Was listed for:Expired Aug 15, 2026
$360,000

Unit 18, 494 Elgin Street W

Cobourg, ON K9A 4T6

Condo Townhouse ExpiredNot available
494 Elgin Street West exterior494 Elgin Street West2 storeys
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for Unit 18, 494 Elgin Street W, Cobourg

2026-06-16
2026-08-15
Expired
Price
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MLS#
x13449868
2026-04-20
2026-06-16
Terminated
Price
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2026-04-10
2026-04-20
Terminated
Price
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2026-03-10
2026-04-10
Terminated
Price
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2026-02-06
2026-03-11
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 18, 494 Elgin Street W, Cobourg

Summarized Description

  • 3-bedroom, 1.5-bath condo townhome.
  • Modern kitchen updated in 2021.
  • Finished basement with extra living space.
  • Fully renovated main bathroom in 2022.
  • Exclusive parking for two vehicles.
  • Bright living area with sliding glass door.
  • Move-in ready for first-time buyers.
  • Motivated seller, offers accepted anytime.

OFFERS ACCEPTED ANYTIME! 2 EXCLUSIVE PARKING SPOTS! MOTIVATED SELLER! ONLY ONE UTILITY BILL! Move-in ready 3-bedroom, 1.5 - bath condo townhome offering stylish updates and functional living space throughout. The modern white kitchen was updated in 2021 and features vinyl tile flooring, quartz countertops, a tiled backsplash, and stainless steel appliances. The bright living and dining area showcases light laminate flooring, a wood feature panel, and a sliding glass door that opens to the yard, perfect for everyday living and entertaining. Upstairs, you'll find three well-sized bedrooms, including a spacious primary bedroom with a large walk-in closet. The main bathroom was fully renovated in 2022. The finished basement adds valuable extra living space with vinyl flooring, a 2-piece bathroom, a dedicated laundry room with laundry sink, and a separate storage room, an uncommon and highly desirable feature in condo townhomes. Beautifully updated and truly move-in ready, this condo is an excellent opportunity for first-time home buyers. (Hydro approx $120/month during the Summer, $270/month during the Winter)

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,260
Land Transfer Tax Fee
$3,875

Condo/Maintenance Fee

Maintenance Fee
$562 /month

Included In Maintenance Fee

  • Building Insurance Included
  • Water Included
  • Parking Included

Rental Items

Rental Equipment
HWT 17.95/Month

Basement Type
Finished

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
Ensuite
Laundry Level
Lower Level
Interior Extras
Carpet Free, Storage Area Lockers
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building

Building Type
Condo Townhouse
Building Style
2-Storey
Condo Corp Number
2

Construction

Exposure
North
Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Inclusions

Inclusions
Appliances

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Exclusive
Parking Spaces
2
Total Garage And Parking Spaces
2

Lockers

Locker Type
Ensuite+Owned

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
Other

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Quartz Counter, Backsplash, Stainless Steel Appl
  • Living Room—
    Main level, Combined w/Dining, W/O To Yard, Laminate
  • Dining Room—
    Main level, Combined w/Living, Laminate
  • Bedroom 2—
    Second level, Closet Organizers, Laminate, Window
  • Bedroom 3—
    Second level, Ceiling Fan(s), Laminate, Closet
  • Primary Bedroom—
    Second level, Window, Laminate, Walk-In Closet(s)
  • Recreation—
    Basement level, Pot Lights, Vinyl Floor
  • Bathroom—
    Basement level, 2 Pc Bath
  • Laundry—
    Basement level, Laundry Sink
  • Locker—
    Basement level

Washrooms

  • 4-piece, Second
  • 2-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Burnham/Elgin
Directions
Burnham/Elgin
Waterfront
None

MLS® number
X13449868
Data source
Toronto Regional Real Estate Board
Status change
2026-08-15
Listed on
2026-06-16
Days on market
60 days
Possession type
30-59 days
Co-op commission
3%
Seller
Listed by
Royal LePage Our Neighbourhood Realty

Home Market Value

Current home valuation for Unit 18, 494 Elgin Street W, Cobourg, Cobourg, ON. Listed for $360,000

HOMEH Estimate

?

$329,462

Estimated Sales Range

?

$260,275 - $398,649

HOMEH Estimate for Unit 18, 494 Elgin Street W, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$329,462Medium confidence
Based on 3 comparable properties
+ $30,538 (9%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,680$10,044$8,568$0
=Total mortgage
$355,680$334,044$314,568$288,000
Amortization
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%
%
%
%
Payment frequency
=Mortgage payment
$1,737monthly$1,631monthly$1,536monthly$1,406monthly
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Land Transfer Tax

Provincial

$3,875

Total Land Transfer Tax

$3,875

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