
Unit 212, 85 Spruce Street
Cambridge (East Galt), ON N1R 4K4
The Spruce Street Lofts2 storeys, 27 suites, built 2009- 1Bedroom
- 2Bathrooms
- 2Parking
- 1600–1799Sq Ft
- $4,162Tax
- $818/moCondo Fee
- Free EstimateSee Free Estimate Report

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About Unit 212, 85 Spruce Street, Cambridge, East Galt
Summarized Description
- Unique loft in century-old factory conversion
- Spacious 1,535 sq. ft. with 17-foot ceilings
- Fully renovated with modern upgrades
- Private terrace perfect for entertaining
- Custom bar and coffee station included
- Two parking spaces and large storage locker
- Steps away from Grand River and amenities
- Desirable community with character and charm
Welcome to one of Cambridge's most striking loft residences, set in a character-filled, century-old factory conversion on a quiet street, just steps to the Grand River, cafes, shops, and trails. This exceptional open-concept loft offers approximately 1,535 sq. ft. of living space, featuring soaring 17-foot ceilings, post and beam construction, exposed brick, and dramatic double-height windows that flood the home with natural light. The updated kitchen showcases quartz countertops, stainless steel appliances, gas range with electric oven, exterior-vented hood, roll-out shelving, and a large pantry. Extensively renovated throughout, the unit includes a fully redone main bath and an updated ensuite with rain shower. Additional upgrades include an enlarged front entry with hidden pantry/coat closet, custom bar and coffee station with built-in microwave, updated stair landing, Brazilian cherrywood floating staircase, custom fireplace, industrial-style ceiling fan, and all new window coverings including remote blackout blinds. The upper-level features wide plank cherrywood flooring, along with a customized wardrobe, added closet, and ceiling fan in the bedroom. Enjoy your private 450 sq. ft. terrace, fully fenced for added privacy, complete with a gas line for BBQ, perfect for entertaining. Includes two parking spaces and a large locker. A rare opportunity to own a truly unique loft in one of Cambridge's most desirable communities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,162
- Land Transfer Tax Fee
- $11,473
Condo/Maintenance Fee
- Maintenance Fee
- $818 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Laundry Level
- Main Level
- Interior Extras
- Water Softener, Water Heater Owned
- Fireplace/Stove
- Yes
- Elevator
- Yes
Exterior Features
- Balcony
- Terrace
Building Amenities
- Exercise Room
- Party Room/Meeting Room
Building
- Building Type
- Condo Apartment
- Building Style
- 2-Storey
- Approx Age
- 100+
- Condo Corp Number
- 487
Construction
- Exposure
- North
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- Fridge, Stove, Hood Range, Dishwasher, Built- in Microwave, 2 in 1 washer/ dryer, Murphy bed, Mini Bar Fridges, Primary Closet Unit, Patio Furniture, Natural Gas BBQ, Patio Shed.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Owned
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Lockers
- Locker Type
- Owned
- Locker Unit
- 67
- Locker Level
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Second level, 3 Pc Ensuite
- Den—Second level, Murphy Bed
- Laundry—Main level
Washrooms
- 4-piece, Main
- 3-piece, Second
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- McNaughton St
- Zoning
- RM3
- Directions
- Dundas St N to McNaughton St
- MLS® number
- X13007782
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-16
- Listed on
- 2026-04-16
- Days on market
- 91 days
- Possession type
- 60-89 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX REAL ESTATE CENTRE INC.
Home Market Value
Current home valuation for Unit 212, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $749,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for Unit 212, 85 Spruce Street, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,900 over $500K
$49,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,986 | $20,922 | $17,848 | $0 |
=Total mortgage | $727,643 | $695,832 | $655,263 | $599,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,553monthly | $3,397monthly | $3,199monthly | $2,929monthly |
Land Transfer Tax
$11,473
$11,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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