Listed for:Listed Sep 12, 2026
$499,900

102 Stewart Avenue

Cambridge (Christopher-Champlain), ON N1R 2T9

Detached House For Sale
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Sale & Price History for 102 Stewart Avenue, Cambridge, Christopher-Champlain

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 102 Stewart Avenue, Cambridge, Christopher-Champlain

Summarized Description

  • Charming detached home in established Cambridge neighbourhood.
  • Updated kitchen with modern feel and functional workspace.
  • Move-in ready with refreshed bathroom and updated finishes.
  • Newer mini-split heat pump for year-round comfort.
  • Two paved driveways for convenient parking.
  • Partially improved basement for flexible use.
  • Excellent location near schools, parks, and shopping.
  • Peace of mind with recent roof and siding improvements.

Welcome to 102 Stewart Avenue, a charming and well-cared-for detached home offering thoughtful updates, practical living space and excellent everyday functionality in an established Cambridge neighbourhood. From the moment you arrive, the property feels inviting and easy to enjoy, with two paved driveways providing convenient parking flexibility for multiple vehicles or guests. Inside, the main floor is bright and comfortable, anchored by a beautifully updated kitchen with a clean, modern feel and functional workspace. The living area is warm and welcoming, highlighted by a gas fireplace that adds both comfort and character. The home is efficiently heated and cooled with a newer mini-split heat pump system, helping provide year-round comfort while adding to the home's overall efficiency. A refreshed main-floor bathroom, updated paint and well-maintained finishes throughout contribute to the move-in-ready feel. Upstairs, two comfortable bedrooms provide privacy and separation from the main living areas. The lower level offers additional flexibility, with a partially improved basement that can easily serve as a home office, recreation area, gym, hobby space or additional storage. Beyond the visible updates, buyers can appreciate the peace of mind that comes with improvements to important components such as the roof, siding and exterior doors. Outside, the manageable property offers the benefits of detached-home ownership without overwhelming upkeep. Conveniently located near schools, parks, shopping, transit and major routes, 102 Stewart Avenue is an excellent opportunity for first-time buyers, downsizers or anyone looking for a well-maintained detached home with character, comfort and many of the important updates already taken care of.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,160
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Water heater and water softener are rentals at a combined cost of approximately $53.19/month.

Basement Type
Partially Finished

Interior Features

Interior Extras
Other
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Dishwasher, Refrigerator, Stove, Washer, Dryer, Dishwasher

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
7
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Second level
  • Bathroom—
    Main level, 3 Pc Bath
  • Den—
    Basement level
  • Kitchen—
    Main level
  • Bedroom 2—
    Second level
  • Living Room—
    Main level
  • Dining Room—
    Main level

Washrooms

  • 3-piece

Municipality
Cambridge
Neighbourhood
Christopher-Champlain
Main cross streets
Stewart Ave and Mackay St
Zoning
R1
Directions
Stewart Ave and Mackay St

MLS® number
X13776122
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-12
Updated on
2026-10-11
Days on market
44 days
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
Century 21 Heritage House Ltd.

Home Market Value

Current home valuation for 102 Stewart Avenue, Cambridge, Christopher-Champlain, Cambridge, ON. Listed for $499,900

HOMEH Estimate

?

$517,045

Estimated Sales Range

?

$408,466 - $625,624

HOMEH Estimate for 102 Stewart Avenue, Cambridge, Christopher-Champlain

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$517,045Medium confidence
Based on 13 comparable properties
− $17,145 (3%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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