Listed for:Listed Sep 8, 2026
$1,445,000

1168 Apter Lane

Severn (Rural Severn), ON P0E 1N0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 1168 Apter Lane, Severn, Rural Severn

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1168 Apter Lane, Severn, Rural Severn

Summarized Description

  • Secluded lakefront property on Sparrow Lake
  • 195 feet of shoreline with privacy assured
  • Four-season cottage with classic wood charm
  • Expansive windows and vaulted ceilings
  • Tranquil bay ideal for swimming and diving
  • Protected from future development by zoning
  • Ample space for potential multi-structure redevelopment
  • Includes canoe, kayaks, and outdoor furniture

Secluded Lakefront Gem on Sparrow Lake, Muskoka! A rare opportunity to own your own piece of paradise an enchanting family cottage to be cherished for generations. Just 90 minutes from Toronto, this 0.82-acre wooded lakefront property offers enduring privacy, protected in perpetuity by a unique Environmental Protection Zone that shields hundreds of adjacent acres from future development. With 195 feet of shoreline, the lot provides ample space for potential multi-structure redevelopment. No neighbours within earshot. Privacy assured. The existing four-season cottage features 4 bedrooms and 2 full washrooms, showcasing a classic wood cabin charm with vaulted ceilings, expansive windows, and lake views from two sides. Interiors include timeless Pioneer Handcraft wood furniture. The surrounding landscape and shoreline are filled with captivating nooks and crannies perfect for kids and nature lovers to explore. Enjoy deep, clean waters ideal for swimming and diving off the dock, in a tranquil bay free from boat traffic. The spacious wrap-around deck and large dock both recently refinished offer generous space for entertaining and relaxation. Additional outdoor features include a fire pit, premium outdoor furniture, a canoe, four kayaks, paddles, and life jackets for endless lakeside enjoyment. Sparrow Lake is a renowned fishing haven, home to northern pike, bass, walleye, perch, and more.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,470
Land Transfer Tax Fee
$25,375

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Propane Tank, Water Purifier, Water Heater Owned, Water Treatment
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None
Property Features
Lake Access, Lake/Pond

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Wood
Roof
Not Applicable
Foundation Details
Not Applicable
Special Designation
Unknown

Lot

Lot Front
195.39 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Propane
Heat Type
Baseboard
Air Conditioning
None
Water
Other
Sewers
Septic

Bedrooms
4
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 3-piece, Main
  • 3-piece, Main

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Apter Lane and Torpitt Rd
Directions
Apter Lane and Torpitt Rd
Waterfront
Direct

MLS® number
S13757244
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-08
Updated on
2026-09-08
Days on market
37 days
Possession date
2026-10-01
Possession type
Flexible
Co-op commission
2.5% plus hst
Seller
Listed by
HARVEY KALLES REAL ESTATE LTD.

Home Market Value

Current home valuation for 1168 Apter Lane, Severn, Rural Severn, Severn, ON. Listed for $1,445,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 1168 Apter Lane, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:8.3%

5% on first $500K + 10% on $945,000 over $500K

Minimum down payment

$119,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$53,003$40,316$34,391$0
=Total mortgage
$1,378,068$1,340,816$1,262,641$1,156,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,728monthly$6,547monthly$6,165monthly$5,644monthly
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Land Transfer Tax

Provincial

$25,375

Total Land Transfer Tax

$25,375

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