
Unit 102, 165 Division Street
Cobourg, ON K9A 0B3
- 3Bedrooms
- 4Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $10,141Tax
- 21×80 ftLot Size
- Estimated Value:$821,000See Free Estimate Report

This listing has ended. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for Unit 102, 165 Division Street, Cobourg
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About Unit 102, 165 Division Street, Cobourg
Where people dream to vacation that's the everyday backdrop of this rare waterfront townhouse in the heart of Cobourg. Perfectly located just steps from the beach, marina, and downtown, this exceptional home offers a lifestyle that feels like a permanent getaway. Spanning over 2,000 sq. ft. across three bright, beautifully designed levels, every detail invites comfort and ease. The main floor features an open-concept layout with floor-to-ceiling windows framing direct views of the marina. A gas fireplace adds warmth to the living area, while the kitchen showcases upgraded cabinetry, solid surface counters, and stainless steel appliances all flowing seamlessly into the dining area, perfect for entertaining or relaxed evenings at home. Step outside to your private front terrace and take in the peaceful surroundings. Upstairs, the primary suite is a private escape with a walk-in closet, a well-appointed ensuite bath, and French doors leading to a Juliette balcony. Two additional bedrooms, a full guest bath, and laundry provide comfort and flexibility for everyday living or weekend guests. The top level is the crown jewel a spacious family room that opens to a rooftop terrace with breathtaking views of Lake Ontario, the marina, and the shoreline. Whether you're sipping your morning coffee or toasting the sunset, this space is designed to inspire. An attached garage with interior access adds year-round convenience, while three private outdoor living areas bring you closer to the water at every turn. With the boardwalk, beach, shops, cafés, and restaurants all just steps away, this is truly a walkable, worry-free lifestyle in one of Cobourg's most coveted waterfront communities. An exceptional home in an exceptional setting a rare offering of luxury and lifestyle by the lake.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $10,141
- Land Transfer Tax Fee
- $27,475
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Tank-Electric
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Auto Garage Door Remote, Bar Fridge, Central Vacuum, Intercom, Rough-In Bath, Storage
- View
- Beach, Garden, Lake, Marina, Water
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Lake/Pond, Marina, Park, Public Transit, Waterfront
Building
- Building Type
- Freehold Townhouse
- Building Style
- 3-Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle, Unknown
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 21.33 ft
- Lot Depth
- 80.22 ft
Inclusions
- Inclusions
- Refrigerator, stove, dishwasher, dryer, central, vacuum system, garage door opener, all existing light fixtures, California shutters, all existing curtain rods and white wall cabinet in the upper floor family room, bar fridge, Gas BBQ. All inclusions are in AS-IS.
Exclusions
- Exclusions
- Stagers Drapes, Planter boxes on the outside railing and the Dyson vacuum in the pantry
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 4
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Primary Bedroom—Second level, Hardwood Floor
- Bathroom—Second level, 4 Pc Ensuite, Ceramic Floor
- Bedroom 2—Second level, Broadloom
- Bedroom 3—Second level, Broadloom
- Bathroom—Second level, 4 Pc Bath, Combined w/Laundry
- Family Room—Third level, Broadloom
- Bathroom—Upper level, 3 Pc Bath, Ceramic Floor
- Utility Room—Basement level, Unfinished
- Recreation—Basement level, Unfinished
- Bathroom—Main level, 2 Pc Bath
- Foyer—Main level, Ceramic Floor
- Dining Room—Main level, Hardwood Floor
- Kitchen—Main level, Hardwood Floor
- Living Room—Main level, Hardwood Floor
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Third
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Division/ The Esplanade
- Directions
- Division St & The Esplanade
- Waterfront
- Indirect
- MLS® number
- X12182371
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-06-13
- Listed on
- 2025-05-29
- Days on market
- 15 days
- Possession type
- Flexible
- Co-op commission
- 2.0
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for Unit 102, 165 Division Street, Cobourg, Cobourg, ON. Listed for $1,550,000
HOMEH Estimate
$821,000
Estimated Sales Range
$648,590 - $993,410
HOMEH Estimate for Unit 102, 165 Division Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
20% required for homes $1.5M or more
$310,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $0 | $0 | $0 | $0 |
=Total mortgage | $1,240,000 | $1,162,500 | $1,085,000 | $1,007,500 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,054monthly | $5,676monthly | $5,298monthly | $4,919monthly |
Land Transfer Tax
$27,475
$27,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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