Listed for:Listed Jan 6, 2026
$4,500,000

65 Fire Route 21

Galway-Cavendish and Harvey (Rural Galway-Cavendish and Harvey), ON K0L 1J0

Rural Residential For Sale
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Sale & Price History for 65 Fire Route 21, Galway-Cavendish and Harvey, Rural Galway-Cavendish and Harvey

No listing history available

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About 65 Fire Route 21, Galway-Cavendish and Harvey, Rural Galway-Cavendish and Harvey

Summarized Description

  • Iconic property with modern renovations and historic charm.
  • Two buildings: Gallery and Cottage with waterfront access.
  • Gallery features 3,000 sq. ft. living space.
  • Cottage offers 5,000 sq. ft. with rental income potential.
  • Breathtaking views and direct water access.
  • Large deck and patio for outdoor enjoyment.
  • Severance approved, option to purchase separately.

Discover the iconic Gallery and Cottage on the Lake in Buckhorn, a property steeped in history and reimagined for modern living.The Gallery offers a 4-season, 3,000 sq. ft. living space that has been newly renovated for comfort and flexibility. With 6 bedrooms, 3 bathrooms, a modern kitchen, laundry, and a spacious living room, there is plenty of room for family and guests. Outdoors, a large deck and expansive patio showcase breathtaking views of Lower Buckhorn Lake, with a gentle slope leading down to the waters edge and a brand-new dock. Above, the upper gallery provides over 12,000 sq. ft. of additional space an inspiring canvas to bring your dream project to life.The Cottage offers a 4-season, 5,000 sq. ft. waterfront residence designed for both relaxation and entertaining. With 6+ bedrooms, 3 bathrooms, and a thoughtful layout, the home boasts a grand front foyer, a spacious kitchen, and a large entertainment room with wet bar. Year-round enjoyment continues in the sunroom with built-in hot tub, or from the covered porch with panoramic lake views. Currently rented out through Airbnb as a short-term rental at $900++ per night, the cottage presents both lifestyle and income potential.Set in a private, natural setting with direct access to the Trent-Severn Waterway, this property is a rare and exceptional opportunity to own a piece of Kawartha Lakes history while enjoying all the comforts of modern waterfront living. The two buildings are in the final stages of severance. The option to purchase them separately is available; however, any such offer must be made conditional upon the completion of the severance. Severance has been approved. Waiting on Final paperwork.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$17,376
Land Transfer Tax Fee
$98,975

Basement Type
None, Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Guest Accommodations, Storage
View
Water
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Rural Residential
Building Style
2-Storey
Approx Age
31-50

Construction

Exterior Finish
Cedar
Roof
Shingles
Foundation Details
Concrete
Special Designation
Accessibility, Unknown

Lot

Lot Front
372.00 ft
Lot Depth
800.00 ft

Exclusions

Exclusions
Personal items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
20
Total Garage And Parking Spaces
21

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
6 + 6
Washrooms
6
Kitchens
2
Family / bonus room
Yes

Washrooms

  • 2-piece, Ground
  • 3-piece, Second
  • 3-piece, Second

Municipality
Galway-Cavendish and Harvey
Neighbourhood
Rural Galway-Cavendish and Harvey
Main cross streets
Buckhorn Road & 36
Directions
County Road 36, to Fire Route 21
Waterfront
Direct

MLS® number
X12668902
Data source
Toronto Regional Real Estate Board
Listed on
2026-01-06
Updated on
2026-10-06
Days on market
291 days
Possession type
Flexible
Co-op commission
2% or as per MLS
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 65 Fire Route 21, Galway-Cavendish and Harvey, Rural Galway-Cavendish and Harvey, Galway-Cavendish and Harvey, ON. Listed for $4,500,000

HOMEH Estimate

?

$3,920,000

Estimated Sales Range

?

$2,352,000 - $5,488,000

HOMEH Estimate for 65 Fire Route 21, Galway-Cavendish and Harvey, Rural Galway-Cavendish and Harvey

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$3,920,000Low confidence
Based on 1 comparable property
+ $580,000 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Galway-Cavendish and Harvey, ON
Minimum Down Payment Required:20.0%

20% required for homes $1.5M or more

Minimum down payment

$900,000

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$3,600,000$3,375,000$3,150,000$2,925,000
Amortization
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Payment frequency
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$17,577monthly$16,478monthly$15,380monthly$14,281monthly
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Land Transfer Tax

Provincial

$98,975

Total Land Transfer Tax

$98,975

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