4 Fire Route 140 (Turtle Lane)
McKellar, ON P0G 1C0
- 2Bedrooms
- 1Bathroom
- 0Garage
- < 700Sq Ft
- $2,170Tax
- 654×855 ftLot Size
Estimated Value:$550,500See Free Estimate Report
Property not available for sale or for rent.
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About 4 Fire Route 140 (Turtle Lane), McKellar
Summarized Description
- Charming cottage with modern renovations.
- Set on over 12 acres of land.
- Features 654 feet of lakefront.
- Fully winterized for year-round use.
- Versatile for personal or investment use.
- Stunning views and abundant outdoor space.
- 20 minutes from Parry Sound amenities.
- Potential for future development opportunities.
Welcome to 4 Turtle Lane on beautiful Armstrong Lake, a rare waterfront opportunity offering lifestyle, privacy, and exceptional investment potential. Set on over 12 acres with over 600 feet of frontage on Armstrong Lake, plus frontage on Centre Road, this thoughtfully renovated cottage is move-in ready and designed for immediate enjoyment. Gather with family and friends with plenty of outdoor space to relax, entertain, garden, explore, and take in the natural surroundings. Armstrong Lake is a deep, spring-fed, stocked lake, large enough to enjoy boating and Sea-Dooing, with stunning views, great trails, nearby ATV routes, and a solid foundation pinned to granite for lasting stability. The property has been thoughtfully landscaped, creating a welcoming setting that feels both private and easy to enjoy. Walk to shopping, including the LCBO, and enjoy the local market every Saturday, all while being just 20 minutes from Parry Sound. Investors and future-focused buyers will appreciate the versatility of this property, including its additional Centre Road frontage and potential for future development or lot creation, subject to approvals. Whether you move in and enjoy the renovated cottage as it stands, create a family retreat, or explore ways to add long-term value, 4 Turtle Lane offers a rare combination of turn-key comfort, recreation, and future opportunity. Be where you want to be.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,170
- Land Transfer Tax Fee
- $9,073
Rental Items
- Rental Equipment
- None
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Privacy
- Pool
- None
- Property Features
- Beach, Lake/Pond, Library, Park, Place Of Worship, Rec./Commun.Centre
- Other Structures
- Garden Shed, Shed, Storage
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 654.00 ft
- Lot Depth
- 855.00 ft
- Lot Size
- 12.24
Inclusions
- Inclusions
- Fridge, stove, washer, dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Hydro
- Yes
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level
Washrooms
- 4-piece
- Municipality
- McKellar
- Neighbourhood
- McKellar
- Main cross streets
- Hwy 124 and Center Road
- Zoning
- WF3
- Directions
- Hwy 124, to Harriet St, to Turtle Lane
- Waterfront
- Direct
- MLS® number
- X12715532
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-10
- Listed on
- 2026-01-20
- Days on market
- 263 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 4 Fire Route 140 (Turtle Lane), McKellar, McKellar, ON. Listed for $629,900
HOMEH Estimate
$550,500
Estimated Sales Range
$430,544 - $670,456
HOMEH Estimate for 4 Fire Route 140 (Turtle Lane), McKellar
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $129,900 over $500K
$37,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,659 | $17,574 | $14,992 | $0 |
=Total mortgage | $615,135 | $584,484 | $550,407 | $503,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,003monthly | $2,854monthly | $2,687monthly | $2,460monthly |
Land Transfer Tax
$9,073
$9,073
Around this home
No schools found nearby
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