
Unit 18, 494 Elgin Street W
Cobourg, ON K9A 4T6
494 Elgin Street West2 storeys- 3Bedrooms
- 2Bathrooms
- 2Parking
- 900–999Sq Ft
- $2,260Tax
- $562/moCondo Fee
- Estimated Value:$329,462See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 18, 494 Elgin Street W, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-16 | 2026-08-15 | Login to See Prices | Expired | x13449868 |
| 2026-04-20 | 2026-06-16 | Login to See Prices | Terminated | x13021822 |
| 2026-04-10 | 2026-04-20 | Login to See Prices | Terminated | x12982320 |
| 2026-03-10 | 2026-04-10 | Login to See Prices | Terminated | x12871328 |
| 2026-02-06 | 2026-03-11 | Login to See Prices | Terminated | x12765588 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About Unit 18, 494 Elgin Street W, Cobourg
Summarized Description
- 3-bedroom, 1.5-bath condo townhome.
- Modern kitchen updated in 2021.
- Finished basement with extra living space.
- Fully renovated main bathroom in 2022.
- Exclusive parking for two vehicles.
- Bright living area with sliding glass door.
- Move-in ready for first-time buyers.
- Motivated seller, offers accepted anytime.
OFFERS ACCEPTED ANYTIME! 2 EXCLUSIVE PARKING SPOTS! MOTIVATED SELLER! ONLY ONE UTILITY BILL! Move-in ready 3-bedroom, 1.5 - bath condo townhome offering stylish updates and functional living space throughout. The modern white kitchen was updated in 2021 and features vinyl tile flooring, quartz countertops, a tiled backsplash, and stainless steel appliances. The bright living and dining area showcases light laminate flooring, a wood feature panel, and a sliding glass door that opens to the yard, perfect for everyday living and entertaining. Upstairs, you'll find three well-sized bedrooms, including a spacious primary bedroom with a large walk-in closet. The main bathroom was fully renovated in 2022. The finished basement adds valuable extra living space with vinyl flooring, a 2-piece bathroom, a dedicated laundry room with laundry sink, and a separate storage room, an uncommon and highly desirable feature in condo townhomes. Beautifully updated and truly move-in ready, this condo is an excellent opportunity for first-time home buyers. (Hydro approx $120/month during the Summer, $270/month during the Winter)
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,260
- Land Transfer Tax Fee
- $3,875
Condo/Maintenance Fee
- Maintenance Fee
- $562 /month
Included In Maintenance Fee
- Building Insurance Included
- Water Included
- Parking Included
Rental Items
- Rental Equipment
- HWT 17.95/Month
- Basement Type
- Finished
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- Ensuite
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Storage Area Lockers
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- None
Building
- Building Type
- Condo Townhouse
- Building Style
- 2-Storey
- Condo Corp Number
- 2
Construction
- Exposure
- North
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Inclusions
- Inclusions
- Appliances
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Exclusive
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Lockers
- Locker Type
- Ensuite+Owned
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Other
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Quartz Counter, Backsplash, Stainless Steel Appl
- Living Room—Main level, Combined w/Dining, W/O To Yard, Laminate
- Dining Room—Main level, Combined w/Living, Laminate
- Bedroom 2—Second level, Closet Organizers, Laminate, Window
- Bedroom 3—Second level, Ceiling Fan(s), Laminate, Closet
- Primary Bedroom—Second level, Window, Laminate, Walk-In Closet(s)
- Recreation—Basement level, Pot Lights, Vinyl Floor
- Bathroom—Basement level, 2 Pc Bath
- Laundry—Basement level, Laundry Sink
- Locker—Basement level
Washrooms
- 4-piece, Second
- 2-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Burnham/Elgin
- Directions
- Burnham/Elgin
- Waterfront
- None
- MLS® number
- X13449868
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-15
- Listed on
- 2026-06-16
- Days on market
- 60 days
- Possession type
- 30-59 days
- Co-op commission
- 3%
- Seller
- Listed by
- Royal LePage Our Neighbourhood Realty
Home Market Value
Current home valuation for Unit 18, 494 Elgin Street W, Cobourg, Cobourg, ON. Listed for $360,000
HOMEH Estimate
$329,462
Estimated Sales Range
$260,275 - $398,649
HOMEH Estimate for Unit 18, 494 Elgin Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$18,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,680 | $10,044 | $8,568 | $0 |
=Total mortgage | $355,680 | $334,044 | $314,568 | $288,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,737monthly | $1,631monthly | $1,536monthly | $1,406monthly |
Land Transfer Tax
$3,875
$3,875
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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