107 Lake Street
St. Catharines (Downtown), ON L2R 5X7
- 4Bedrooms
- 2Bathrooms
- 2Parking
- 1100–1500Sq Ft
- $3,206Tax
- 34×90 ftLot Size
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About 107 Lake Street, St. Catharines, Downtown
Summarized Description
- Fully renovated duplex in downtown St.
- Catharines.
- Turn-key opportunity for investors or homebuyers.
- Open-concept living area with faux fireplace.
- Private covered side porch and fenced backyard.
- Stylish kitchens with custom cabinetry and stainless-steel appliances.
- Highly walkable location near shops and parks.
- Close to schools and quick highway access.
- Move-in ready with beautiful updates throughout.
Welcome to 107 Lake Street, an exceptional, fully renovated duplex for sale in the vibrant heart of downtown St. Catharines, offering a turn-key opportunity for investors or homebuyers seeking a beautiful property with a mortgage helper. The carpet-free main-floor suite features a bright, open-concept living area with a charming faux fireplace, two comfortable bedrooms, and exclusive access to a private covered side porch and a rare fully fenced backyard. Upstairs, the sun-filled upper suite boasts oversized windows, two generous bedrooms, a stylish 4-piece bath with a fully tiled tub surround, and a standout L-shaped kitchen. Both suites are built for easy living with beautifully updated kitchens showcasing custom cabinetry, quartz-style counters, subway-tile backsplashes, and full stainless-steel appliances. Situated in an unbeatable, highly walkable location, you are just steps from the shops, cafes, and restaurants of St. Paul Street, historic Montebello Park, and the Central Library. With Connaught Public School, St. Catharines Collegiate, and Brock University all nearby, plus quick commuter access to Highway 406 and the QEW, this move-in-ready property is the ultimate downtown investment.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,206
- Land Transfer Tax Fee
- $4,459
- Basement Type
- None
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Block
- Special Designation
- Other
Lot
- Lot Front
- 34.00 ft
- Lot Depth
- 90.20 ft
Inclusions
- Inclusions
- All Existing ELFs, Appliances In The Both Kitchen.
Exclusions
- Exclusions
- Hot Water Tank (If Rental)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Bedroom—Main level
- Bedroom—Second level
- Bedroom 2—Second level
- Dining Room—Main level
- Kitchen—Second level
- Primary Bedroom—Main level
- Living Room—Main level
- Kitchen—Main level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- LAKE ST & LOUISE ST
- Directions
- LAKE ST & LOUISE ST
- MLS® number
- X13784868
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-16
- Listed on
- 2026-09-15
- Days on market
- 31 days
- Possession type
- Immediate
- Co-op commission
- 2% + Hst
- Seller
- Listed by
- RE/MAX ABOUTOWNE REALTY CORP.
Home Market Value
Current home valuation for 107 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $398,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 107 Lake Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,945
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,158 | $11,129 | $9,494 | $0 |
=Total mortgage | $394,113 | $370,139 | $348,559 | $319,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,924monthly | $1,807monthly | $1,702monthly | $1,558monthly |
Land Transfer Tax
$4,459
$4,459
Around this home
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