
89 Elm Street
Thunder Bay (Birchwood Heights), ON P7A 3N1
- 2+1Bedrooms
- 2Bathrooms
- 0Garage
- —Sq Ft
- $4,047Tax
- 36×108 ftLot Size
- Estimated Value:$398,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 89 Elm Street, Thunder Bay, Birchwood Heights
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-05 | 2026-03-22 | Login to See Prices | Sold | x13244434 |
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About 89 Elm Street, Thunder Bay, Birchwood Heights
Summarized Description
- Charming brick century-home with modern updates.
- Self-contained suite for rental income potential.
- High-efficiency furnace and updated bathrooms.
- Finished basement with insulated floor.
- Large enclosed 3-season porch for relaxation.
- Fully fenced backyard perfect for gardening.
- Convenient parking for three vehicles.
- Located in a quiet, desirable neighbourhood.
Welcome to this charming brick century-home with a self contained suite, in the highly desirable neighbourhood of Birchwood Heights. Full of warmth, character, and modern updates, this home offers the perfect blend of timeless charm and everyday comfort, as well as income potential. The most important upgrades have already been completed, including new windows, shingles, a high-efficiency furnace, on-demand hot water tank, updated bathrooms, and additional insulation blown into the walls and attic for improved energy efficiency. The result is a home that stays cozy and warm through winter, and cool throughout the summer months. Step inside to find hardwood floors and original trim in the inviting living space that highlight the home’s classic character. Lounge with coffee or a book in the large enclosed 3-season front porch. The finished basement features an insulated floor, creating a comfortable and versatile space for recreation, a home office, second bedroom or family room. Outside, enjoy a fully fenced backyard that’s perfect for gardening and relaxing. Spend long summer evenings around the fire pit or on the deck while taking in the peaceful atmosphere of this quiet residential neighbourhood where neighbours still know and talk to each other. The property also offers convenient parking for up to three vehicles, as well as a one-car garage. This home also features excellent income potential with a self-contained one-bedroom unit on the second floor—ideal for rental income, extended family, or guests. Located close to schools, parks, walking trails, and local amenities including George's Market, this property offers both lifestyle and convenience. Move in this spring and start the next chapter in a home filled with charm, comfort, and opportunity. A wonderful opportunity to own a character home in one of Thunder Bay’s most sought-after neighbourhoods.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,047
- Land Transfer Tax Fee
- $5,473
- Basement Type
- Finished, Full
Interior Features
- Interior Extras
- Storage, In-Law Suite, Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Other
Lot
- Lot Front
- 35.60 ft
- Lot Depth
- 108.00 ft
Inclusions
- Inclusions
- Fridge (X2), Stove (X2), Freezer, Washer/Dryer, Dishwasher Some furniture negotiable Any contents of home and yard left at closing
Exclusions
- Exclusions
- Specific items in yard to be removed by July 15, 2026: Jack in the pulpit, lillies, 5 Amethyst, 5 Pudding Stones, one large chunk of glass.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room11.4 X 10.8Main level, Hardwood Floor
- Bathroom4 pieceSecond level, Laminate
- Bedroom 312.10 X 11.3Basement level, Vinyl Floor
- Recreation11.7 X 10.4Basement level, Vinyl Floor
- Laundry12.3 X 8Basement level, Vinyl Floor
- OtherVinyl PlankBasement level
- Dining Room12 X 11Main level, Hardwood Floor
- Kitchen12.4 X 8.4Main level, Ceramic Floor
- Bedroom11.1 X 10.1Main level, Laminate
- Bathroom4 pieceMain level, Tile Floor
- Other—Main level, Hardwood Floor
- Living Room13.9 X 11.9Second level, Hardwood Floor
- Bedroom 2—Second level, Tile Floor
- Kitchen10.2 X 10.1Second level, Laminate
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Thunder Bay
- Neighbourhood
- Birchwood Heights
- Main cross streets
- Corner of Elm St and Cottonwood Crescent
- Directions
- Corner of Elm St and Cottonwood Crescent
- MLS® number
- X13244434
- Data source
- tbay
- Status change
- 2026-03-22
- Listed on
- 2026-03-05
- Days on market
- 17 days
- Co-op commission
- 2
- Seller
- Listed by
- NEIGHBOURLY REALTY THUNDER BAY INC.
Home Market Value
Current home valuation for 89 Elm Street, Thunder Bay, Birchwood Heights, Thunder Bay, ON. Listed for $449,900
HOMEH Estimate
$398,000
Estimated Sales Range
$302,915 - $493,085
HOMEH Estimate for 89 Elm Street, Thunder Bay, Birchwood Heights
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,096 | $12,552 | $10,708 | $0 |
=Total mortgage | $444,501 | $417,462 | $393,123 | $359,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,170monthly | $2,038monthly | $1,919monthly | $1,757monthly |
Land Transfer Tax
$5,473
$5,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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