ready with no wasted space
  • Quiet location with character-filled features

Charming, updated and full of character! This adorable 2+1 bedroom, 2 bathroom home is tucked away in a quiet Shuniah neighbourhood and has been extensively renovated throughout. Step inside to a bright, open-concept living and dining space that flows seamlessly into the updated kitchen, complete with granite countertops, gas stove, plenty of cabinetry and soft-close doors and drawers. A spacious back entranceway provides a practical everyday entry with plenty of room for shoes, jackets and outdoor essentials.The home features two full bathrooms, with the lower-level bathroom recently renovated, plus a versatile third bedroom downstairs with a large walk-in closet. Major updates include siding, shingles, AC, decking, interior paint, bathroom renovations and much more. The home offers an impressive amount of storage throughout, with a practical layout and no wasted space. Outside, enjoy the fully fenced 54 x 118 ft lot, double-wide private driveway, and a great-sized shed with covered overhang, providing plenty of parking, storage and outdoor convenience. With its unique layout, character-filled bedrooms and extensive updates, this is a home that stands out from the rest. Move-in ready and waiting for its next owners!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,462
Land Transfer Tax Fee
$4,673

Basement Type
Full, Finished

Interior Features

Interior Extras
Upgraded Insulation, Storage, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle, Metal
Foundation Details
Wood
Special Designation
Unknown

Lot

Lot Front
54.00 ft
Lot Depth
118.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer/Dryer (2025), Cork board in upstais hallway, window coverings

Exclusions

Exclusions
2 retractable baby gates, white dresser in BDRM2, 3 blue shelving pieces in nursery

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
7
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Room—
  • Recreation—
    Basement level
  • Primary Bedroom—
    Basement level, Walk-In Closet(s)
  • Bedroom 3—
    Second level, L-Shaped Room

Washrooms

  • 4-piece, Main
  • 4-piece, Basement

Municipality
Thunder Bay
Neighbourhood
Shuniah
Main cross streets
Conmee & Otto
Directions
Between Conmee and Otto

MLS® number
X14021988
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-13
Updated on
2026-10-13
Days on market
2 days
Possession type
Flexible
Co-op commission
2%+hst
Seller
Listed by
Royal LePage® Lannon Realty

Home Market Value

Current home valuation for 95 Oswald Street, Thunder Bay, Shuniah, Thunder Bay, ON. Listed for $409,900

HOMEH Estimate

?

$371,207

Estimated Sales Range

?

$293,254 - $455,096

HOMEH Estimate for 95 Oswald Street, Thunder Bay, Shuniah

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$371,207Medium confidence
Based on 11 comparable properties
+ $38,693 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Thunder Bay, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,576$11,436$9,756$0
=Total mortgage
$404,981$380,346$358,171$327,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,977monthly$1,857monthly$1,749monthly$1,601monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,673

Total Land Transfer Tax

$4,673

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