Listed for:Listed Sep 9, 2026
$890,000

4292 Graham Road

Severn (Rural Severn), ON L0K 1E0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 4292 Graham Road, Severn, Rural Severn

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4292 Graham Road, Severn, Rural Severn

Summarized Description

  • Waterfront retreat on beautiful Tea Lake.
  • Classic four-season Panabode cottage.
  • Newer built deck for relaxation.
  • High quality construction with recent upgrades.
  • Cozy wood stove for winter warmth.
  • Shallow sandy waterfront ideal for kids.
  • New heated water line and windows.
  • Perfect escape for all four seasons.

Welcome to your waterfront retreat! This is where your mornings begin with a coffee on the newer built deck overlooking beautiful Tea Lake, just a short 1.5-hour drive from Toronto. This charming classic four-season "Panabode" cottage/home is renowned for its long-lasting, high quality construction. The Panabode cottage/home is equipped with A/C for those hot summer days and nights. A cozy wood stove provides ambiance and plenty of heat after a day of snowmobiling, skiing or simply walking on the well-maintained private road. To enjoy this lovely cottage/home with confidence and ease, recent upgrades include a new heated water line and newer windows throughout. Stainless steel appliances enhance the well appointed kitchen. Relax on your dock throughout the day and enjoy the shallow, sandy waterfront, perfect for younger children and pets, with deeper water at the end of the dock for swimming. Whether you are looking for a quiet weekend escape or a place to experience all four seasons, this charming Panabode on the exceptionally clean Tea Lake, is ready for its next chapter.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,533
Land Transfer Tax Fee
$14,275

Basement Type
None

Interior Features

Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter, Water Heater, Water Heater Owned
View
Clear
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Freestanding, Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Privacy, Year Round Living
Pool
None
Property Features
Clear View, Golf, Level, Library, Marina, Place Of Worship
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Board & Batten , Wood
Roof
Metal
Foundation Details
Piers, Unknown
Special Designation
Unknown

Lot

Lot Front
87.91 ft
Lot Depth
260.46 ft
Lot Size
0.54

Inclusions

Inclusions
Fireplace (wood), wood shed, garden shed, stainless steel fridge, stainless steel stove, microwave, sediment filter system

Exclusions

Exclusions
All furniture and contents, personal items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Window Unit(s)
Water
Other
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Whites Falls Rd & Graham Rd
Zoning
SR3
Directions
Hwy 400 N to Whites Falls Rd to Graham Rd
Waterfront
Direct

MLS® number
S13764928
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-09-10
Days on market
38 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

Home Market Value

Current home valuation for 4292 Graham Road, Severn, Rural Severn, Severn, ON. Listed for $890,000

HOMEH Estimate

?

$987,926

Estimated Sales Range

?

$780,462 - $1,195,390

HOMEH Estimate for 4292 Graham Road, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$987,926Medium confidence
Based on 15 comparable properties
− $97,926 (10%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:7.2%

5% on first $500K + 10% on $390,000 over $500K

Minimum down payment

$64,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$33,037$24,831$21,182$0
=Total mortgage
$858,957$825,831$777,682$712,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,194monthly$4,032monthly$3,797monthly$3,476monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$14,275

Total Land Transfer Tax

$14,275

Around this home

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