Was listed for:Expired Aug 26, 2026
$1,099,000

7 D'Arcy Street

Cobourg, ON K9A 3Z5

Detached House ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 7 D'Arcy Street, Cobourg

2026-04-16
2026-08-26
Expired
Price
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MLS#
x13008556
2026-03-26
2026-04-16
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 7 D'Arcy Street, Cobourg

Summarized Description

  • Direct waterfront access on Lake Ontario
  • Detached bungalow with in-law suite
  • Large living area filled with natural light
  • Two driveways, parking for six vehicles
  • Privacy with no homes across or behind
  • Close to schools, parks, and beaches
  • Low-maintenance exterior with metal roof
  • Unique land offering hard-to-find privacy

Direct Waterfront on Lake Ontario. 7 D'Arcy St offers a rare chance to own a home with the lake and beach at the edge of the property. You simply walkout your back door and you are at the beach. Minutes away, the iconic Victoria Park Beach beckons with its rare fine sand and sparkling waters-perfect for summer sunbathing, swimming, and paddle boarding. Wander along the scenic waterfront boardwalk that connects the bustling marina to tranquil nature trails, offering a picturesque route for morning jogs or evening strolls in every season.In the winter, the area transforms into a festive wonderland with the 'Christmas Magic' light displays and outdoor skating by the harbour. This vibrant community hub seamlessly blends natural beauty with the charm of historic downtown boutique shops and dining, offering a 'feel-good' lifestyle that truly shines year-round.Escape the city to this detached lakeside bungalow. Located just 75-90 minutes from Toronto. This property offers the dream of waterfront living without the gruelling cottage country commute. This bungalow features a functional 3+1 bedroom layout, two washrooms, and a separate in-law suite. The exterior is low-maintenance with a metal roof and brick siding, and a 2-year-old furnace.You can always remodel a kitchen and living room, but you can never duplicate 170 feet of private lake Ontario frontage steps from Victoria Park. This is a rare half-acre canvas for a custom lakeside lifestyle.Privacy with no homes across or behind. Two driveways with parking for 6, a backyard workshop, and a shed. The workshop in the back is a plus for anyone needing a hobby space or extra storage.All on a piece of land that is almost impossible to find. It is a quiet, unique spot that offers a level of privacy that is hard to replicate. Schools and parks are located near by.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,518
Land Transfer Tax Fee
$18,455

Basement Type
Full

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Suite, Water Heater
View
Beach, Clear, Lake, Panoramic
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Beach, Clear View, Lake Access, Marina, Park, Waterfront
Accessibility Features
Bath Grab Bars, Ramps, Wheelchair Access
Other Structures
Shed, Workshop

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
132.00 ft
Lot Depth
165.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Cable
Yes

Bedrooms
3 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Ground level, Family Size Kitchen, Double Sink, Window
  • Living Room—
    Ground level, Combined w/Dining, Hardwood Floor, Window
  • Dining Room—
    Ground level, Combined w/Living, Window, Hardwood Floor
  • Foyer—
    Ground level, Laminate
  • Bedroom—
    Ground level, Ceiling Fan(s), Closet, Window
  • Bedroom 2—
    Ground level, Hardwood Floor, Ceiling Fan(s), Window
  • Bedroom 3—
    Ground level, Window, Hardwood Floor
  • Bathroom—
    Ground level, 4 Pc Bath
  • Kitchen—
    Ground level, Pot Lights, Hardwood Floor
  • Bedroom—
    Ground level, Window, Mirrored Closet, Hardwood Floor
  • Bathroom—
    Ground level, Laminate, Pot Lights, 4 Pc Bath
  • Mud Room—
    Ground level

Washrooms

  • 4-piece, Ground
  • 4-piece, Ground

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
D'Arcy Street & Lakeshore Dr
Directions
D'Arcy Street & Lakeshore Dr
Waterfront
Direct

MLS® number
X13008556
Data source
Toronto Regional Real Estate Board
Status change
2026-08-26
Listed on
2026-04-16
Days on market
132 days
Possession type
30-59 days
Co-op commission
2.0 + HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 7 D'Arcy Street, Cobourg, Cobourg, ON. Listed for $1,099,000

HOMEH Estimate

?

$1,034,920

Estimated Sales Range

?

$908,710 - $1,162,139

HOMEH Estimate for 7 D'Arcy Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,034,920Low confidence
Based on 4 comparable properties
+ $64,080 (6%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Cobourg, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $599,000 over $500K

Minimum down payment

$84,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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+CMHC insurance
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Land Transfer Tax

Provincial

$18,455

Total Land Transfer Tax

$18,455

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·740m

5.2 /10

C R Gummow

Public·elementary·1.0km

6.7 /10

St Michael's

Private·elementary·1.6km

4.8 /10

St. Joseph

Private·elementary·2.6km

6.0 /10

Burnham

Public·elementary·2.9km

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