Listed for:Listed Aug 8, 2026
$999,999

227 Queen Street

Cobourg, ON K9A 1N4

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 227 Queen Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 227 Queen Street, Cobourg

Summarized Description

  • Located steps from Lake Ontario and downtown Cobourg.
  • Spacious 5-bedroom home with unique dual staircase.
  • Oversized kitchen flows into inviting family room.
  • Flexible layout ideal for families or multi-generational living.
  • Enjoy indoor and outdoor living with sunroom and covered deck.
  • Mature landscaping provides a relaxing outdoor setting.
  • Close to parks, shops, and community events.
  • Easy commuting with access to Highway 401.

5 Reasons This Home Is A Must-See. 1) Prime Cobourg Location - Just Steps From Lake Ontario And Cobourg's Charming Historic Downtown, You'll Enjoy The Beach, Marina, Boutique Shops, Restaurants, Parks, And Year-Round Community Events, All Within Walking Distance. 2) Spacious 5-Bedroom Family Home - This Thoughtfully Expanded Two-Storey Home Features A Unique Dual Staircase Design, An Oversized Kitchen And Family Room, A Spacious Primary Retreat With A Beautiful Sunroom And Large Walk-In Closet, Plus Four Additional Generously Sized Bedrooms. Its Flexible Layout Offers Outstanding Potential For Growing Families, Multi-Generational Living, Or Future Income Potential. 3) Designed For Gathering & Entertaining - The Modern, Upgraded Oversized Kitchen Flows Seamlessly Into The Inviting Family Room, Creating The Perfect Space For Everyday Family Life And Entertaining. A Formal Dining Room, Bright Living Room, Cozy Gas Fireplace, And Walkout To The Backyard Provide Multiple Spaces To Gather And Celebrate, While The Lower Level Offers Additional Space For A Workshop, Hobbies, Or Extra Storage. 4) Indoor & Outdoor Living - From Morning Coffee In The Sunroom To Summer Barbecues On The Covered Deck, This Home Is Designed To Be Enjoyed Inside And Out. The Patio Is Perfect For A Friendly Game Of Basketball, While The Mature Landscaping And Outdoor Space Provide A Wonderful Setting To Relax, Entertain, And Enjoy The Outdoors. 5) The Cobourg Lifestyle - Enjoy Cobourg's Refreshing Lakeside Climate, Where Cooler Summer Temperatures And Gentle Lake Breezes Create The Perfect Setting For Outdoor Living, Waterfront Strolls, And Relaxing Evenings. With Easy Access To Highway 401, You'll Enjoy The Perfect Balance Of Small-Town Charm And Convenient Commuting.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,246
Land Transfer Tax Fee
$16,475

Rental Items

Rental Equipment
None

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
62.24 ft
Lot Depth
173.09 ft

Inclusions

Inclusions
Kitchen Appliances: Fridge, Stove, Dishwasher, Range Hood, Wine Cooler, Microwave. Main Floor Washer and Dryer, Lower Level Washer, All Electrical Light Fixtures, Garden Shed.

Exclusions

Exclusions
Staging Items

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
5
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Hardwood Floor, Overlooks Garden
  • Family Room—
    Main level, Fireplace, W/O To Deck, Overlooks Backyard
  • Sunroom—
    Second level, Overlook Water, Overlooks Garden
  • Bedroom 4—
    Second level
  • Bedroom 5—
    Second level
  • Dining Room—
    Main level, Hardwood Floor
  • Other—
    Second level
  • Primary Bedroom—
    Second level, Hardwood Floor, W/O To Sunroom, 4 Pc Ensuite
  • Bedroom 3—
    Second level
  • Kitchen—
    Main level, Vinyl Floor, Modern Kitchen
  • Workshop—
    Basement level
  • Recreation—
    Basement level
  • Bedroom 2—
    Second level

Washrooms

  • 2-piece, Main
  • 1-piece, Main
  • 4-piece, Second
  • 3-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Queen St & Henry St
Directions
CR2 (King St) heading East, Right onto Henry St, Left onto Queen St

MLS® number
X13654782
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-08
Updated on
2026-09-26
Days on market
78 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
HOMELIFE HEARTS REALTY INC.

Home Market Value

Current home valuation for 227 Queen Street, Cobourg, Cobourg, ON. Listed for $999,999

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 227 Queen Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $499,999 over $500K

Minimum down payment

$75,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$37,000$27,900$23,800$0
=Total mortgage
$961,999$927,899$873,799$799,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,697monthly$4,530monthly$4,266monthly$3,906monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,475

Total Land Transfer Tax

$16,475

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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