Listed for:Listed Jun 5, 2026
$1,725,000

3413 Flat Rapids Lane

Severn (Rural Severn), ON L0K 1E0

Detached House For Sale
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Sale & Price History for 3413 Flat Rapids Lane, Severn, Rural Severn

No listing history available

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About 3413 Flat Rapids Lane, Severn, Rural Severn

Summarized Description

  • Five private acres with deep water access
  • Direct access to Trent-Severn Waterway
  • Vaulted ceiling in great room with fireplace
  • Custom kitchen with granite counters
  • Finished walkout lower level with office
  • Private primary retreat with ensuite
  • Multi-level deck leading to dock
  • Recent upgrades for peace of mind

Deep water. Five private acres. Direct access to the Trent-Severn Waterway. Some waterfront is for looking at-this is waterfront you live on. Tucked at the end of a year-round private road on just over five wooded acres, this fully winterized four-season home offers approximately 218 feet of direct Severn River frontage and roughly ten feet of water at the dock. That means real boating: deep-water access from your own shoreline, with the Trent-Severn Waterway beyond it-no shallow approach, no compromise. Step inside and the river follows you. The great room rises to a vaulted wood ceiling, anchored by a floor-to-ceiling stone wood-burning fireplace. Hardwood runs underfoot, while a full wall of windows pulls the water straight into the room. The kitchen is built for the way cottages actually live, with custom cabinetry, granite counters, a centre island with seating and updated appliances (2022). It opens to a multi-level deck that steps down toward the dock, keeping the river part of daily life indoors and out. Four bedrooms: three on the main level, plus a private upper-level primary retreat with a walk-in closet and three-piece ensuite. On the lower level, a screened porch sits beneath the main deck and opens to the river-a sheltered spot for morning coffee, summer meals and evenings by the water. The finished walkout lower level adds a generous recreation room and a flexible room suited to a home office, den or guest space. Outside: a hot tub, a circular drive with parking for ten, and recent peace-of-mind upgrades including a 2023 UV water system and a 2022 lake pump. Privacy, deep water and four-season comfort-fifteen minutes from Coldwater, and a world away. This is the Severn River done right.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,817
Land Transfer Tax Fee
$30,975

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Walk-Out, Full

Interior Features

Laundry Level
Main Level
Interior Extras
Other
View
River, Panoramic, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Living Room
Elevator
No

Exterior Features

Exterior Extras
Year Round Living, Fishing, Hot Tub, Patio, Privacy
Pool
None

Building

Building Type
Detached
Building Style
Chalet
Approx Age
31-50

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
224.28 ft
Lot Depth
796.50 ft
Lot Size
5.121
Lot Shape
Irregular

Inclusions

Inclusions
Appliances and hot tub, New water system 2023, (UV), new water pump in lake 2022, new kit Appliances 2022, Bell satellite, fan for fireplace to blow heat into furnace ducts, plug in for generator (generator not included), electrical outlet on dock.

Exclusions

Exclusions
Jet ski lift, fridge and freezer in the basement, all patio furniture, garbage box.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Other
Sewers
Septic
Natural Gas
No
Hydro
Yes

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Fireplace, Hardwood Floor
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level, Hardwood Floor
  • Bedroom—
    Main level, Hardwood Floor
  • Bedroom—
    Main level, Hardwood Floor
  • Laundry—
    Main level
  • Bathroom—
    Main level, Tile Floor, 4 Pc Bath
  • Primary Bedroom—
    Second level, 3 Pc Ensuite, Vaulted Ceiling(s)
  • Bathroom—
    Second level, 3 Pc Ensuite, Tile Floor
  • Recreation—
    Lower level, Laminate
  • Office—
    Lower level, Laminate
  • Bathroom—
    Lower level, 2 Pc Bath

Washrooms

  • 4-piece, Main
  • 3-piece, Second
  • 2-piece, Lower

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Tamarack Lane, Rt on Daisy Lane, Lt on Flat Rapids Lane
Zoning
SR1
Directions
Upper Big Chute to Tamarack To Daisy To Flat Rapids
Waterfront
Direct

MLS® number
S13411492
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-05
Updated on
2026-09-28
Days on market
133 days
Possession date
2026-07-31
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 3413 Flat Rapids Lane, Severn, Rural Severn, Severn, ON. Listed for $1,725,000

HOMEH Estimate

?

$1,310,000

Estimated Sales Range

?

$786,000 - $1,834,000

HOMEH Estimate for 3413 Flat Rapids Lane, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,310,000Low confidence
Based on 14 comparable properties
+ $415,000 (32%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Severn, ON
Minimum Down Payment Required:20.0%

20% required for homes $1.5M or more

Minimum down payment

$345,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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=Total mortgage
$1,380,000$1,293,750$1,207,500$1,121,250
Amortization
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=Mortgage payment
$6,738monthly$6,317monthly$5,896monthly$5,475monthly
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Land Transfer Tax

Provincial

$30,975

Total Land Transfer Tax

$30,975

Around this home

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