Sold for:Sold Aug 15, 2026
$539,900

1480 Topps Drive

Highlands East (Cardiff Ward), ON K0L 1M1

Detached House SoldNot available

This home has sold. It is no longer available.

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Sale & Price History for 1480 Topps Drive, Highlands East, Cardiff Ward

2026-07-15
2026-08-15
Sold
Price
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MLS#
x13566684

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1480 Topps Drive, Highlands East, Cardiff Ward

Summarized Description

  • Beautiful three season cottage on Monck Lake
  • 166 feet of private lake frontage
  • Rustic 4 bedroom with vaulted ceilings
  • Converted sauna in dry slip boathouse
  • Log sugar shack adds unique charm
  • Level, gentle sloping one-acre lot
  • Ideal for fishing, kayaking, and family fun
  • Close to local supplies and amenities

Monck Lake. Three season cottage on beautiful Monck Lake. Level and very gentle sloping one acre treed lot with 166 feet of lake frontage. Rustic 4 bedroom, 2 full bathroom cottage with wood floors, and vaulted ceilings in the living room provides lots of space for family and friends. Newer metal roof. Small, dry slip boathouse at shore converted into a sauna and sitting room. Detached, oversized single car garage. A picture perfect, log "sugar shack" (yes, they made maple syrup here) completes the property. Very private setting. The cottage has been enjoyed for decades by the same family. Monck Lake is a lovely lake within Haliburton County - good fishing, kayaking, canoeing, boating and swimming. Nearest supplies are approximately 10 mins away in Cardiff - for gas, food and LCBO - Wilberforce 20 mins or Bancroft 25 minutes. Perfect for a family to enjoy summer fun. Click "Multimedia" below for additional photos and more.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,012
Land Transfer Tax Fee
$7,273

Basement Type
Crawl Space, Exposed Rock

Interior Features

Laundry Level
Main Level
Interior Extras
Sauna, Water Heater Owned
View
Clear, Lake
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Privacy, Seasonal Living
Pool
None
Property Features
Clear View, Waterfront, Wooded/Treed
Other Structures
Sauna, Shed, Storage, Workshop

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Wood
Roof
Metal
Foundation Details
Piers
Special Designation
Unknown

Lot

Lot Front
166.00 ft
Lot Depth
346.94 ft
Lot Size
1.13
Lot Shape
Irregular

Inclusions

Inclusions
All appliances as viewed. 2 fridges, 2 microwaves, 1 stove, 1 dishwasher, washer, dryer, most furniture & furnishings

Exclusions

Exclusions
Personal items (art, dishes, books, pictures)

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Other
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Mud Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level, Walk-Out
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Main level
  • Living Room—
    Main level

Washrooms

  • 3-piece, Main
  • 4-piece, Main

Municipality
Highlands East
Neighbourhood
Cardiff Ward
Main cross streets
Hwy 118 & Topps Drive
Directions
Hwy 28 north, turn left on Dyno Rd, follow to end. Right on 118, left on Topps -- follow keeping left.
Waterfront
Direct

MLS® number
X13566684
Data source
Toronto Regional Real Estate Board
Status change
2026-08-15
Listed on
2026-07-15
Days on market
31 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
ROYAL LEPAGE FRANK REAL ESTATE

Home Market Value

Current home valuation for 1480 Topps Drive, Highlands East, Cardiff Ward, Highlands East, ON. Listed for $539,900

HOMEH Estimate

?

$430,500

Estimated Sales Range

?

$301,350 - $559,650

HOMEH Estimate for 1480 Topps Drive, Highlands East, Cardiff Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$430,500Low confidence
Based on 12 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Highlands East, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $39,900 over $500K

Minimum down payment

$28,990

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$531,175$500,973$471,765$431,920
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Land Transfer Tax

Provincial

$7,273

Total Land Transfer Tax

$7,273

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