
14 Bond Street
St. Catharines (Downtown), ON L2R 4Z2
- 3Bedrooms
- 2Bathrooms
- 2Parking
- 1100–1500Sq Ft
- $3,250Tax
- 35×92 ftLot Size
- Free EstimateSee Free Estimate Report

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About 14 Bond Street, St. Catharines, Downtown
Summarized Description
- Legal duplex with strong rental potential.
- Beautifully renovated 2-bedroom unit available.
- Spacious 1-bedroom unit vacant for immediate income.
- Private balcony enhances upper unit appeal.
- Turnkey investment in a desirable location.
- Each unit has private laundry facilities.
- Close to restaurants, shopping, and transit.
- Opportunity to live in one unit and rent the other.
LEGAL DUPLEX!!! Ideally located just steps from vibrant St. Paul Street, this well-maintained, income-generating property presents an exceptional opportunity for investors and owner-occupiers alike. Situated in one of the city's most desirable mixed-use neighbourhoods, this turnkey duplex offers strong rental potential with the flexibility to live in one unit while generating income from the other.The main floor features a spacious 1-bedroom unit with basement access is vacant, providing immediate rental income. The upper level offers a beautifully renovated 2-bedroom unit complete with a private balcony and is also vacant, making it move-in ready or ideal for achieving current market rent.Each unit has its own private laundry facilities, enhancing convenience and tenant appeal. The property has been well cared for and has benefited from numerous updates over the years, including a recent renovation of the upper unit, offering a low-maintenance investment with lasting value.Whether you're looking to expand your investment portfolio, generate positive cash flow, or offset your mortgage by living in one unit and renting the other, this legal duplex offers outstanding versatility in an unbeatable downtown location. Just minutes from restaurants, shopping, entertainment, public transit, parks, schools, and all major amenities, this is a rare opportunity to own a quality income property in one of St. Catharines' most desirable and rapidly growing neighbourhoods.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,250
- Land Transfer Tax Fee
- $6,055
Rental Items
- Rental Equipment
- n/a
- Basement Type
- Full
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 35.00 ft
- Lot Depth
- 92.20 ft
Exclusions
- Exclusions
- n/a
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Washrooms
- 4-piece, Upper
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- st paul & race
- Zoning
- M2
- Directions
- corner of race and bond st
- MLS® number
- X13627992
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-29
- Listed on
- 2026-07-30
- Days on market
- 30 days
- Possession type
- Flexible
- Co-op commission
- 2%+hst
- Seller
- Listed by
- OLYMPIA REALTY INCORPORATED
Home Market Value
Current home valuation for 14 Bond Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $479,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 14 Bond Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,202 | $13,364 | $11,400 | $0 |
=Total mortgage | $473,252 | $444,464 | $418,550 | $383,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,311monthly | $2,170monthly | $2,044monthly | $1,871monthly |
Land Transfer Tax
$6,055
$6,055
Around this home
No schools found nearby
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