46 James Street
Ottawa (Ottawa Centre), ON K2P 0T6
- 6Bedrooms
- 5Bathrooms
- 3Parking
- 2500–3000Sq Ft
- $8,688Tax
- 33×109 ftLot Size
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 46 James Street, Ottawa, Ottawa Centre
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About 46 James Street, Ottawa, Ottawa Centre
Summarized Description
- Located in the heart of Ottawa.
- Generated $83,447.64 gross rental income in 2025.
- Stable cash flow with $59,685.84 net income.
- Well-maintained rental units with proven performance.
- Access to shopping, parks, and services nearby.
- Supports ongoing rental demand in urban area.
- Ideal for both experienced and new investors.
An investment property you would be proud to own. Welcome to 46 James Street, ideally situated in the heart of Ottawa. This property presents a compelling blend of character, functionality, and location, making it a sound addition to an investment portfolio.The building features well-maintained rental units that have demonstrated consistent performance. In 2025, the property generated gross rental income of $83,447.64. Total operating expenses for the same period amounted to $23,761.80, inclusive of insurance, property taxes, utilities, repairs and maintenance, management, and bank fees. This results in a net operating income of $59,685.84, reflecting stable and reliable cash flow based on actual historical figures.The property is located within an established urban neighbourhood with convenient access to public transit routes, nearby shopping and services, parks, and downtown Ottawa amenities. Its central location supports ongoing rental demand and aligns with the City of Ottawa's focus on intensification and walkable communities.This offering represents a well-balanced opportunity for investors seeking proven income, manageable operating costs, and a centrally located asset within the Ottawa market, suitable for both experienced investors and those looking to expand their holdings with a property backed by real performance data.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $8,688
- Land Transfer Tax Fee
- $17,973
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Separate Hydro Meter, Water Meter, Storage, Storage Area Lockers, Floor Drain
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 33.33 ft
- Lot Depth
- 109.00 ft
- Lot Size
- 3632.97
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 6
- Washrooms
- 5
- Kitchens
- 4
Washrooms
- 3-piece, Main
- 4-piece, Main
- 4-piece, Second
- 4-piece, Second
- 3-piece, Third
- Municipality
- Ottawa
- Neighbourhood
- Ottawa Centre
- Main cross streets
- James Street & Bank Street
- Directions
- North on Bank Street from Gladstone, Left on James Street
- MLS® number
- X12735442
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-27
- Listed on
- 2026-01-28
- Days on market
- 119 days
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE TEAM REALTY
Home Market Value
Current home valuation for 46 James Street, Ottawa, Ottawa Centre, Ottawa, ON. Listed for $1,074,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 46 James Street, Ottawa, Ottawa Centre
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $574,900 over $500K
$82,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $39,685 | $29,990 | $25,583 | $0 |
=Total mortgage | $1,031,818 | $997,400 | $939,248 | $859,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,038monthly | $4,870monthly | $4,586monthly | $4,199monthly |
Land Transfer Tax
$17,973
$17,973
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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