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City in Ontario

Homes for sale in Waterloo

Name: HOMEH Market Pulse — Waterloo closed sales and leases
Creator: HOMEH
License: https://homeh.com/terms-of-use

Browse all Waterloo real estate listings in one place: 346 homes for sale in Waterloo, Ontario, from $49,900 to $19,900,000, with a median asking price of $577,450. Most are condo apartments and detached houses; 10 were listed in the last 24 hours.

community-oriented family-friendly active

121,436 people lived in Waterloo at the 2021 Census, in 46,995 households. 61% of households owned their home and 39% rented. The most common homes were single-detached houses (49%) and apartments in buildings of five or more storeys (22%). 33% of homes were built before 1981, and 17% since 2011. 84% of commuters went to work by car and 6% by public transit.

Population of 121,436

Waterloo, Ontario

Waterloo MLS® Listings

Day to dayLivability

Walkability

out of 100 · averaged over 19,770 past and present listings

Average walk score reported on listings here

6.7

Schools near listings

out of 10 · averaged over 19,770 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$577,450

19% below Ontario

In Waterloo

$577,450

In Ontario

$716,900

Median monthly rent

$2,200/mo

12% below Ontario

In Waterloo

$2,200

In Ontario

$2,499

$626

Per square foot

≈ 21.9 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

346

Median $577,450

Condos 192 · Houses 154

For rent

142

Median $2,200

Condos 82 · Houses 60

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Good variety of amenities and services
Family-friendly with parks and schools
Relatively affordable compared to province median
Active community with many restaurants and cafes

Keep in mind

Prices are above the city average
Limited public transit options

The feel of the placeLifestyle

Daily life in Waterloo offers a balance of urban and suburban feel, with plenty of recreational options. Residents enjoy access to parks, schools, and dining.

Great for first-time buyers families students

Within the boundaryWhat's nearby

The boundary

64.9 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

279

Parks

165

Playgrounds

Transit stations

Grocery stores

165

Restaurants

Cafés

Gyms

Libraries

Pharmacies

Counted across all 64.9 km² of Waterloo. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

7.1/10

Average rating of the 31 rated schools in this area

Elementary

Secondary

Abraham Erb Public School
Public · Grades JK–6 · Waterloo Region DSB
9.3/108.9 over 5 yrs
53rd of 3,045 Ontario elementary schools
395 students · EQAO 2024-2025
Laurelwood Public School
Public · Grades JK–8 · Waterloo Region DSB
9.1/109.0 over 5 yrs
77th of 3,045 Ontario elementary schools
705 students · EQAO 2024-2025
Vista Hills Public School
Public · Grades JK–8 · Waterloo Region DSB
9.1/108.2 over 5 yrs
77th of 3,045 Ontario elementary schools
775 students · EQAO 2024-2025
N A MacEachern Public School
Public · Grades JK–6 · Waterloo Region DSB
8.8/107.8 over 5 yrs
118th of 3,045 Ontario elementary schools
260 students · EQAO 2024-2025
Laurel Heights Secondary School
Public · Grades 9–12 · Waterloo Region DSB
8.7/108.2 over 5 yrs
33rd of 742 Ontario secondary schools
1,765 students · EQAO 2024-2025
Millen Woods Public School
Public · Grades JK–6 · Waterloo Region DSB
8.6/108.1 over 5 yrs
150th of 3,045 Ontario elementary schools
275 students · EQAO 2024-2025

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Waterloo, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

121,436

Population (2021)

64.1 km²

Area

1,896

People per km²

38.6

Median age

$106,051

Median income

61%

Own their home

2.6

People per household

46,995

Households

Every age

Children (under 15)14.5%
Working age (15–64)70.1%
Seniors (65+)15.4%

What is built here

Detached houses49.3%
Semi-detached4.4%
Townhouses11.4%
Duplexes2.1%
Low-rise apartments10.6%
High-rise apartments22%

Own or rent

61%Owners

39%Renters

Across 46,995 households

When it was built

Mostly 1961–1980

1960 or earlier9%
1961–198023%
1981–199018%
1991–200016%
2001–200510%
2006–20105%
2011–20156%
2016–202111%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

27.5%
Born outside Canada: 43.6%
Hold a degree or higher: 57.7%
Employment rate: 6%
Commute by transit: 83.9%
Commute by car: 1.8
Children per family: $90,684
Median income after tax: $128,301
Average household income: 11.4%
Living on a low income: $1,587/mo
Renters pay, per month: $1,454/mo
Owners pay, per month: $715,738
Median home value at census: 28.4%
Renters spending 30%+ of income on housing: 15.6%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 155 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

HOMEH Market Pulse Through September 2026 Deep sales history

What Homes in Waterloo Actually Sell For

1,036 homes changed hands in Waterloo over the 12 months to September 2026. Half sold above $691,175 and half below, 4.0% lower than the 12 months before. A typical home found its buyer in 25 days.

Median sold price: $691K; -4.0% year over year
Days to sell: 25; Unchanged
Sales closed: 1,036; last 12 months
Per square foot: $483; from 1,005 sized sales

Three years of sold prices

The line is the median. The band is the middle half of every sale — how wide it runs tells you how much one home here differs from the next.

$1.12M$874K$626K$378K

Oct ’23Oct ’24Sep ’25Sep ’26

Median sold price Middle half of sales

What buyers actually paid

$984,700

on a $1,000,000 asking price — under ask by $15,300

−10%Asking price+10%

Of the asking price: 98.5%
Sold over asking: 33.3%

From 1,036 sales that closed here in the last 12 months.

Rent or buy in Waterloo

26.8 years

of rent, at the going rate here, adds up to what a home here costs.

Median sold price

$691,175

1,036 sales

Median rent

$2,153/mo

556 leases

Gross rental yield

3.74%

before costs

Both figures come from deals that actually closed in Waterloo over the last 12 months. Gross yield is annual rent divided by price; it does not account for taxes, fees, maintenance, vacancy or financing.

What actually trades in Waterloo

A single median hides this: the mix of homes behind it, and what each kind costs.

1,036sales

Detached$838K54.3%
Condo apartment$404K21.5%
Condo town$489K10.6%
Freehold town$692K3.8%
Semi-detached$658K1.1%
Other kinds of home$412K0.6%
Other kinds, too few of each —8.1%

How fast it moves

Median days on market, month by month. Taller means slower.

Oct 2024Sep 2026

Terracotta marks the last 12 months.

Every month behind these charts — Waterloo, sales

Monthly closed sales in Waterloo
Month	Closed	Median	Middle half	Days	% of ask
Sep 2026	66	$717,450	$619K – $935K	21	98.9%
Aug 2026	102	$683,500	$491K – $854K	27	98.2%
Jul 2026	116	$656,500	$429K – $851K	27	97.8%
Jun 2026	117	$705,000	$490K – $890K	22	98.5%
May 2026	106	$677,500	$525K – $886K	15	99.8%
Apr 2026	105	$720,000	$595K – $945K	16	99.8%
Mar 2026	83	$695,000	$505K – $897K	20	98.9%
Feb 2026	70	$746,500	$508K – $951K	27	97.6%
Jan 2026	56	$610,000	$434K – $748K	43	97.3%
Dec 2025	52	$630,000	$445K – $813K	42	97.0%
Nov 2025	79	$725,000	$500K – $860K	35	98.6%
Oct 2025	84	$700,000	$559K – $915K	26	98.0%
Sep 2025	73	$690,000	$457K – $871K	22	98.3%
Aug 2025	83	$710,000	$514K – $946K	33	98.0%
Jul 2025	105	$682,000	$503K – $966K	30	98.2%
Jun 2025	111	$725,000	$563K – $878K	24	98.4%
May 2025	110	$788,000	$589K – $1.07M	17	100.0%
Apr 2025	90	$777,500	$572K – $1.07M	18	100.0%
Mar 2025	72	$735,001	$500K – $905K	17	98.5%
Feb 2025	58	$670,000	$516K – $830K	22	99.0%
Jan 2025	40	$658,500	$461K – $797K	45	98.9%
Dec 2024	35	$622,000	$497K – $795K	34	97.9%
Nov 2024	60	$710,500	$478K – $838K	29	98.0%
Oct 2024	68	$755,000	$611K – $950K	29	98.7%
Sep 2024	66	$683,611	$523K – $828K	23	98.9%
Aug 2024	72	$712,500	$493K – $842K	30	99.3%
Jul 2024	89	$705,000	$484K – $950K	24	99.5%
Jun 2024	73	$750,000	$557K – $980K	19	100.0%
May 2024	98	$745,000	$581K – $954K	12	102.9%
Apr 2024	92	$730,500	$514K – $962K	13	101.3%
Mar 2024	71	$725,000	$518K – $935K	14	100.0%
Feb 2024	51	$700,000	$510K – $934K	13	100.0%
Jan 2024	45	$705,000	$525K – $926K	34	100.0%
Dec 2023	24	$696,250	$504K – $848K	21	100.0%
Nov 2023	29	$814,000	$600K – $950K	24	100.0%
Oct 2023	46	$797,500	$565K – $942K	15	100.0%

What people ask about Waterloo

How much does a home cost in Waterloo?

Homes in Waterloo sold for a median of $691,175 over the 12 months to September 2026, across 1,036 closed sales — half sold for more and half for less. That is 4.0% lower than the 12 months before it.

How long does it take to sell a home in Waterloo?

A home in Waterloo took a median of 25 days on the market over the 12 months to September 2026. Homes there closed at 98.5% of the asking price on average, with 33.3% selling over asking.

How much is rent in Waterloo?

The median lease in Waterloo closed at $2,153 a month over the 12 months to September 2026, across 556 leases.

Is it cheaper to rent or buy in Waterloo?

A home in Waterloo costs about 26.8 years of the rent on one — the median price of $691,175 against a median rent of $2,153 a month, a gross yield of 3.74%. The shorter that number, the closer buying is to renting before financing costs.

What kind of homes sell in Waterloo?

Over the 12 months to September 2026 the mix in Waterloo was detached (54.3% of sales, median $837,542), condo apartment (21.5% of sales, median $404,413) and condo town (10.6% of sales, median $488,623).

Compiled by HOMEH from sales reported closed in Waterloo on the Toronto Regional Real Estate Board MLS® System, through September 2026. Medians are taken over closed prices, not asking prices. Per-square-foot figures use the midpoint of the banded floor-area range MLS® carries, so they describe the group and not any one home. Not an appraisal or an opinion of value.

Questions, answered

Common questions about homes for sale in Waterloo

How many homes are for sale in Waterloo, Ontario right now?

346 homes are for sale in Waterloo on MLS® right now, and 10 were listed in the last 24 hours. The busiest neighbourhood is Beechwood/University, with 62 homes for sale.

Homes for sale in Beechwood/University

What is the average house price in Waterloo?

The median asking price of the 346 homes for sale in Waterloo is $577,450: half are listed above it and half below. By type, the median is $399,900 for condo apartments, $875,000 for detached houses and $499,945 for condo townhouses.

Houses for sale in Waterloo

Where can I find cheap houses for sale in Waterloo?

256 homes in Waterloo are listed under $800K and 299 under $1M. The lowest asking price today is $49,900.

Homes under $800K in Waterloo

Are there new homes for sale in Waterloo?

Yes. 34 of the 346 homes for sale in Waterloo are new construction.

New construction homes in Waterloo

How do I get cash back when I buy a home in Waterloo?

Buy through HOMEH and you get a Cashback Rebate of 1.5% of the purchase price, paid at closing, subject to eligibility and your buyer agreement. On Waterloo’s median asking price of $577,450, that would be $8,662.

How the Cashback Rebate works

Keep looking

More Houses to Buy in Waterloo

346 homes are for sale in Waterloo. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.