
1480 Topps Drive
Highlands East (Cardiff Ward), ON K0L 1M1
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,012Tax
- 166×347 ftLot Size
- Estimated Value:$430,500See Free Estimate Report

This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 1480 Topps Drive, Highlands East, Cardiff Ward
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-15 | 2026-08-15 | Login to See Prices | Sold | x13566684 |
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About 1480 Topps Drive, Highlands East, Cardiff Ward
Summarized Description
- Beautiful three season cottage on Monck Lake
- 166 feet of private lake frontage
- Rustic 4 bedroom with vaulted ceilings
- Converted sauna in dry slip boathouse
- Log sugar shack adds unique charm
- Level, gentle sloping one-acre lot
- Ideal for fishing, kayaking, and family fun
- Close to local supplies and amenities
Monck Lake. Three season cottage on beautiful Monck Lake. Level and very gentle sloping one acre treed lot with 166 feet of lake frontage. Rustic 4 bedroom, 2 full bathroom cottage with wood floors, and vaulted ceilings in the living room provides lots of space for family and friends. Newer metal roof. Small, dry slip boathouse at shore converted into a sauna and sitting room. Detached, oversized single car garage. A picture perfect, log "sugar shack" (yes, they made maple syrup here) completes the property. Very private setting. The cottage has been enjoyed for decades by the same family. Monck Lake is a lovely lake within Haliburton County - good fishing, kayaking, canoeing, boating and swimming. Nearest supplies are approximately 10 mins away in Cardiff - for gas, food and LCBO - Wilberforce 20 mins or Bancroft 25 minutes. Perfect for a family to enjoy summer fun. Click "Multimedia" below for additional photos and more.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,012
- Land Transfer Tax Fee
- $7,273
- Basement Type
- Crawl Space, Exposed Rock
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Sauna, Water Heater Owned
- View
- Clear, Lake
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing, Privacy, Seasonal Living
- Pool
- None
- Property Features
- Clear View, Waterfront, Wooded/Treed
- Other Structures
- Sauna, Shed, Storage, Workshop
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Piers
- Special Designation
- Unknown
Lot
- Lot Front
- 166.00 ft
- Lot Depth
- 346.94 ft
- Lot Size
- 1.13
- Lot Shape
- Irregular
Inclusions
- Inclusions
- All appliances as viewed. 2 fridges, 2 microwaves, 1 stove, 1 dishwasher, washer, dryer, most furniture & furnishings
Exclusions
- Exclusions
- Personal items (art, dishes, books, pictures)
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Dining Room—Main level
- Bedroom—Main level
- Mud Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level, Walk-Out
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Main level
- Living Room—Main level
Washrooms
- 3-piece, Main
- 4-piece, Main
- Municipality
- Highlands East
- Neighbourhood
- Cardiff Ward
- Main cross streets
- Hwy 118 & Topps Drive
- Directions
- Hwy 28 north, turn left on Dyno Rd, follow to end. Right on 118, left on Topps -- follow keeping left.
- Waterfront
- Direct
- MLS® number
- X13566684
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-15
- Listed on
- 2026-07-15
- Days on market
- 31 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- ROYAL LEPAGE FRANK REAL ESTATE
Home Market Value
Current home valuation for 1480 Topps Drive, Highlands East, Cardiff Ward, Highlands East, ON. Listed for $539,900
HOMEH Estimate
$430,500
Estimated Sales Range
$301,350 - $559,650
HOMEH Estimate for 1480 Topps Drive, Highlands East, Cardiff Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $39,900 over $500K
$28,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,430 | $15,063 | $12,850 | $0 |
=Total mortgage | $531,175 | $500,973 | $471,765 | $431,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,593monthly | $2,446monthly | $2,303monthly | $2,109monthly |
Land Transfer Tax
$7,273
$7,273
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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