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City in Ontario

Houses for sale under $1M in Tay

Looking for cheap houses for sale in Tay? 124 homes in Tay are listed for sale under $1M, which is 79% of everything for sale. Most are detached houses, and the most active neighbourhoods are Rural Tay and Victoria Harbour.

quiet community-oriented affordable

11,091 people lived in Tay at the 2021 Census, in 4,530 households. 91% of households owned their home and 9% rented. The most common homes were single-detached houses (92%) and low-rise apartments (3%). 53% of homes were built before 1981, and 12% since 2011. 95% of commuters went to work by car and 0% by public transit.

Walkability score: 45

Tay, Ontario

Houses for Sale in Tay Under $1M

Day to dayLivability

Walkability

out of 100 · averaged over 1,868 past and present listings

Average walk score reported on listings here

3.6

Schools near listings

out of 10 · averaged over 1,868 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$624,950

13% below Ontario

In Tay

$624,950

In Ontario

$716,900

Median monthly rent

$2,500/mo

On par with Ontario

In Tay

$2,500

In Ontario

$2,499

$776

Per square foot

≈ 20.8 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

156

Median $624,950

Houses 156

For rent

Median $2,500

Houses 4

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Affordable median home price compared to province
Low density with spacious living
Good school score of 3.6

Keep in mind

Limited rental options
Few parks available
Walkability score is low

The feel of the placeLifestyle

Daily life in Tay is quiet and community-focused, with basic amenities nearby.

Great for first-time buyers small families those seeking a peaceful lifestyle

Within the boundaryWhat's nearby

The boundary

138.7 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Grocery stores

Restaurants

Cafés

Libraries

Counted across all 138.7 km² of Tay. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

3.8/10

Average rating of the 2 rated schools in this area

Elementary

St Antoine Daniel Catholic School
Catholic · Grades JK–8 · Simcoe Muskoka CDSB
4.5/104.2 over 5 yrs
2,393rd of 3,045 Ontario elementary schools
290 students · EQAO 2024-2025
Tay Shores Public School
Public · Grades JK–8 · Simcoe County DSB
3.0/103.5 over 5 yrs
2,825th of 3,045 Ontario elementary schools
630 students · EQAO 2024-2025

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Tay, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

11,091

Population (2021)

137.9 km²

Area

People per km²

Median age

$82,774

Median income

91%

Own their home

2.4

People per household

4,530

Households

Every age

Children (under 15)14.0%
Working age (15–64)62.6%
Seniors (65+)23.4%

What is built here

Detached houses92.3%
Semi-detached0.9%
Townhouses1.2%
Duplexes1.4%
Low-rise apartments2.6%

Own or rent

91%Owners

9%Renters

Across 4,530 households

When it was built

Mostly 1961–1980

1960 or earlier26%
1961–198027%
1981–199012%
1991–200013%
2001–20054%
2006–20105%
2011–20154%
2016–20218%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

6.6%
Born outside Canada: 12.3%
Hold a degree or higher: 51%
Employment rate: 0.4%
Commute by transit: 95.2%
Commute by car: 1.6
Children per family: $73,804
Median income after tax: $96,775
Average household income: 9.3%
Living on a low income: $1,124/mo
Renters pay, per month: $1,149/mo
Owners pay, per month: $522,889
Median home value at census: 8.2%
Renters spending 30%+ of income on housing: 15.7%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 18 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

Questions, answered

Common questions about houses for sale under $1M in Tay

How many homes in Tay sell for under $1M?

124 homes in Tay are listed for sale under $1M today, 79% of the 156 homes for sale. Their median asking price is $539,450.

All homes for sale in Tay

What kind of home can I buy in Tay for under $1M?

Under $1M, Tay has detached houses (80), vacant lots (36) and freehold townhouse (1) for sale. Most range from studios to 5 bedrooms.

Houses for sale in Tay

Keep looking

More Homes for Sale in Tay

156 homes are for sale in Tay. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.

At a glance